New Iberia : Questions & Answers

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Eantoine28, Home Buyer in Lafayette, LA
Eantoine28 answered:
How Much Does It Cost To Build A 4bedroom 2_3bath House With About 3,230SqFt In Louisiana All Locations : Advice?
about $371,000 that is using 115 dollars a square foot. most contractors sort of figure it out that way. ( 115 times 3230 )
0 votes Share Flag Tue Jun 16, 2015 Home Buying in 70560
Chelsea Dubo…, Home Buyer in New Iberia, LA
Chelsea Dubois asked:
Is this a flood zone? If so then how bad and how high to elevate? This question was asked from http://www.trulia.com/property/3143324781-2409-Claude-Leblanc-Rd-New-Iberia-LA-70560
0 votes Share Flag Thu Mar 20, 2014 Market Conditions in New Iberia
Madeline Jam…, Real Estate Pro in New Iberia, LA
Madeline James answered:
Is the termite certificate required by the seller in Louisiana?
If a seller currently has a termite contract on their property, the remainder of the contract time would transfer to a new owner. A potential buyer would still be wise to include a woo ... more
0 votes Share Flag Tue Nov 5, 2013 Home Selling in New Iberia
vnaquin,  in New Iberia, LA
vnaquin answered:
I have a home in New Iberia that i have been trying to sell for over a year and i am in desperate need on
Tell me about it, I"m looking to buy! Thanks vnaquin@mifinc.com
0 votes Share Flag Thu May 16, 2013 Home Selling in New Iberia
Daniel, Other/Just Looking in Baton Rouge, LA
Daniel answered:
I had to file bankruptcy due to certain circumstances (major accident). Are there any banks willing to assist first time home-owners regardless?
usually 5 to 7 years, and you had better not have a late pay of any kind after your bankruptcy was discharged.

When you filed bankruptcy, you literally screwed those who lent you mo ... more
0 votes Share Flag Sat May 11, 2013 Home Buying in New Iberia
Katherine Ra…, Real Estate Pro in Mandeville, LA
Katherine Racine answered:
I am approved for a RD loan i found a beautiful house and i want to get it my realtor is telling me its not eligable when the house 2 doors down is.
The house doen the road just might be outside the city limits. There are several communities in Louisiana that are scheduled to be excluded from the program due to increased population. ... more
0 votes Share Flag Wed Apr 17, 2013 Foreclosure in New Iberia
Shannon Fren…, Real Estate Pro in HANOVER, MD
Shannon French answered:
If you can't sell your home and have a expired listing want to sell yourself is a lease purchase a good way to sell?
Hi Wesinvestments,

If you home is not selling via the MLS, then certainly doing a rent-to-sell/rent-to-own (lease with an option to buy) is a good way to go if you know how to quali ... more
0 votes Share Flag Sat Mar 23, 2013 Rent vs Buy in New Iberia
Dan Simon, Real Estate Pro in Charleston, SC
Dan Simon answered:
what steps need to be done before buying a foreclosure home?
I would recommend finding an experienced buyer's agent in your area to assist you with the process. The process is not that different then purchasing a traditional resale. The bank sell ... more
3 votes Share Flag Wed Jan 23, 2013 Foreclosure in New Iberia
Timothy Hoff…, Real Estate Pro in LA,
Timothy Hoffpauir answered:
Looking to buy a house near modern mobile homes next door. How much resale value will I lose?
Any time you purchase property in an unrestricted area you are risking losing value in your home. If you are fortunate enought that the modern mobile homes as you call them, in your are ... more
0 votes Share Flag Fri Jan 11, 2013 Home Buying in 70560
Heather Rider, Real Estate Pro in Lafayette, LA
Heather Rider answered:
I want to buy a home that is 230,000 . And I would like to know what the morgage would be? Already been per approved for more than asking price.
Hi Sarah, I am a Realtor in your area. I can't answer your questions directly but here or a few lenders, I have dealt with on numerous transactions, who would be able to help you. You ... more
0 votes Share Flag Fri Sep 28, 2012 Home Buying in New Iberia
Trevor Curran, Real Estate Pro in Great Neck, NY
Trevor Curran answered:
As long as you have the down payment, are you automatically approved for the home?
Good evening keralyn1984,

Your mortgage approval is based on three factors: Income, Assets and Credit. Your Mortgage Banker must qualify you on all three of these important componen ... more
0 votes Share Flag Thu Sep 27, 2012 Home Buying in New Iberia
Teresa Hamil…, Real Estate Pro in Lafayette, LA
Teresa Hamilton & Team answered:
How do I find foreclosure homes around new iberia?
With our access to the MLS system, we can search for any foreclosure in, or around the New Iberia area. Just give the Teresa Hamilton & Team a call to assist. 337-267-4048.
0 votes Share Flag Thu Aug 23, 2012 Home Buying in New Iberia
Ruth and Per…, Real Estate Pro in Los Gatos, CA
Ruth and Perry Mistry answered:
how long do you need a steady job before buying a house?
Two years, and at least Three Credit Lines, opened for two years.

Lenders like to see two years of Tax Returns, a FICO score of at least 720 and a debt to Indome ratio of all Payment ... more
0 votes Share Flag Sat Aug 18, 2012 Home Buying in New Iberia
Melissa Gaub…,  in Lafayette, LA
Melissa Gaubert answered:
i have so-so credit with alot of cash in my checking account i have been renting for almost 3 years now, but i'd like to say after evey note
Hi Jennifer!

Since you are so close to Lafayette, I highly recommend that you sit down with Brittany Fitch from InterTrust Mortgage. She is an amazing loan officer who will not only ... more
0 votes Share Flag Wed Oct 13, 2010 Financing in New Iberia
ian cockburn, Real Estate Pro in New Orleans, LA
ian cockburn answered:
Last Feb. I listed my home. Got offer of $225K but buyer failed to get financing. I want to relist, but I am
The only numbers that matter are the comparables the actual solds in the past three months.

Look forward not backward...cause you may trip on something...do not relist based on the p ... more
0 votes Share Flag Sun Mar 1, 2009 Home Selling in 70560
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