Financing in Nassau County : Questions & Answers

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bob36961, Other/Just Looking in Huntington, NY
bob36961 answered:
construction loan
Call People's United Bank & ask for Bob Bishop. He does residential construction loans.
0 votes Share Flag Mon Jan 13, 2014 Financing in 11021
Clarice Mulc…, Real Estate Pro in Wantagh, NY
Clarice Mulcahy answered:
Hello....wishing happy new year to all I would like to find out about the available mortgage options in New York State after a short sale
Happy new year to you. Contact a bank or mortgage personnel on thurs and I am sure they can help you
0 votes Share Flag Tue Dec 31, 2013 Financing in 11801
Tony Garcia, Real Estate Pro in Charlotte, NC
Tony Garcia answered:
Are you aware of changing regulation for Mortgages in 2014?
You know the 43% DTI is primarely for non conforming (non GSE loans). Fannie/Freddie/Ginnie are not subject to this (at least for the next 7 years). That being said some lenders are i ... more
0 votes Share Flag Thu Dec 19, 2013 Financing in Garden City
Sanjeev Ahuja, Real Estate Pro in Floral Park, NY
Sanjeev Ahuja answered:
Who is offering a high (100%) LTV HELOC or Home Equity Loan in Long Island? Looking to use for remodel purposes.
In this situation best way would be to have the contractor finance all the cost of remodeling or seek a stand alone construction/remodeling loan from lenders. Depending on your overall ... more
0 votes Share Flag Sun Nov 17, 2013 Financing in Manhasset
Joe, Renter in Port Washington, NY
Joe answered:
Can anyone recommend a good mortgage broker?
Good Afternoon,
I am a licensed lender in Melville and also lives in Port Washington. My bank, New Penn Financial is a national direct lender. We offer many products, all with no poi ... more
0 votes Share Flag Mon Sep 16, 2013 Financing in Port Washington
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
hi i made 35.000 37.000 a year can i get approve for a morgage my credit is fair
Be aware that a mortgage pre-approval letter is required in order to determine your price range and for any offers to be taken seriously, therefore for a personalized answer visit with ... more
1 vote Share Flag Thu Sep 5, 2013 Financing in Westbury
Cristina Cal…, Real Estate Pro in 11590
Cristina Callegari answered:
I am currently financing a condo, but want to rent it out, and buy a house how difficult will it be to get a second mortgage?
The answer to this question can honestly go either way and will depend greatly on your income, credit score, and debt to income ratio. It will be best for you to speak to a licensed mor ... more
0 votes Share Flag Fri Jul 19, 2013 Financing in 11756
Cristina Cal…, Real Estate Pro in 11590
Cristina Callegari answered:
hi i have 3 negative thing on my credit report van that stop me getting approve for a morgage
Hi Sonia, without much information the short answer is yes. However, you really should sit down with a licensed mortgage professional and have a pre-approval done. Typically, if you hav ... more
0 votes Share Flag Thu Jul 18, 2013 Financing in 11590
William Bodo…, Real Estate Pro in 11050
William Bodouva, Jr. ABR* answered:
Can anyone recommend a mortgage broker near Port Washington, NY who's honest, transparent (makes clear how being paid) and effective?
Cyclist,
I've referred many clients to Rich with great success.
Richard Pisnoy
Principal
Silver Fin Capital Group LLC
Direct: 516.304.5007
Cell: 917.439.7024
Fax: 516.708.4111 ... more
0 votes Share Flag Tue Jul 16, 2013 Financing in Port Washington
Hezrell Vasq…, Real Estate Pro in Valley Stream, NY
Hezrell Vasquez answered:
We are family of 3 person and need a house with 2 bedrooms with a car park ,please advise me how can buy the house.
Good day Dhaval Gandhi,


I hope you found someone that was able to assist you.
0 votes Share Flag Thu Jul 4, 2013 Financing in Valley Stream
JTSW, Home Buyer in Greenville, SC
JTSW answered:
Does it make sense to purchase a house with CASH?
One consideration I don't see identified below: I have owned three houses, including the one I am getting ready to sell now. I owned my first house for just seven years out of the 30-y ... more
0 votes Share Flag Fri Jun 14, 2013 Financing in 11756
Maria Cipoll…, Real Estate Pro in Coral Springs, FL
Maria Cipollone answered:
Last minute closing fee of 1700 in points. I have to purchase points and take lower interest rate or bank will not go through with loan
Most of this closing fees are deductible when you file next year. So, they are giving you a great deal on this investment property at 3.25%.

Best of Luck,

Maria Cipollone

www. ... more
0 votes Share Flag Wed Jun 12, 2013 Financing in 11520
Paul F.Marzo…, Real Estate Pro in Hackensack, NJ
Paul F.Marzolla (201) 957-6768 answered:
Conventional Programs for ~650 Credit? DELRAP Approval Process?
Believe me I know how hard it is to find a condo which is FHA Approved in LI. With your FICO you can absolutely obtain conventional financing; at least with the lenders I work with. All ... more
0 votes Share Flag Wed Jun 12, 2013 Financing in Nassau County
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Where do the Caruso"s live? Is their home for sale?
To find an owner you can check local public records, tax records, ask any agent offline....for available area properties check www.mlsli.com
0 votes Share Flag Tue Jun 4, 2013 Financing in Oyster Bay Cove
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Wife and I are ready to buy but don't have much in the way of a down payment. Wondering if we qualify for an FHA loan and what we could even
Good afternoon Mark,

First steps:

Meet with a Local Mortgage Banker to get prequalified for mortgage financing. The Mortgage Banker will review all facets of your loan request to ... more
0 votes Share Flag Thu Apr 25, 2013 Financing in New Hyde Park
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
A first time homebuyer needs credit help
Good afternoon Shannon.Marie316,

We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one ... more
0 votes Share Flag Thu Apr 25, 2013 Financing in 11550
Gail Gladsto…, Other/Just Looking in 11743
Gail Gladstone answered:
Dormer Financing
There are several options and I am going to refer you to the experts:

Call JB Bolvadin
631-879-3565
jbolvadin@returnonre.com

JB and his company Return on Real Estate, do smaller ... more
0 votes Share Flag Thu Dec 13, 2012 Financing in 11010
Blake Smith, Home Seller in Long Beach, CA
Blake Smith asked:
I want to sell my condo in the Alamitos Beach neighborhood (90802). Is there any financing available for oyos? What are the terms? Our HOA has agreed to convert to a condo and are in the process of a conversion. However, I don't have time to wait for the conversion to finish.
I'm not sure what to tell perspective…
0 votes Share Flag Mon Sep 17, 2012 Financing in Bethpage
Christina, Home Buyer in New York
Christina answered:
My 60 day lock will expire before closing = big penalties. What can I do?
The sellers need to postpone because they haven't found a rental home yet while they renovate the home they already own/that they will move into.
0 votes Share Flag Mon Jun 4, 2012 Financing in Nassau County
Reema Sharma, Real Estate Pro in 11004
Reema Sharma answered:
Can a mortgage be modified with only one of the two people on the note signing? My lawyer says no but my ex-wife just did it.
Definately worth to get a second opinion from another attorney. Kindly email me at reema@shvrealtyny.com for the list of recommended attorneys.
0 votes Share Flag Mon Mar 26, 2012 Financing in 11040
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