Oklahoma City : Questions & Answers

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Leo Garcia, Both Buyer and Seller in Lawton, OK
Leo Garcia asked:
What loan / lenders are available for inmigrants? Some have an ITIN but most dont. I am an investor an have several properties for sale. I get many inquires from hispanics who earn good money but who are not citizens. I am in Oklahoma at the moment.
0 votes Share Flag Tue Jun 23, 2015 Financing in Oklahoma City
Melissa Dana, Real Estate Pro in Oklahoma City, OK
Melissa Dana answered:
trying to find a house or a rental with a boxer dog before May 1st
I have a list of property management companies I can send to you. Click my profile link to contact me.
0 votes Share Flag Mon Jun 22, 2015 Rentals in Oklahoma City
Melissa Dana, Real Estate Pro in Oklahoma City, OK
Melissa Dana answered:
health sciences center
Sorry what is your question?
0 votes Share Flag Mon Jun 22, 2015 Market Conditions in Oklahoma City
Melissa Dana, Real Estate Pro in Oklahoma City, OK
Melissa Dana answered:
Score around 650 with about 5K in debt, needing to know if I should just repay now? Seems like paying npw would hurt me, all debt is years old
Depends on what type of debit it is. If you talk with a lender they can advise you more creatively as they would pull a full credit report and work it through their system to see which ... more
0 votes Share Flag Mon Jun 22, 2015 Home Buying in Oklahoma City
Melissa Dana, Real Estate Pro in Oklahoma City, OK
Melissa Dana answered:
We are trying to get a FHA loan, My credit score is 680 but my husbands is 550. Can this be done?
Check with your lender. Likely it would work out depending on employment history and what type of debt you have to work with.
0 votes Share Flag Mon Jun 22, 2015 Home Buying in 73162
Melissa Dana, Real Estate Pro in Oklahoma City, OK
Melissa Dana answered:
Should i use an agent to find a rent house or look on my own? I aim to start renting a house in the next month or so. I've started looking by
You can do both. The choices on MLS may be limited. If you contact me through my profile link I can send you a list of property management companies around the metro.
0 votes Share Flag Mon Jun 22, 2015 Rental Basics in Oklahoma City
Melissa Dana, Real Estate Pro in Oklahoma City, OK
Melissa Dana answered:
We've contacted Gary McCracken for report and repairs requested by appraiser and lender. Is he a registered engineer?
You can check with your agent or use this website https://www.ok.gov/pels/search/search.php
0 votes Share Flag Mon Jun 22, 2015 Home Selling in Oklahoma City
Melissa Dana, Real Estate Pro in Oklahoma City, OK
Melissa Dana answered:
Can we get an FHA loan?
Call your current banks mortgage department or a local Mortgage broker. If you need some numbers of lenders that work with your credit score range contact me by clicking on my profile l ... more
0 votes Share Flag Mon Jun 22, 2015 Home Buying in 73122
Melissa Dana, Real Estate Pro in Oklahoma City, OK
Melissa Dana answered:
I'm considering a custom built home. The builder has his own realtor. Should I hire my own realtor to conduct the sale, or use his realtor?
Is the builders agent in fact a Realtor or just a representative for the builder?
If they are a Realtor and you feel comfortable working with the same agent who represents the builder ... more
0 votes Share Flag Mon Jun 22, 2015 Home Buying in Oklahoma City
Melissa Dana, Real Estate Pro in Oklahoma City, OK
Melissa Dana answered:
Do you have to have a down payment when buying a home? I also have a score of 580 but paid off all of my collections and I am in the clear.
For FHA your down payment is nothing less than 3.5%. Depending on location, if its a rural area it may qualify for USDA.

There are other costs to remember as well. Home inspection, t ... more
0 votes Share Flag Mon Jun 15, 2015 Home Buying in 73162
Melissa Dana, Real Estate Pro in Oklahoma City, OK
Melissa Dana answered:
How do I correct my info?The price on my home has dropped twice since the listed price. Zillow has it correct.
Talk with you Real Estate Agent to get it corrected
0 votes Share Flag Mon Jun 15, 2015 Home Selling in 73162
Melissa Dana, Real Estate Pro in Oklahoma City, OK
Melissa Dana answered:
How do I update info on my home? Price is inaccurate--it has dropped twice since listed price. Zillow has it correct. Why not Trulie?
Check with your agent. They should be able to correct this.
0 votes Share Flag Mon Jun 15, 2015 How To... in 73162
Ryan Smith, Real Estate Pro in Oklahoma City, OK
Ryan Smith answered:
Central Apartments Near Public Transportation
Unfortunately, you're correct about OKC not being as advanced as Atlanta as far as Public Transportation. However, the central bus station located downtown would be an easy walk from se ... more
0 votes Share Flag Thu May 7, 2015 Rentals in Oklahoma City
Melissa Dana, Real Estate Pro in Oklahoma City, OK
Melissa Dana answered:
How fast can we get a correction to the credit report?
Check with your lender, they know the process and if they really want your business they would be willing to help get that escalated.

If you don't have a lender, give Eric Zanotelli ... more
0 votes Share Flag Thu Apr 16, 2015 Credit Score in Oklahoma City
Melissa Dana, Real Estate Pro in Oklahoma City, OK
Melissa Dana answered:
Could someone give me an idea of what kind of neighborhood camelot bel-aire is? Our priorities are safety, family oriented, and neighbors who care
It's a convenient location to get to various areas of the city. North Park mall is there, it is quiet and shops are only open on the week days.

Check out Crime Tracker for safety que ... more
0 votes Share Flag Thu Apr 16, 2015 Home Buying in Camelot Bel-Aire
Melissa Dana, Real Estate Pro in Oklahoma City, OK
Melissa Dana answered:
SECTION 8 APPROVED FOR 3316 SW 28TH
Are you asking if it is approved for Sec 8 housing?

Or are you trying to tell people that it is approved, and possibly advertising?
0 votes Share Flag Thu Apr 16, 2015 Rental Basics in Rockwood
Jackson Will…, Home Buyer in Provo, UT
Jackson Willis answered:
references for a plumber
The best way to find a good plumber is to ask friends, coworkers, neighbors or family that have used a plumber recently for references. Once you have a few recommendations you can meet ... more
0 votes Share Flag Thu Mar 26, 2015 Home Buying in Oklahoma City
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