First welcome to my favorite city. After 18 years in this business I've learned to ask questions in order to better understand your needs. What brings you here? Work? Family? Change of pace.?
Obviously, living closer to work is always a plus. So the big questions are what's your budget $$$. Do you have school age children. Do you want a large properties or small simple ones. Why rent? It can cost more to rent than to buy. I would love to help either way contact me and we'll put together a winning strategy.... more
I have been a Realtor for over 15 years in the Dallas Fort Worth Metroplex and have been referring my buyers to NACA for over 5 years & every client of mine has closed on their home within 30-60 days of being approved. Keep in mind every buyer's situation is different so if you have any recent 30 day late payments it will take longer & that's with NACA or a traditional lender. You also need a Realtor that has experience with the NACA process or you will never close. I have SOLD over 10 homes this year through NACA this year and I have 5 clients going to the workshop this month. No lender can beat the product that NACA has. Zero down, Zero Closing Cost and Low Interest Fixed Interest Rates. You must be able to pay your escrows which is your property taxes and 15 months of insurance and HOA fees at closing. Nothing is FREE and you must put in some work yourself no matter what you do in life. Even with FHA you have to put down 3.5% plus closing costs and yes a seller can pay a buyer's closing costs however in Dallas, Tx we are in a seller's market and sellers are getting multiple offers so it's less likely that you will get anything from a seller. My point is you as the buyer should do your due diligence and understand the home buying process in order to make a decision on what type of mortgage would work best for you. You should also know exactly what your credit situation is because that is the determining factor on when you would be able to purchase a home through NACA or any other lender. You should also be working with a Realtor that is willing to educate you and help you make the best decision. Also make sure you have an action plan to help you achieve the American Dream. I have owned several homes in the past 15 years and I didn't always have an excellent credit but I had a great loan consultant that educated me on how to buy a home and I put myself on a 6 month plan and after the second month I signed a contract to build a home and I did everything my loan consultant told me to do and worked on my credit MYSELF. 5 months later I received final approval and was ready to close on my home. You have to be willing to go that extra mile to help yourself. I get calls everyday from buyers that want to go through the NACA program and they have questions. After working with so many clients I can tell in 5 minutes just talking to them if they are going to do what is needed to buy a home. So if you are serious about wanting to become a homeowner I will be happy to talk to you and if you live in Dallas and don't have a Realtor I am here to help you buy a home with NACA or any other lender.
Kameron -- depends on if you have a commute -- and where you travel everyday if at all.
I personally love Maury County, which is south of Franklin. You have lots of options there.
If you want to be closer to Nashville -- then maybe look in Dickson or Cheatham. If you want more info of these particular areas --- I am happy to send along more info in the criteria you are looking for.
Also -- I moved here from So Ca -- be happy to give you some perspective...... more
When it comes to any safety/crime related issues, it's always best to contact the local authorities with all your questions, hear all there is to hear firsthand. If unfamiliar with the area(s) do revisit more than once and at different times of day, possibly chat with locals/neighbors. Real estate professionals are prohibited from steering, enticing a buyer to purchase/rent, or not, in specific neighborhoods.
Yes, the Shelby Street dog park as someone else mentioned, and two more might be of interest to you. Mt. Juliet has a Bark Park on Springdale Drive, and my favorite is within Moss-Wright Park in Goodlettsville. Happy dog days!... more
I don't do rentals but have you thought of buying? You can purchase a condo, starter home or townhouse for way under 1200 a month. If not, Craigs List or one of my fellow Realtors will answer because there are agents that offer rentals. Best of luck... more
While no one person can promise growth or decline, I am a positive person. Nashville is in an amazing growth spurt and that should eventually drive many people closer to the city center. The biggest obstacle to Davidson County is that the public school system is consistently rated on a scale of 1 to 10, from 2-7. If you look at the home values that are consistently growing you will find schools that are rated 8 through 10,;
I E Mount Juliet, Brentwood, Franklin even Hendersonville. Get involved and your reward will be greater value, less crime even greater growth and jobs. I love Nashville.... more
I don't do rentals but years ago I property managed some homes that worked with section 8 and we always informed them of our vacancies. My suggestion is to contact the section 8 agency they might provide a list. Best wishes.... more
Please send an email directly to me at firstname.lastname@example.org. I will be able to keep you posted on this property or on any home/condo throughout Middle Tennessee. And if you are ready to search for a home, I can help with that too.... more
Coming from a Mortgage Loan Officer that is also a veteran, VA does not carry a list of homes that are eligible for VA loans. As Becky Ramos states in her answer, most homes that qualify for FHA also qualify for VA loans.
The better question to ask would be, which or what types of houses do not qualify for the VA loan.
I very broad answer to that would any home that does not meet VA's safety and livability standards. VA is there to protect the veteran that they are not buying a home that is uninhabitable or a hazard to the veteran. A few of the Items that I have seen VA deem as unacceptable include major structural damage to the house, exposed wiring throughout the house, missing HVAC, broken or missing windows.
Having issues like those mentioned above do not prevent you from trying to purchase that home with your VA loan, but VA will require that items like those are repaired prior to closing. The seller would have to be able to do this, and sometimes sellers don't have the means to and in the case of foreclosures, the bank chooses not to.
I can get in more detail about of this question or any other restrictions and benefits of the VA loan, just give me a call at 615-852-LOAN (5626)... more
I have a team of people that can answer that question for you if you are interested in purchasing a home. There are proviaions that will allow a foreighn national purchase a home in America. Do you have a residence status yet or are you a temp guest still. Let me know.... more
Sango is a thriving community on the eastern edge of Clarksville (located between Exits 11 and 19 off I-24 eastbound). Pleasant View in Cheatham County is a newer development, and it would be just about halfway between Clarksville and Nashville. Then at Exit 35 (called the Joelton/Springfield exit), I can find several excellent choices for you that would be a quick commute to Clarksville and just a hop and a jump into Nashville. The Whites Creek community has several beautiful new homes -- and these homes are very near to Fontanel, one of Nashville's newest, trendiest attractions (complete with a zipline, an outdoor music venue, a good Italian restaurant, a distillery, and more). I would be thrilled to help you locate a great place. Please drop me an email -- email@example.com -- and we'll get this home search started! (P.S. I'm a Clarksville native!).... more
Remember price is relative so if you really want a location that fits your needs, any half decent agent needs to know your budget. There are many places available but your budget will determine how far away you may have to live from the city center. As a New Yorker you know that if you may find a home by the Queens-Long Island border for less but most of your gigs are in the SOHO area wouldn't it be better to be closer to where the action is? Again, money and prices are relative. It's a matter of where you need to be, how much you can afford and what neighborhood connects you to the Nashville music scene best. What part of New York are you in presently living in?... more