Pittsburgh is a very unique place to understand geographically with around 200 boroughs and townships in Allegheny County alone. There are many interesting downtown condos to consider but in the price range of $250K to $300K, you will not find a very luxurious place to live. You may want to consider a condo with a view of the city in Mount Washington with very quick access to downtown. The price range is still a bit questionable but more feasible in Mt. Washington than downtown. Go to www.55properties.com to see some downtown condo communities with links to their websites.... more
I moved from their, be vary carefull they have a lot of rules more of a retirement village. not children friendly. they will tell you about toys in the yard and fine you for washing your car.unless it has changed.... more
19551 for the most part falls into what we call USDA rural housing. that is a specialized government program that allows you to borrow up to 100% of the loan amount. This is a very popular program around your area. Many times, its cheaper than renting a property. there are income guidelines, and credit limitations, but Allison Lawless and I would be happy to talk further with you on this.
You need to get in touch with a loan officer to see how much of a mortgage you will qualify for. You may be surprised with all the financing available out there, you may be able to qualify for more than you anticipated. 100% financing depends on your area, so also make sure you ask your loan officer about this type of financing. Once you have established your loan amount, make sure you contact a local real estate agent to help you find your dream home.... more
You can also get a free copy of your credit report and look at what is on the report. Simply by contacting the credit agency yourself and telling them in writing to remove some of the old items that have been paid off will help your credit score tremendously. Look at your credit cards and installment loans and see if there are any you can pay down over several months, high balances also create low credit scores. Then check with a loan officer because there is new financing available everyday with credit scores under 580. A good loan officer will direct you also what you need to do to increase your credit scores... more
HI Meg -- Do you have the home listed with a different realtor? If so, they can go into Trulia and claim the listing. If not you will have to contact the old realtor and ask them to remove it. Trulia doesn't allow for sale by owner listings, you have to work with a licensed professional to have the home shown here.... more