Yes Doctor/Physician loans are still available! My name is Matt Albert (NMLS# 658999) and I am a Doctor/Physician Loan Specialist with RBS Citizens/Charter One Home Loans. I have been specifically working with physicians for over 12 years. We cover licensed medical physicians, residents, interns and fellows, which include MDs, DOs, along with DMDs and DDS. We provide financing of 95% up to $850,000, 89% to $1 million AND 89% to $1 million for a one time close construction Doctor Loan, all with NO PMI! We offer our Doctor Program in the following states:
Connecticut, Delaware, Illinois, Indiana, Kentucky, Maine, Maryland, Massachusetts, Michigan, North Carolina, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Virginia, Vermont, Washington DC, West Virginia. *Additional States are possible on an exception basis, exceptions also possible in regards to loan amounts on a case by base basis*
If I can be of any assistance please feel free to contact me regarding details of the program as we are NOT allowed to share guidelines of the program in online forums. You may do a search of my name and Doctor loan and easily find my contact information.
Feel free to see my profile for contact information if you would like to discuss the matter or length or get details or do a google search regarding myself and you will certainly be able to find more information. Good LUCK!... more
The real question is why does Danbury include it, but no other town (that I know of) does. Check out vision appraisal.com and look at raised ranches in Danbury. Lower level is included in total square footage in Danbury. In New Fairfield it is listed as RR Lower level x sq feet. But it's a separate line item. Not in the total square footage Kind of deceiving if you're house shopping and you think you're comparing apples to apples between the two towns, or between Danbury and any other town. Ps Danbury apparently includes finished basements in square footage always. Regardless of style.... more
You are getting some good advice in response to your question. When you are ready to make an offer on a house, it is good to realize that the bank has already discounted the asking price. Some buyers come in 30% under the asking price and don't understand that being a cash buyer didn't save the day. At the closing, all buyers are "cash" buyers. The last purchase I did on a banked owned property we offered $10,000 over the asking price. At that, we got the house because we made the first offer. A second bidder made the same offer.