Home Buying in New Mexico : Questions & Answers

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whiteeagle358, Home Buyer in Denver, CO
whiteeagle358 asked:
Does Turquoise Trail in Tijeras have an HOA and Covenants? hi all - We're considering moving from Denver, and I found this house at 17 Turquoise Trail, Tijeras, NM. I'm wondering if it's in a neighborhood with a big homeowners association and covenants.…
0 votes Share Flag Wed Jul 9, 2014 Home Buying in 87059
Steve Quinta…, Real Estate Pro in Albuquerque, NM
Steve Quintana answered:
How do you go about buying a new home when relocating from out of state without a new job?
1. Pay with cash.

2. Find a home offering owner financing.
1 vote Share Flag Wed Jul 9, 2014 Home Buying in Rio Rancho
Bev West, Real Estate Pro in 80634
Bev West answered:
I have noticed that there are quite a large number of properties on the market at this time and am wondering why? Are there issues?
Talk to a local Real Estate Agent and get their input. Summer is usually the best time for sellers to put their home on the market which could be why you are seeing so many available a ... more
0 votes Share Flag Mon Jul 7, 2014 Home Buying in Santa Fe
Diana.sz001@…, Home Buyer in South Bend, IN
Diana.sz001@gmail.com asked:
Where's the lot size ?
0 votes Share Flag Sun Jul 6, 2014 Home Buying in Placitas
Bob Finch, Real Estate Pro in Walla Walla, WA
Bob Finch answered:
What are the best interest rates??
There are no pat answers to what are the best interest rates. Rates can change several times within a 24 hour period. Rates are based on many factors, some of those being credit score o ... more
0 votes Share Flag Wed Jul 2, 2014 Home Buying in 87935
Thomas Moser, Real Estate Pro in East Northport, NY
Thomas Moser answered:
Home Warranty Company in ABQ
H probably already has made his decision as the question is from last year.
0 votes Share Flag Tue Jul 1, 2014 Home Buying in Los Lunas
Steve Quinta…, Real Estate Pro in Albuquerque, NM
Steve Quintana answered:
New Mexican family want to buy a house, but my credit is 514 :(
Your best bet for a home loan is to consult with a mortgage lender to get the details on what you need to qualify for a loan.

Your second choice might be to locate a seller offerin ... more
0 votes Share Flag Thu Jun 26, 2014 Home Buying in Albuquerque
Kim.kirane, Both Buyer and Seller in Rio Rancho, NM
Kim.kirane answered:
I never get any listing notices from you. Even when I click on the search button, nothing is listed, and my search isn't too strict. WTP?
Victoria,

What kind of house are you looking for? My house is for sale, perhaps it would match your needs and wants...

It is in Northern Rio Rancho, so it is a quick trip to Albu ... more
0 votes Share Flag Wed Jun 25, 2014 Home Buying in Albuquerque
Maxwell Stai…, Real Estate Pro in New York, NY
Maxwell Stainback answered:
Why is the crime area highlighted just in that divisions area? Are there a lot of rentals, townhomes or any apartments?
I would recommend using the official NYPD Crime Map. Please see the link below:

http://maps.nyc.gov/crime/
0 votes Share Flag Thu Jun 19, 2014 Home Buying in Story Rock
Timothy Fish, Real Estate Pro in Albuquerque, NM
Timothy Fish answered:
I'd like to buy an investment property in Albuquerque. Since I will probably be a distant landlord, tell me about good areas to buy in that will
The first area that comes to mind when thinking investment property is the UNM area, which would include the Ridge Crest area and Nob Hill. This area seems to always be in demand. Bei ... more
1 vote Share Flag Tue Jun 17, 2014 Home Buying in 87121
Michael Carp…, Real Estate Pro in 88011
Michael Carpenter answered:
I'm looking for a owner finance with balloon payment in 5 years my crerdit is bad 650 since I lost a home in Las Vegas NV.
I would first consider talking to a lender to still explore what your options are. Your credit score is in a range that I would feel comfortable to refer you to lenders that I work with ... more
0 votes Share Flag Sat Jun 14, 2014 Home Buying in Las Cruces
Peter A Coch…, Real Estate Pro in Albuquerque, NM
Peter A Cochran answered:
Hello I am a first time home buyer and have a credit score of 720 and my fiance has a credit score of 530. Would we be approved for a mortgage?
Victoria, since you would apply together, his 530 credit score would be the bottleneck in you being approved for a loan. Unfortunately, there are many people like you and your fiance h ... more
0 votes Share Flag Fri Jun 13, 2014 Home Buying in Rio Rancho
Genevieve Mo…, Real Estate Pro in Albuquerque, NM
Genevieve Moya Cummings answered:
I am looking to purchase a home for under $190,000 but I am on a very fixed budget and can only afford $1,000 a month for mortgage any ideas or help?
Purchasing a home for under $190,000 with a mortgage payment of $1000 (+/-) is do-able! You can always affect the amount of monthly mortgage you pay by increasing your down payment. T ... more
0 votes Share Flag Fri Jun 6, 2014 Home Buying in Rio Rancho
Jim Olive, Real Estate Pro in Key West, FL
Jim Olive answered:
What to do when seller refuses to give an extension for specialists to view multiple problems in initial inspection?
Oh no! Snagged in an old question trap! WARNING...Bernardo has left the building...this is an outdated question dredged up somehow for some unknown reason...avoid answering it....
0 votes Share Flag Wed Jun 4, 2014 Home Buying in Santa Fe
gdy459, Home Buyer in 87010
gdy459 answered:
Why do houses have reverse osmosis sytems?
It is the ultimate water filter and will trap cysts which are supposed to be the smallest creatures to make us ill. Make sure you service and maintain the system and it will be worth t ... more
0 votes Share Flag Tue Jun 3, 2014 Home Buying in Santa Fe
gdy459, Home Buyer in 87010
gdy459 answered:
I would like to know what are the advantages or disadvantages of a shared well in Santa Fe as opposed to community water?
Many if not most of neighborhood wells are shared in SF area. There are not really and pro's or con's, just logic.

Make sure there is an HOA for the well. If not then make one. ... more
0 votes Share Flag Tue Jun 3, 2014 Home Buying in Santa Fe
Bev West, Real Estate Pro in 80634
Bev West answered:
Wanting rent to own but have bad credit. Do not know where to look.?
Be very careful when doing a rent to own or lease option to purchase. Best advice is to keep the two transactions separate. If you are renting, rent. If you are wanting to buy, submi ... more
0 votes Share Flag Fri May 30, 2014 Home Buying in 87401
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