Credit Score in Pennsylvania : Questions & Answers

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Sandra Hazel…, Real Estate Pro in 19103
Sandra Hazeltine answered:
Bad credit/Good credit???
I'd be happy to refer you to a lender who can answer that question for you. Feel free to reach out any time, my contact information is on my profile.
0 votes Share Flag Tue Mar 17, 2015 Credit Score in Philadelphia
jameskittykat, Home Buyer in Cape May, NJ
jameskittykat answered:
Credit scores and fha loans??
K eliff I have a credit score of 601 and make an avg of 150000 a year, I own a home and pay by weekly
I am looking for a non fha loan of 75000 for a summer vacation loan. My credit re ... more
0 votes Share Flag Fri Mar 13, 2015 Credit Score in York
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
WHAT CREDIT SCORE IS NEEDED FOR FDA LOANS?
Complete a loan application with a local lender and they will be able to answer your questions in detail.
0 votes Share Flag Sun Jan 4, 2015 Credit Score in 19131
Mzruthlessone, Home Buyer in Philadelphia, PA
Mzruthlessone answered:
How can I rent if I have an eviction on my credit report?
I have an eviction due to the landlord not maintaining the house I'm living in so I called land I on her I have to be out of this house in 8 days and don't want to be homeless ... more
0 votes Share Flag Mon Dec 8, 2014 Credit Score in Philadelphia
John Hicks, Real Estate Pro in New Albany, OH
John Hicks answered:
Fha requirement score
Hello Lisanferro,

I lend down to a 580 credit score on FHA I would love to assist you in getting pre-approved please check out my page and reviews.
Below is my contact information:
... more
0 votes Share Flag Mon Dec 8, 2014 Credit Score in Bangor
Gary Swank, Real Estate Pro in Pittsburgh, PA
Gary Swank answered:
My fiance's score is 598 and mine is 543 are they too low to purchase a home?
Possibly, but you need to discuss that with a licensed mortgage broker. Best of luck to you.
1 vote Share Flag Sat Sep 13, 2014 Credit Score in Pittsburgh
Howellp2, Home Buyer in Hershey, PA
Howellp2 answered:
Can I get a USDA loans or fha loan with a credit score of 633?
what does your credit score need to be to purchase a home for 260.000.00? Right now it is 585.
Husbands is 589. Had to file bankruptcy in 2010 has already been discharged. Need your ... more
0 votes Share Flag Wed Aug 20, 2014 Credit Score in Hershey
Ed Fallon, M…, Real Estate Pro in West Chester, PA
Ed Fallon, MBA answered:
How to improve your credit?
I recommend that you meet with a credit repair specialist or a mortgage loan officer. Have them run your credit report, analyze the credit score, and determine which actions will have ... more
0 votes Share Flag Tue Jul 29, 2014 Credit Score in Philadelphia
Cory Troup, Real Estate Pro in Denton, TX
Cory Troup answered:
Is there a way to rent an apt/home in Allentown Reading Easton or Phillipsburg,NJ w/o being denied due to credit?
Hi,

Sometimes it helps renters if they wait to put in an application until they (or their Realtor) explains the situation to the landlord/listing agent. If you are upfront and tell ... more
1 vote Share Flag Wed Jul 23, 2014 Credit Score in Allentown
Glen Guadalu…, Real Estate Pro in Philadelphia, PA
Glen Guadalupe answered:
Espero en seis meses o menos comprar casa y necesito saber requisitos?
Mandeme el numero de contacto a mi email para poder ayudar. glengrealtor@yahoo.com
0 votes Share Flag Thu Jul 17, 2014 Credit Score in Philadelphia
Sandra Hazel…, Real Estate Pro in 19103
Sandra Hazeltine answered:
Does piggybacking trade lines help increase credit scores as seen on the internet. Are the actions legal?
I'm assuming, based on your previous questions, that this is in regards to getting a mortgage on a property. Mortgage lenders use FICO scores to help determine eligibility for a mortgag ... more
0 votes Share Flag Thu Jun 19, 2014 Credit Score in Philadelphia
Alan Sott, Real Estate Pro in Scranton, PA
Alan Sott answered:
I want to try and buy a house but I'm not sure if my credit is good enough. What should my credit score be to get a mortgage?
Hi PrettyOne,

Generally speaking, a good credit history and score is very important because it will dictate the terms and interest your able to lock down and save you, potentially, a ... more
1 vote Share Flag Tue May 20, 2014 Credit Score in 18503
Hlear, Home Buyer in Whittier, CA
Hlear answered:
I have a 650 credit score, but have a foreclosure from a timeshare that was purchased in 2007 and foreclosed on in 2011. Can I get a loan?
We can remove the Foreclosure and anything else in 30 to 60 days and it will stay off.
Guaranteed
0 votes Share Flag Thu Mar 27, 2014 Credit Score in 19054
Daniel Dixon…, Real Estate Pro in 80128
Daniel Dixon l The Dixon Group answered:
can i get a hud loan with bad credit?
The challenge you may have is getting qualified for the HUD home by the lender with bad credit. Have you looked into credit counseling at all?
0 votes Share Flag Mon Feb 24, 2014 Credit Score in 18324
Bobby Atkiss…, Real Estate Pro in Columbia, MO
Bobby Atkisson answered:
What is the required credit score in PA?
It is not about your location, nor your credit score to determine "how much" of a house you qualify for. It as well will have to do with your down payment, your income and what type of ... more
0 votes Share Flag Mon Feb 17, 2014 Credit Score in Pennsylvania
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
I have potential buyers who need credit repair. Can anyone refer me to a high quality credit repair firm? I'm in the Philadelphia area. Thank you.
How do you spell mortgage fraud?

Contact your local FBI office and ask them who to go to for credit repair.

Jim Simms
NMLS # 6395
JSimms@cmcloans.com
Financing Kentucky O ... more
0 votes Share Flag Mon Jan 20, 2014 Credit Score in 19026
Alan Openshaw, Real Estate Pro in Warminster, PA
Alan Openshaw answered:
Anybody knows if karma credit score give you the rigth score? Because id internet know if this is my real credit score (700) if is good to buy a
Hello Letzy,

Karma credit does not give a score that mortgage companies use.
If you want to get pre-approved, you need to speak with a mortgage loan officer like myself or go to yo ... more
0 votes Share Flag Fri Jan 3, 2014 Credit Score in Upper Darby
* Benny Smith…, Real Estate Pro in 15057
* Benny Smith ABR, GRI, SRES answered:
Are my scores good enough to get a mortgage?
How is it going with your Home search. I did not see this earlier but you may have asked the wrong question. The score is not the only factor when getting a loan. The score sets the ra ... more
0 votes Share Flag Tue Dec 31, 2013 Credit Score in Pittsburgh
Randall Yates, Real Estate Pro in Dallas, TX
Randall Yates answered:
Bad credit but large $ down
I know several mortgage brokers who have many different loan products. We specialize in helping people with difficult loans most lenders cannot touch.. Credit issues, self employment et ... more
1 vote Share Flag Wed Nov 6, 2013 Credit Score in 19608
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
Is there any home loan lenders in PA who will accept 582 credit score?
You can get an FHA loan with a 580 middle score with some lending institutions but not many. I would recommend finding a broker or service to help you locate a reputable lender that can ... more
1 vote Share Flag Tue Oct 29, 2013 Credit Score in Philadelphia
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