Financing in Palm Springs : Questions & Answers

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unitedmortga…, Other/Just Looking in Palm Springs, CA
unitedmortgage.finance answered:
What loan companies offer US mortgages to Canadians?
Guaranteed 2% loan offer

This is a commercial body for real Estate,We offer any kind of loan to individuals and companies up to $45,000,000.00, such as start-up business loan,hotel ... more
0 votes Share Flag Tue Aug 12, 2014 Financing in Palm Springs
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
What loan companies offer US mortgages to Canadians?
Hello maseri, you may qualify for a Foreign National loan with NO US fico scores. It only takes a few dozen questions to qualify and go over your options.

Sheryl Arndt, Real Estate B ... more
0 votes Share Flag Fri Jun 6, 2014 Financing in Palm Springs
ICCMORTGAGE, Both Buyer and Seller in Queens, NY
ICCMORTGAGE answered:
Who can do construction loan in California,singal family Owner occupay prefer wholesale?
ICC Mortgage And financial Services, Is a sincere and certified private Loan company approved by the Government, we give out international and local loans to all countries in the world, ... more
0 votes Share Flag Sun Jan 12, 2014 Financing in Palm Springs
anthony.vent…, Real Estate Pro in Danville, CA
anthony.venturi answered:
Is there a lender in Palm Springs that will fund a construction loan that rolls into a permanent loan for a single fmaily residence?
I am a mortgage banker that does single close construction loans in CA. Our loans have options that allow as little as 3.5% down. The loan can be used to purchase the land pay for fees ... more
0 votes Share Flag Mon Nov 4, 2013 Financing in Palm Springs
Neiltrulia, Renter in United Neighborhood of...
Neiltrulia answered:
Can the owner of a condo on leased land obtain a reverse mortgage? Or a secondary, home improvement loan?
Homeowners still retain title and ownership to their home during the life of the loan, and can choose to sell the home at any time. As long as the borrower continues to live in and main ... more
8 votes Share Flag Sun May 19, 2013 Financing in Palm Springs
linpohloanfi…, Other/Just Looking in Waterville, ME
linpohloanfirm answered:
Our combined annual income has dropped from $140,000 to $100,000 as I have decided to semi-retire at age 54.
Dear Investor's/Loan Seeker's,

You are welcome to Lin Poh Loan Firm! We are a private Investor /Lender, We Offers Private, Business, Project, Investment and Personal Loans etc with ... more
0 votes Share Flag Mon Feb 18, 2013 Financing in Palm Springs
Scott + Jim…, Real Estate Pro in Palm Springs, CA
Scott + Jim Homes Team answered:
what banks are still lending on lease land in Palm Springs?
I would reach out to Ryan Gray at So CAL Direct Lending. He has worked effectively with many of my lease land Buyers.
0 votes Share Flag Thu Nov 29, 2012 Financing in Palm Springs
tj schroeder…, Real Estate Pro in Palm Springs, CA
tj schroeder - GRI, e-Pro answered:
I am an Australian with a house in Palm Springs that I am looking to refinance with a US lender. Appreciate any suggestions or guidance.
You have a number of answers here, Grant, with conventiona wisdom, and there may still be one more possibility. Have you considered a "hard money" lender? Do you know what t ... more
0 votes Share Flag Thu Jul 28, 2011 Financing in Sunmor
Vicky  Spiva, Other/Just Looking in Redding, CA
Vicky Spiva answered:
Are there any American Banks that will give home equity loans to Canadians? We own an American home.
I guess my first question would be do you have a Resident Alien Card? If so, then there should be a bank that would help you. Have you tried US Bank? Our company has a broker relatio ... more
0 votes Share Flag Wed Jan 5, 2011 Financing in Palm Springs
Roswell Moore…, Real Estate Pro in Scottsdale, AZ
Roswell Moore, CMPS answered:
Thinking of purchasing a 2nd home and see down payment requirements all over the map (10-50%) - what's a realistic number?
Hi Cja,

Thank you for the clarification on your intentions with the property. With that, I will change what I said in my earlier response to you (at the bottom of this post) which a ... more
0 votes Share Flag Fri Sep 17, 2010 Financing in Palm Springs
Jane Grant, Real Estate Pro in Temecula, CA
Jane Grant answered:
I purchased a motor home lot in Palm Springs in 2007. I could not qualify for the loan, because of dropping home equity. Do I lose my down payment?
Gerald: Hopefully your contract had a "loan contingency", in it stating that if you were unable to obtain financing you would get your deposit back.

Usually deposits are ... more
0 votes Share Flag Wed Feb 10, 2010 Financing in Palm Springs
Jeannette Ka…, Real Estate Pro in 99208
Jeannette Karis answered:
I have been looking at a 203k refinance but I have read that contractors don't want to deal with the paperwork and deadlines involved.
There is a new and improved FHA 203K streamline program where the borrowers can borrow up to 110% of the appraised value providing quotes for the items they want to address (some limita ... more
0 votes Share Flag Fri Oct 16, 2009 Financing in Palm Springs
Jessica Sull…, Real Estate Pro in 85142
Jessica Sulliman answered:
Does anyone know any wholesale lenders that have a foreign national program for a CA purchase (70% ltv)?
US Bank is the only one I know of still offering financing to Canadians. They don't advertise. 75% ltv, full doc.
0 votes Share Flag Fri Jul 24, 2009 Financing in Palm Springs
Elaine Stewa…, Real Estate Pro in Palm Desert, CA
Elaine Stewart answered:
I am looking for a reputable person who can handle contact with the bank about a short re-finance on my home
Be careful with some of these loan modification companies, make sure you check them out and don't give any money up front.
0 votes Share Flag Mon Jun 8, 2009 Financing in Palm Springs
Dana Schuster, Real Estate Pro in 70458
Dana Schuster answered:
what kind of financing is there for manufactured homes in a park setting?
You would have to finance this in the same way you would a car. if you are not purchasing the land along with the mobile,it is considered moveable property,not real estate. you cannot g ... more
0 votes Share Flag Sun Mar 15, 2009 Financing in Palm Springs
Elaine Stewa…, Real Estate Pro in Palm Desert, CA
Elaine Stewart answered:
It's getting worse and I don't get it. Now we're told lenders want 50% down from Canadians. A report in the
Good Luck Vicki, wishing you a smooth escrow on this one.
0 votes Share Flag Sun Jun 15, 2008 Financing in Palm Springs
Elaine Stewa…, Real Estate Pro in Palm Desert, CA
Elaine Stewart answered:
Yikes! Now lenders want 35% down from Canadians. There's got to be lenders who are in a position to offer
Here are the requirements from my preferred lender here in the Palm Springs area. Let me know if you need a referral.

Second Homes Only Purchase only SFR, Condos or PUDs ok 65% max ... more
0 votes Share Flag Sun May 4, 2008 Financing in Palm Springs
Michel Brise…, Home Buyer in Vancouver, B.C. Canada
Michel Brisebois answered:
Are US lenders reluctant to loan to Canadians? I read on a mortgage broker's blog that he knew of at least
As a Canadian from Vancouver looking at PS and Phoenix properties and thinking the same thing, it all depends what you want to do.

If you plan to live as "Snow Birds" immediately, t ... more
0 votes Share Flag Thu Apr 24, 2008 Financing in Palm Springs
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