I understand that it can be very frustrating to mentally be ready to purchase a home but have a few obstacles to overcome. Your first step will be to speak to someone about credit repair. I have referred my clients to a lady by the name of Coretta Farrar. She is amazing when it comes to assisting people with removal of old debt off the credit report and negotiating any items that need to be satisfied. Her fees are very low and she works with you until all items are removed. She tells my clients that she NEVER wants to work with them again once they complete the program because she will give you the tools for life to budget your income successfully.
Give her a call at 704-258-2745. She is phenomenal!!!!
Once you speak with her, give me a call with all your home purchasing needs.
I wish you well!
Real Estate Consultant