Financing in Novato : Questions & Answers

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George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
Can a bank change my rate lock agreement "after underwriting", due to a foreclosure on my credit record which was fully disclosed at the beginning.?
The only time a rate lock can be pulled (if not expired) is if your loan didn't meet the Lender's Investor Guidelines. The would be the fault of your Loan Officer. When we lock a loan, ... more
0 votes Share Flag Tue Oct 14, 2014 Financing in 94945
Baldwin coll…, Both Buyer and Seller in New York, NY
Baldwin collins answered:
How do I find the best deal on a mortgage?
Hello, Kindly send an executive summary of funding you need to email: collins_baldwin@yahoo . com for further processing
Baldwin Collins
FHA certified lenders
0 votes Share Flag Sat Aug 16, 2014 Financing in Novato
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I have an investment property on a high-interest ARM that badly needs to be refinanced. LTV is over 85%, and it is not HARP-eligible. Any ideas?
Hello ralphmon, it only takes a few dozen questions to qualify and go over your options.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
... more
0 votes Share Flag Tue Jul 8, 2014 Financing in Novato
James Hwang, Real Estate Pro in 92663
James Hwang answered:
how soon after purchase can i refinance?
That all depends on what type of loan you got when you bought the place. Typically on a new purchase, there is a 2 year prepayment penalty if you were to sell or refinance the current ... more
0 votes Share Flag Tue May 27, 2014 Financing in Novato
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Who are good lenders in this area?
Hello Stephan, All lenders vary so it will be determined by your credit profile, debt to income ratios, fico scores and how much you want to invest into the down payment and closing cos ... more
0 votes Share Flag Tue May 27, 2014 Financing in Novato
Dr Mortgage, Real Estate Pro in marin/sanfrancisco
Dr Mortgage answered:
What is the state of the mortgage market now in Novato? What are the best terms for an investor with a FICO?
Patrick, we offer 5-7-10 yr with IO options. We lend in 50 states I have an office in Novato would be happy to help, Bruce
0 votes Share Flag Tue Jul 8, 2008 Financing in Novato
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Peter Schardt, Agent in Novato
Peter Schardt
Enrica Ramm, Agent in 94945
Enrica Ramm
Kevin McGinnis, Agent in Novato, CA
Kevin McGinnis
Novato, CA
Jason Holmes, Agent in 94903
Jason Holmes
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