Home Buying in Orange County : Questions & Answers

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Alex Greer, Real Estate Pro in California
Alex Greer answered:
How to report unethical practices of underwriters. Where may I submit a complaint.?
Underwriters report to know one. They require no licensing from the government. The only people you could report is the lender as a whole.

I do not check replies, so if you have a co ... more
0 votes Share Flag Yesterday at 9:12am Home Buying in Brea
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
can I buy in laguna woods with va loan?
Last time I looked and I am going by memory. There are three associations in the Laguna Woods, and only one allows you to buy with a VA loan.

If you would like me to go into depth p ... more
0 votes Share Flag Yesterday at 8:10am Military Movers in Laguna Woods
angelinaball…, Other/Just Looking in Jerseyville, NJ
angelinaballerina answered:
Do I have any recourse against a lender that stated for 6 weeks that I was approved for my loan only to have the underwriter deny it at closing time?
'I'm in the same boat. Loan officer stated that my file went to underwriting on March 17th. On May 18th, I get an email from a newly assigned loan processor that tells me the loan is ap ... more
0 votes Share Flag Sun May 31, 2015 Home Buying in Brea
Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
What if the house that I'm in escrow for is relisted on MLS by selling agent & agent knows that I'm in a long escrow but they relist it?
OCLisa,
There is a communication breakdown. If you have a contract, signed by the seller, accepting your escrow time frame, you have a contract. They can't arbitrarily change the agre ... more
0 votes Share Flag Sun May 31, 2015 Home Buying in 92626
Nora Moore, Home Buyer in American Fork, UT
Nora Moore answered:
In Arizona, is it lawful for a buyer to demand repairs for a leaky roof 2 months after close of escrow?
That's a tricky situation. This is probably more of a legal question than anything. Talk to the real estate lawyer that was involved in the case. On one hand, the sellers probably didn' ... more
0 votes Share Flag Fri May 29, 2015 Home Buying in Costa Mesa
Jackson Will…, Home Buyer in Provo, UT
Jackson Willis answered:
What are 80/10/10 requirements for Best mortgage rates?
The best way to get a good mortgage is to have a good job that you will be able to keep, and to have a good credit score. It can be really difficult to approach something like buying a ... more
0 votes Share Flag Thu May 28, 2015 Home Buying in Irvine
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
What are safe neighborhoods to raise a family in Orange County for late 20's couple?
For the most part OC is pretty good, it is just that some areas are extraordinary. Low crime rates and schools with very high test scores.

There are so many areas in the OC that have ... more
0 votes Share Flag Thu May 28, 2015 Home Buying in Ladera Ranch
Randy Tanner…, Real Estate Pro in Wellington, FL
Randy Tanner & Lindsey Racher answered:
how to remove photo of my home?
Contact Trulia directly. (888)-568-6478
0 votes Share Flag Tue May 26, 2015 Home Buying in 92612
Conrad Hodgs…, Real Estate Pro in 37205
Conrad Hodgson answered:
1st time home buyer... what is the recommended "1st steps" when starting the process?
Meeting with a loan officer is the first step so that you can collectively determine how much you can borrow. I recommend speaking with a few mortgage brokers before deciding. You wil ... more
0 votes Share Flag Tue May 26, 2015 Home Buying in Brea
Conrad Hodgs…, Real Estate Pro in 37205
Conrad Hodgson answered:
if my loan goes to the underwriter and she sends back to conditions I satisfy the conditions do they have to close or can they just write new conditio
Yes they can add as many as they please given the lending environment. It begs the question, why didn't they just ask for it all at once.......however the the overlays are there to mak ... more
0 votes Share Flag Tue May 26, 2015 Home Buying in Brea
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Do you have to wate 20 days to put in a offer on a foreclosure if it is not going to be your primary resident that what I was told?
That rule only pertains to FHA properties, as far as I know.

I have yet to see anyone get any kind of a deal on those. Everyone shows up to bid and the min bid they consider is full ... more
0 votes Share Flag Mon May 25, 2015 Home Buying in Irvine
Brody Nash, Real Estate Pro in Barboursville, WV
Brody Nash answered:
Why is it so difficult to find an agent who takes your requirement specifically and work one on one ?
Most of us are limited by the technology available. (i.e. Our specific system won't allow me to exclude listings without a garage so it sends all listings to my clients. They have to ... more
0 votes Share Flag Sun May 24, 2015 Home Buying in 92606
Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
How much capital gains tax will I pay on selling my home?
IRS Publication 523 explains the criteria needed to use the $250k or $500k capital gains exclusion:

http://www.irs.gov/publications/p523/ar02.html

When in doubt, go to the source. ... more
0 votes Share Flag Thu May 21, 2015 Home Buying in 92688
valmono, Home Buyer in Las Vegas, NV
valmono answered:
I moved from this area around 1963. I lived on a street called Farmers Lane. I was just wondering if the street might have been renamed El Morro Wa
For your low fico score home loan programs, email me on ms.cwoods61@gmail.com
0 votes Share Flag Wed May 20, 2015 Home Buying in Buena Park
Eric Edborg, Home Buyer in Laguna Beach, CA
Eric Edborg answered:
WARNING ABOUT: 3216 Tyrol Drive Laguna Beach, CA 92651
3216 Tyrol is a MONEY PIT and UNSAFE
http://www.ripoffreport.com/r/Mian-Situ/Laguna-Beach-California-92651/Mian-Situ-3216-Tyrol-Drive-Laguna-Beach-CA-92651-Mian-Situ-Rental-Fraud-Haza ... more
0 votes Share Flag Wed May 13, 2015 Home Buying in Laguna Beach
Houk.earl01, Home Buyer in Brea, CA
Houk.earl01 answered:
I'm refinancing my home and the bank is asking me how I got the funds to pay off a vehicle loan. I sold the car and paid the loan.
Do You Need A Loan to pay of your bills @ 2%? if yes Copy to Reply this email: houk.earl001@gmail.com for more details,Name,Amount,Duration&Mobile.

interested applicant should emai ... more
0 votes Share Flag Wed May 13, 2015 Home Buying in Brea
Nicole Fedor…, Real Estate Pro in 92866
Nicole Fedorchek answered:
Do you help FSBO's with their MSL listing and associated advertising?
I emailed you directly a few days ago!

Nicole Fedorchek, Tarbell Realtors
0 votes Share Flag Tue May 12, 2015 Home Buying in 92646
Nicole Fedor…, Real Estate Pro in 92866
Nicole Fedorchek answered:
I cannot afford to buy a house now . I was thinking of rent to own . I want to know if it is a good idea . And the difference.
Hi, Huguette-
If you think you can afford a "rent to own" property, then you can probably buy now, provided you have decent credit scores and verifiable income. There are some great do ... more
0 votes Share Flag Tue May 12, 2015 Home Buying in Orange County
Walter 'Skip'…, Real Estate Pro in 92870
Walter 'Skip' Kersten answered:
What is the trend for the housing market?
Hi Jose, I have been a Placentia homeowner since 1973. The city's real estate market pretty much mirrors that of So. Cal. Currently it is a seller's market with limited inventory and ... more
0 votes Share Flag Tue May 12, 2015 Home Buying in Placentia
Ritajains, Home Buyer in Tucson, AZ
Ritajains answered:
is Laguna Woods VA Loan approved?
In just a few minutes you can be on your way to qualifying for a Veterans Administration loan with Tri-Emerald Financial Group. We have all the resources you need. Once approved, you ... more
1 vote Share Flag Tue May 12, 2015 Foreclosure in Laguna Woods
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