Financing in Northridge : Questions & Answers

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Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Should I Wait A While Before Applying For a Mortgage after paying off all my Credit Cards?
You really need to wait until the cards report, which is usually the first week in the month. But you can sometimes call and get the lender to report now sometimes not. Also I have loa ... more
0 votes Share Flag Sat Sep 13, 2014 Financing in 91325
LUXURY HOME…, Real Estate Pro in El Segundo, CA
If I have outstanding lawsuit (auto accident and the demand is far less than my policy), can I not re-finance my house? I meet all other quals...
You do need to answer this question truthfully on your loan application. A good letter of explanation (LOE) should suffice. .... Happy funding, Rudi
0 votes Share Flag Sat Jul 26, 2014 Financing in 91326
Caroline Har…, Real Estate Pro in 91325
Caroline Harabedian answered:
Where can I find a loan for home purchase of around 300k if I don't qualify but can put down up to 100k?
Try WestCom Lending, INC. They have some creative solutions. 866-256-0769 (ask for Bridgette).
0 votes Share Flag Tue Nov 13, 2012 Financing in 91325
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
Has anyone had first hand experience in getting a HARP refinance?
I have first hand experience closing them and contrary to what you hear, there are many that benefit. Sure not everyone fits the criteria, but for those that do, the process is a snap. ... more
0 votes Share Flag Fri Mar 9, 2012 Financing in Northridge
Shel-lee Dav…, Real Estate Pro in 90274
Shel-lee Davis - BRE #01817412 answered:
Principle Only Extra Payments, Loan Re-Amortizartion?

Steve gave you some good information. And, of course, you do need to check with your lender on exactly how they handle principal reductions.

On the other hand, if you a ... more
0 votes Share Flag Wed Oct 20, 2010 Financing in 91326
Desari Jabbar, Real Estate Pro in Atlanta, GA
Desari Jabbar answered:
Pre-approval and GFE timeline?
I'm not sure if you can get a official GFE unless you have the sales price of the home. Why not stick with one lender, find a home, submit an offer. At that time, request the goo ... more
0 votes Share Flag Tue Oct 12, 2010 Financing in 91326
Ted Canto, Real Estate Pro in Chandler, AZ
Ted Canto answered:
FHA 90 day rule is put on hold as of now. Does anyone think it will spur the low end of the housing market given that loans are harder to come by?
Hi Paul,

I think it will definitely help the industry and spur more movement in the economy in general. However, I am always a bit bent when people say that lending is harder to com ... more
0 votes Share Flag Mon Feb 8, 2010 Financing in Northridge
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