Actually, you might have other options besides filing for bankruptcy. You might want to consider selling your property to an investor with creative financing. (Please keep me in mind if you opt to sell.) You also should speak with a financial planner and credit counselor BEFORE speaking with a bankruptcy attorney to find out what you'd need to do to get back on track.
You might find that you're much better off than you think, and that making a few changes might make all the difference in the world for you.... more