Maybe, maybe not; you have not given enough information. If you are putting 20% down you may be eligible for a conventional loan or if there were extenuating circumstances, you may be eligible with 10% down. FHA will allow you to borrow without a waiting period if you remained current on your mortgage and all other obligations throughout the process.
You need to speak with a licensed loan officer in your state to get a definitive answer to this question, no one here knows for sure without more details and seeing your credit report.... more
Prospects may not look to good. I would check with a lender. Be honest and clear about your situation.
Have a tremendous evening,
"Rocky" G.H. Hawrysz, Broker Associate, Realtor®, e-PRO®, ABR
Prudential California Realty
(209) 444-6610 - Direct Office Line
(209) 433-2000 - Direct Fax Line
(209) 915-6209 - Mobile
Visit www.TeamHawrysz.com... more