It depends on a variety of factors, such as your credit history prior to the short sale and the reason for the short sale itself. If you were in default on the old mortgage loan, then the time frame is 3 years. However, your reason could be an exception to this. This article has some great information: http://www.nolo.com/legal-encyclopedia/when-can-i-get-mortgage-after-short-sale.html.
I'm not an expert on this topic, however, so I would definitely suggest talking to someone who knows a bit more. Best of luck to you!... more
We may have a solution. If you can prove that the foreclosure was due to an isolated economic hardship, we may have an option. My email is firstname.lastname@example.org and my office number is 615-913-8862.
As a realtor, I'm not really supposed to advise you on the crime and safety of an area. But, I would encourage you to check out NeighborhoodScout.com and CrimeReports.com. I would also say that you should get in touch with the local police department, who can give you more specific answers. Best of luck to you!... more
Contact Trulia directly. You could also furnish them with photos and tax records to support your case if they still require further proof. I have had clients that have easily got photos removed citing safety concerns .....in a nice way of course.... more
Hi Shannon, When the seller had the pest inspection done initially, the pest company doing the work would issue a "Clearance certificate" along with an invoice showing that the work was in fact done and all issues resolved. This normally would suffice.
Purchasing a home is a very important part of anyone's port folio holding and if you are asking this question you obviously still have concerns. That said, If I were you, I would order another inspection (A company you personally locate, not simply a referral from your agent, not that i'm suggesting you should not trust your agents recommendation, I'm simply saying that an independent inspection from a third part you personally contacted shall grant you the peace of mind you need and deserve. I always try to get my clients to choose their own company to inspect the property since there is no conflict of interest and never any ambiguity. I am sure your agent is honest and good at what he/she does but when you make that kind of investment a $75 inspection fee is way worth the it. Just my 2 cents. Good luck.... more
Franklin is fantastic!! We recently purchased an equestrian property out here in Franklin....it took 6 months to find the perfect property as it is quite competitive. Most schools in Williamson county are ranked of the best in the nation. Without knowing your price point and space requirement it's difficult to be more specific. There are other local areas such as Thompson station, Spring Hill, or college grove where you may get a better bang for your buck with space and good schools. I would not go any further south. As a parent myself i fully understand the need for a good education, but in order to get a good deal in Franklin you will need to be creative and not simply see what is currently for sale. Should you wish to simply pick my brain I would be happy to speak with you........without feeling obligated :-) I here to help. Good luck as you embark on this exciting journey to find a home for your family. Have a Fantastic weekend.
Whatever you do don't put too much stock in Zillow's "Zestimate" or Trulia values. They use public data algorithms that do not factor in interior upgrades or quality. This value is primarily based on price per square foot of recent sales. As you know Belle Meade varies greatly from location to location.
Your best bet would be to do your own CMA from the MLS and then personally inspect the comparable properties for value adjustments. This should get you to a very close estimation of value.
I agree that the warranty department is a nightmare!! I purchased in Wakefield and have had to contact the president to get things done. Once I did that they have made sure things are okay. Now I will say beware they will lie to you. The big issue now is when everyone purchased they promised a pool... However no pool yet. They claim to be putting one in but the spot looks more like it will fit a wading pool rather than a pool big enough for the size of the community. True homes will lie to you to get the sale... I would check your other options before going with true homes.... more
NACA has closed on more than 35,000 loans with terms unavailable anywhere else. We will be happy to work with you. NACA does not use your credit score in any manner, though we do work with you on resolving any charge-offs or collections that have happened in the last two years, and your bill payment history must be on time for the past 12 months.
The NACA is a HUD-certified non-profit organization and our program offers no down payment, no closing costs, a fixed below market interest rate, and the ability to buy down the interest rate even further, potentially to near zero.
Just go to the NACA website at http://www.naca.com and sign up for a free Home Buyer's Workshop.... more