Home Buying in Oceanside : Questions & Answers

change location

cancel or

Q&A

108
John Hicks, Real Estate Pro in New Albany, OH
John Hicks answered:
Can a FHA loan be refinanced? say after 2 years or so.
You would be doing a great thing by looking into a streamline refinance. Right now the FHA rates from today are listed below Primary Mortgage Markets

MND's Daily Rate Survey
5 ... more
0 votes Share Flag Wed Nov 26, 2014 Home Buying in Oceanside
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Any home loans for someone who has 83K in student loan debt that is current just lots of debt?
Hello Sherry, your qualifications will be determined by your credit profile, debt to income ratios, fico scores and how much you want to invest into the down payment and closing costs. ... more
0 votes Share Flag Tue Nov 25, 2014 Home Buying in Oceanside
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen asked:
crime rate in Oceanside?
0 votes Share Flag Tue Nov 25, 2014 Home Buying in Oceanside
Sean Hamers, Real Estate Pro in 92078
Sean Hamers answered:
I am interested in purchasing a home that has mello roos. But for resale purposes is it harder to sell a home
The answer to this and many real estate questions is. It depends. When the location and subdivision is desirable e.g. great schools, great neighbors, great views, and the homes have h ... more
0 votes Share Flag Tue Nov 25, 2014 Home Buying in Oceanside
Bart Gabe, Real Estate Pro in California
Bart Gabe answered:
Do all conventional loans require 20% down? If not, will I be stuck with PMI for the loan term? How does this work when purchasing a second home?
As long as you have a 620 score or above you can qualify for lender paid mortgage insurance with some lender and a 640 score with most lenders. You would need at least 5% for a primary ... more
0 votes Share Flag Fri Oct 31, 2014 Home Buying in Oceanside
Debbie Seitz, Real Estate Pro in Springfield, MO
Debbie Seitz answered:
Do all conventional loans require 20% down? If not, will I be stuck with PMI for the loan term?
No, not all conventional loans require 20% down, but you should talk to your lender for further details on how to work out the PMI. I am sure you can reach a great agreement and purcha ... more
0 votes Share Flag Wed Oct 29, 2014 Home Buying in Oceanside
Arpad Racz, Real Estate Pro in 94040
Arpad Racz answered:
If someone purchase a home for 343,000 and selling. For 545,000 is the value really that high they brought it 2011
Hi Martin,

It depends on the specific market you are in. Some areas have gone up a lot in a short amount of time.

Kind regards,

Arpad
0 votes Share Flag Tue Oct 28, 2014 Home Buying in 92058
Arpad Racz, Real Estate Pro in 94040
Arpad Racz answered:
?I have a preferred real estate agent, but do I have a say in the loan officer? Do I have to use the loan officer through them or can it be one?
Hi,

You can choose your own loan agent.

Kind regards,

Arpad
0 votes Share Flag Tue Oct 28, 2014 Home Buying in Oceanside
Dorene Slavi…, Real Estate Pro in Culver City, CA
Dorene Slavitz answered:
why can't I get estimated home values on trulia anymore?
The things you can get "online" are often not timely and accurate. Many things need to be actually "seen in person" in order to give you a good estimate of value.
0 votes Share Flag Tue Oct 28, 2014 Home Buying in Oceanside
Jim Paulson,…, Real Estate Pro in Boise, ID
Jim Paulson, Owner/Broker answered:
What is PMI? Thanks
PMI is Private Mortgage Insurance on a conventional loan. On an FHA loan, it would be called MIP (Mortgage Insurance Premium).

In case you default on the loan, the insurance kicks i ... more
0 votes Share Flag Mon Oct 27, 2014 Home Buying in Oceanside
Sinead McAll…, Real Estate Pro in Oceanside, CA
Sinead McAllister answered:
how to change my password?
Good Afternoon,
If you still are looking to buy in Oceanside, give me a call. I have lived here for almost 30 years and no one knows it better.

Thanks!
Sinead McAllister
Broker
M ... more
0 votes Share Flag Thu Sep 25, 2014 Home Buying in Oceanside
Allan Erps, Real Estate Pro in 10954
Allan Erps answered:
What is the down payment requirement on a VA purchase?
It is 3 1/2% but you can put down more money if you wish. Allan
0 votes Share Flag Wed Sep 24, 2014 Home Buying in Oceanside
Linda Slocum,…, Real Estate Pro in Santa Clarita, CA
Linda Slocum, CRS, CDPE | Santa Clarita Realtor answered:
We bought a house and the plumbing wasn't in working order, don't seller have to repair?
It sounds like you reviewed someone else's home inspection instead of paying for your own. If this is true, then it sounds like you took a short cut could will cost you.

If you paid ... more
0 votes Share Flag Wed Aug 27, 2014 Home Buying in 92057
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I move from Utah and look for a house to rent. I found a house for rent in Eastside around Langford St of Oceanside. Is is a good location?
Hello tgmaiong, These links may assist you with crime statistics:
http://www.crimemapping.com
http://www.crimereports.com
http://www.everyblock.com/
http://www.localcrimenews.com
h ... more
1 vote Share Flag Tue Jun 10, 2014 Home Buying in Oceanside
rons, Real Estate Pro in Concord, CA
rons answered:
what should be a starting point for fico score and income to debt ratio to qualify? great income but rebuilding after a short sale. in the military.
31% on the front end (31% of your gross income as an allowable debt towards housing expenses) and 43% on the back end (43% of gross income divided by your housing and other credit relat ... more
0 votes Share Flag Wed Apr 23, 2014 Home Buying in 92057
Sinead McAll…, Real Estate Pro in Oceanside, CA
Sinead McAllister answered:
What are the HOA Fees for # 230?
Hey Terri,
What home are you referring to? If you send me the property address, I can look up the dues for you. :)

Thanks!
?Sinead McAllister-Clifford
Real Estate Broker/ Realtor ... more
0 votes Share Flag Thu Mar 6, 2014 Home Buying in San Luis Rey
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
I have two different email accounts with Trulia that I'd like to combine. Can you please tell me how.?
Contact emily@trulia.com. She will direct you to someone who can help you.
0 votes Share Flag Sat Mar 1, 2014 Home Buying in 92058
Cecil Austria, Real Estate Pro in Carlsbad, CA
Cecil Austria answered:
I am interested in the house in Via Bernado. Please let me know what necessary steps I need to do. Thanks!
First, if you havent pre-qualified for a home yet give me a call, text or email. And I will handle the rest! The step by step process is very easy when you have a professional guiding y ... more
0 votes Share Flag Tue Feb 25, 2014 Home Buying in 92057
Sinead McAll…, Real Estate Pro in Oceanside, CA
Sinead McAllister answered:
Can one live in the attached homes in Oceana with two very little dogs or just in the detached home? I do know it has to be in "Original" Oceana.
Good Morning Brenda,
Yes, you can have two little dogs!

You can check out http://oceanaseniors.org/ for more information about the community. I live and work nearby and would be ha ... more
1 vote Share Flag Mon Jan 27, 2014 Home Buying in Oceana
1 2 3 4 5
Search Advice

Followers

756
Email me when…

Learn more

Meet the Trulia VIPs
Wilson M Pollock, Agent in Carlsbad, CA
Wilson M Pollock
Agent
Carlsbad, CA
Darryl Self, Broker in 92592
Darryl Self
Broker
92592
Alan Shafran, Broker in Carlsbad
Alan Shafran
Broker
Carlsbad
Carole Downing, Agent in 92057
Carole Downing
Agent
92057
Home > Q&A > California > San Diego County > Oceanside > Home Buying in Oceanside
Copyright © 2014 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer