Home Buying in New York : Questions & Answers

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USMortgageRa…, Real Estate Pro in Austin, TX
USMortgageRanger answered:
Hi....I would like to purchase a condo or single family home for myself & 2 kids. What is the best way to go about my search? THANK YOU!
The best way to go about buying a home and is to get approved by the Lender first for a mortgage then you can employed an Agent to assist you with finding the right home for you. I am ... more
0 votes Share Flag Yesterday at 7:45pm Home Buying in Inwood
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
If I am buying a coop with income restriction, and I meet the requirement this year. What if I get raise in the next year and exceed the requirement?
You really should be asking management such a question, they can better advise.
0 votes Share Flag Mon Dec 15, 2014 Home Buying in 10036
Martien Verh…, Home Buyer in Bend, OR
Martien Verhaeg answered:
Does anyone have experience (good or bad) with NACA?
Do not sell your house to a buyer who uses NACA. Unless you don't mind waiting 60 days or more.
THEY ABSOLUTLY SUCK, if your the seller waiting for a buyer with a NACA LOAN. The buyer ... more
0 votes Share Flag Sat Dec 13, 2014 Home Buying in New York
Fern Hamberg…, Real Estate Pro in 10026
Fern Hamberger NYRS CNE CBR answered:
Can a foreign student with F1 status visa purchase house in New York for long term study?

I am asked this questions almost every day of the week.
I work in the Relocation department of Citi Habitats and I help foreign students as well as international buyers purc ... more
0 votes Share Flag Sat Dec 13, 2014 Home Buying in 10036
lincollison, Home Buyer in Port Reading, NJ
lincollison answered:
Suing Fannie Mae for failing a contract?
I would really like to know the answer for your question; three days before closing I was asked to sign termination, but I refused because i had already paid the lawyer and for the appr ... more
0 votes Share Flag Sat Dec 13, 2014 Home Buying in New York
planetyorkie, Home Buyer in Erie, PA
planetyorkie answered:
Is there a Catholic Church in the neighborhood?
Yes Good Shepherd right on Broadway
0 votes Share Flag Fri Dec 12, 2014 Home Buying in Inwood
fosterkicks99, Other/Just Looking in 78052
fosterkicks99 answered:
how much does it cost to fill pool in nyc?
The size of the pool will be a large factor in determining the price of filling your pool. Be sure that it is something you really want to do. It would be unfortunate if in a few years ... more
0 votes Share Flag Fri Dec 12, 2014 Home Buying in New York
Calvin James, Home Buyer in Orem, UT
Calvin James answered:
How much does a real estate lawyer charge for the services of legal representation of buying a home?
It really depends. I would compare prices online. Make sure you don't just go with the cheapest lawyer. Find one who has had many successful cases before. It will be a better value ... more
0 votes Share Flag Thu Dec 11, 2014 Home Buying in 10032
ygold, Real Estate Pro in Brooklyn, NY
ygold answered:
Is a professional inspection recommended in a NYC newly developed condo?
As a professional home inspector I recommend to do the home inspection especially on new constructed homes/condos. The problem is that usually I am finding more problems with new constr ... more
1 vote Share Flag Mon Dec 8, 2014 Home Buying in New York
Tiffany Papa…, Real Estate Pro in 11361
Tiffany Papazafiropoulos answered:
How can I obtain the original floor plan of my Brooklyn coop building?

In order to obtain the original floor plan of your Brooklyn coop building, you should ask the Management Company of your coop Building, and or your lawyer that handled your clos ... more
0 votes Share Flag Fri Dec 5, 2014 Home Buying in New York
Sarah Leonard, Real Estate Pro in Schaumburg, IL
Sarah Leonard answered:
Is there a rule about the square footage a listing has being accurate? I've seen houses that say one size and are much, much smaller.
Square footage can be calculated in many different ways. There is no "rule" as to how it should be listed. Some estimates include basement, some include outdoor space, and some are ju ... more
0 votes Share Flag Fri Dec 5, 2014 Home Buying in 10001
leachmark707, Home Buyer in Pine Bluff, AR
leachmark707 answered:
I am a dentist earning income on a commission basis. Am I eligible for a home loan?
I would ask your lender. Every lender is different. I think that as long as you can should your pay stubs for dentistry over the past 6 months, they should be able to accept it.
Mark ... more
0 votes Share Flag Thu Dec 4, 2014 Home Buying in New York
Tony Lara, Real Estate Pro in 10012
Tony Lara answered:
Hi, I am looking at buying a coop at 1270 Fifth Avenue. I wanted to get any thoughts about the area. It seems to be changing a lot. Any ideas?
1270 5th Ave has currently two listings on the market. Both are one bedrooms, priced at $450K and $495K, and there's no rental available. Not sure what changing a lot means, the city is ... more
0 votes Share Flag Mon Dec 1, 2014 Home Buying in Harlem
Rafael Reyes, Real Estate Pro in New York, NY
Rafael Reyes answered:
Is it typical to ask the seller to help with closing costs in NYC?
The NYC market is extremely competitive at the moment. Many buyers are purchasing multi-million dollar homes all cash, foreign buyers especially. Some are even over-paying!! It puts y ... more
0 votes Share Flag Mon Nov 24, 2014 Home Buying in New York
Jennifer Fiv…, Real Estate Pro in Red Hook, NY
Jennifer Fivelsdal answered:
When You purchase a condo or co-op, do you pay for the maintenance fee as well as the mortgage?
Yes, you will have to pay the maintenance fees. These fees can be high, and this is especially true of an older complex since more maintenance will be necessary.
0 votes Share Flag Sat Nov 22, 2014 Home Buying in 10033
Dilza Chang, Real Estate Pro in Woodside, Queens, NY
Dilza Chang answered:
What is the difference between transfer tax and flip tax when you're selling a co-op in nyc?
Transfer Tax is a Taxes paid by the Seller to Federal / NY State and NYC equal to 1.425% per transaction.
Flip Tax is a Co-op Board charges from Sellers, as share holder, his/her is ... more
0 votes Share Flag Mon Nov 17, 2014 Home Buying in New York
vjzeda, Home Buyer in New York, NY
vjzeda asked:
There will be a crossover where he'll see http://www.reddit.com/r/BanJaara/comments/2md16l/
0 votes Share Flag Sat Nov 15, 2014 Home Buying in New York
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
can a lender assign a loan while in foreclosure?
Loans get packaged and sold all the time. When they are in foreclosure or in process of negotiating for a short sale it can delay things. Yes it does happen.
0 votes Share Flag Fri Nov 14, 2014 Home Buying in New York
Martina Ryan, Real Estate Pro in Queens, NY
Martina Ryan answered:
Do you have a step by step guide to condo or coop buying in NY?
Great links below. They should answer all your questions.
0 votes Share Flag Wed Nov 12, 2014 Home Buying in 10010
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