Financing in Palm Desert : Questions & Answers

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Lisa Molinar, Real Estate Pro in Palm Springs, CA
Lisa Molinar answered:
I am a foreign national looking for a mortgage loan in California with 30 -35% down. I have 40 days to close does anyone know of anyone who would do
We have direct lenders that will lend to foreign nationals. Lease contact us at 760 325 2223
thank you.
0 votes Share Flag Fri Apr 18, 2014 Financing in Palm Desert
Yanni raz, Real Estate Pro in Sherman Oaks, CA
Yanni raz answered:
FHA for second home
Hello Laurent,

As per FHA guidelines you can have two owner occupied investments, under two certain circumstances.

One if your relocating for work or two if you're expanding a fa ... more
0 votes Share Flag Tue Jan 7, 2014 Financing in Palm Desert
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
I recently purchased a moble home in Palm Desert all cash. Do you have lenders that will refinance or provide home improvement loans?
A lot depends on a couple of things. Was the home built before June 15, 1976? If it was it's a Pre HUD mobile home in a rent/lease park/development it could be quite difficult to find a ... more
0 votes Share Flag Tue Mar 12, 2013 Financing in Palm Desert
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Hi there my name is Liz and I'd like to know how long I have to wait to get a loan after a forclosure? some co. say 2yrs and most say 3.
Good afternoon Liz,

FHA program requires waiting 3 years before you can qualify for new mortgage financing. But my take on this guideline based on my 23 years experience as a mortga ... more
0 votes Share Flag Thu Sep 27, 2012 Financing in 92260
Michael Doyle, Real Estate Pro in Palm Desert, CA
Michael Doyle answered:
to claify we want to buy a mobile home and so far most lenders say no to mobile homes this is for a winter home and will be as cheap as possible
I have answered this before, but, I have several lenders who loan on the type home you are interested in. I do not know which park you are interested in, but if you will, please send me ... more
0 votes Share Flag Sat Sep 22, 2012 Financing in Palm Desert
Annette Levi…, Real Estate Pro in New York, NY
Annette Levinson answered:
my father passed away, i am sole trustee, will i have to qualify to take over loan on house? If i can't what happens?
Jodie,
Was the mortgage only in your father's name? If so it is due upon his death. If the mortgage was assumable, you still have to qualify for the mortgage. This would not be done un ... more
0 votes Share Flag Sat Sep 22, 2012 Financing in Palm Desert
Michael Doyle, Real Estate Pro in Palm Desert, CA
Michael Doyle answered:
we are canadian snowbirds if we dont have cash to buy in ca what other options are open to us?
You can always do a lease option which would provide you time to assess the area you are living and acquaint yourself with other areas in the valley that might be more appealing. This i ... more
0 votes Share Flag Sun Jan 15, 2012 Financing in Palm Desert
Leslie, Home Buyer in Santa Clara, CA
Leslie answered:
Fanny / Freddy - Social Dues
Hi

As I stated earlier, we were denied the loan due to the HOA funding in part the restaurant at the country club. We checked with another lender and had the same issue. Here is a ... more
0 votes Share Flag Tue Jan 5, 2010 Financing in Palm Desert
Dan Castagna, Real Estate Pro in Mount Laurel, NJ
Dan Castagna answered:
can you refi.wean you are ladoff
Bob,

the short an is probably not. But if you will be receiving Socical security, you might qualify using that income. Since you are 62, you might qualify for a reverse mortgage. ... more
0 votes Share Flag Mon Oct 5, 2009 Financing in 92211
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