Financing in Pacifica : Questions & Answers

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David 'TAP'…, Real Estate Pro in Burlingame, CA
David 'TAP' Tapper answered:
Which is the best way to increase my home equity, pay down the principal (where I get a $1 for $1) or do a home renovation like a room addition?
If you pay down your mortgage by making extra principal payments, you can knock off years to your mortgage.

You might also do some updating at the same time so you can enjoy your ho ... more
0 votes Share Flag Sun Feb 17, 2013 Financing in 94044
David 'TAP'…, Real Estate Pro in Burlingame, CA
David 'TAP' Tapper answered:
What are points? can a buyer right them off? or the seller?
Be very careful! Every situation is different. They are not always tax deductible, you should ask your CPA about what you can or cannot right off.

Some buyers pay points to buy down ... more
0 votes Share Flag Thu Feb 14, 2013 Financing in Pacifica
Debt Free Da…, Real Estate Pro in 85260
Debt Free Dave answered:
Paying off bills vs. down payment money?
You may also want to consider a debt negotiation program.
0 votes Share Flag Sun Jul 27, 2008 Financing in Pacifica
Herb Schmule…, Real Estate Pro in Burlingame, CA
Herb Schmulewicz answered:
Want to refinance and have imporved the home since it was last appraised, how do we know the new value?
Most agents have access to county records and can simply get information as to what has sold over what duration of time and for the same type of property in the same area. The MLS, whi ... more
0 votes Share Flag Wed Jul 23, 2008 Financing in 94044
Debt Free Da…, Real Estate Pro in 85260
Debt Free Dave answered:
Are loans with anything below a 20% down payment available for loans above $417K? I spoke to a Wells Fargo
You may be looking at Jumbo financing. I don't see why you can't do it.
0 votes Share Flag Sun Jul 20, 2008 Financing in Pacifica
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