NACA will be happy to work with you. NACA does not use your credit score in any manner, though we do work with you on resolving any charge-offs or collections that have happened in the last two years, and your bill payment history must be on time for the past 12 months.
The NACA program offers no down payment, no closing costs, a fixed below market interest rate, and the ability to buy down the interest rate even further, potentially to near zero.
Just go to the NACA website at http://www.naca.com and sign up for a free Home Buyer's Workshop.... more
It depends on the pest. In general, the tenant is responsible. In some extreme cases though, like a racoon infestation, the landlord might step in. Check your bylaws ad talk to the owner. That's the only way to be sure who's responsible. http://animalcontrolspecialists.com/Raccoons.php... more
Is your BK 13 ongoing, or paid off? If ongoing when are payments up? You may be able to get an FHA loan.
Here is what Fannie Mae says on Conventional loans:
A distinction is made between Chapter 13 bankruptcies that were discharged and those that were dismissed. The waiting period required for Chapter 13 bankruptcy actions is measured as follows:
two years from the discharge date, or
four years from the dismissal date.
The shorter waiting period based on the discharge date recognizes that borrowers have already met a portion of the waiting period within the time needed for the successful completion of a Chapter 13 plan and subsequent discharge. A borrower who was unable to complete the Chapter 13 plan and received a dismissal will be held to a four-year waiting period.
Exceptions for Extenuating Circumstances
A two-year waiting period is permitted after a Chapter 13 dismissal, if extenuating circumstances can be documented. There are no exceptions permitted to the two-year waiting period after a Chapter 13 discharge.... more
I would say that it is partially the tenants responsibility. I know that some landlords will take money off of the deposit if they have to clean the carpet after you move out. Whenever I moved out of a rented place I always at least looked into cleaning the carpets. If you aren't sure about it, you can always ask your landlord what is expected of you.
It all just depends on your town's building codes. It also depends on if you are in a condo or something like that. We can build fences up to 8 ft. in my area. It's pretty nice because you can have a lot of seclusion that way. http://www.jcfence.com/Vinyl_Fencing_Chain_Link_Fencing_Wood_Fencing_Providence_RI.html... more
Karen & Thorn... Besides Zillow, you can also use ForSaleByOwner.com of which there is some sort of fee or for free on Craigslist.com. Be careful of Craigslist as it is full of scan artists...some of whom will assume your listing online and try to scam people out of money by advertising it for rent. As far as cost by a Realtor, it will cost you whatever the listing commission fee is. If interviewing Realtors, the one thing to ask is is how pro internet they are. For example, I pay extra to Feature my listings here on Trulia so that I can enhance them. Good Luck... more
There are over 900 real estate web sites world wide. Most get feeds from multiple listing systems which means being listed by a Realtor. You personally could try listing your rental on Craigslist.com. Just be careful of whom you show it to. A lot of scammers feed off of craigslist.