Home Buying in Naperville : Questions & Answers

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USMortgageRa…, Real Estate Pro in Plano, TX
USMortgageRanger answered:
How to find temp housing then purchase a house within a few weeks - is this possible?
I would presume that you have a job lined up already. So I would suggest that you get approved by a Lender and lets reach out to a local Agent who will be responsible for finding you a ... more
0 votes Share Flag Thu Jul 23, 2015 Home Buying in 60565
Jeff Nobleza, Real Estate Pro in 60640
Jeff Nobleza answered:
Requesting "immediate possession" of a foreclosed home when owner is deceased
Call Erik Miles at 312-854-8092 . He is an attorney with reasonable rates and he or his associate Adam Gurney can help you.

Let them know I sent you

Jeff Nobleza
At Properties
0 votes Share Flag Wed Jul 22, 2015 Home Buying in 60563
Noah Seidenb…, Real Estate Pro in 60202
Noah Seidenberg answered:
how's the best way to sell my house without a realtor...where can I get my house on line so everyone can see the house...or should I just
Stats show that you will get more for your home if you list with a Professional Realtor. That move will pay for itself. I suggest you interview a few agents and find someone you can wor ... more
0 votes Share Flag Mon Jul 20, 2015 Home Buying in 60564
Riccardo War…, Real Estate Pro in Downers Grove, IL
Riccardo Wardlow answered:
I have a credit score of 700 n I'm able to pay 5% down payment but my lender is suggesting me to go for FHA loan.Can u guys suggest me? FHA or
I would definitely say to go Conventional... FHA has MI for the life of the loan, why waste that money when you dont have to spend it? Unless your debt ratio is high Conventional is the ... more
0 votes Share Flag Tue Jun 30, 2015 Home Buying in 60563
Bob Brandt R…, Real Estate Pro in Schaumburg, IL
Bob Brandt Re/Max 847-274-3193 answered:
Is anyone looking to buy or sell a home in Naperville that needs information?
I wish there were more homes for sale in Aero Estates and Naper Aero, for fun loving pilots and aircraft owners to park their small planes in the hangars next to their house. There are ... more
0 votes Share Flag Thu Apr 23, 2015 Home Buying in 60564
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
do you have rent to own listings?
Rent to own is really not a good idea, therefore consider fixing whatever is preventing you from purchasing outright. Rent to own can be risky and one could stand to lose a bit of money ... more
0 votes Share Flag Sun Feb 22, 2015 Home Buying in Naperville
Christina Fe…, Real Estate Pro in 60048
Christina Feeney answered:
Is there anyone in Illinois that is willing to do an 80/15/5 loan, with the total loan amount being above $417K anymore?
PHH Home Loans and Eagle Home Mortgage both offer many different choices on home loans.

I agree with William as to there being a lot more then a credit score to determine which loa ... more
0 votes Share Flag Sat Feb 21, 2015 Home Buying in Naperville
Gary Geer, Real Estate Pro in Antioch, IL
Gary Geer answered:
1st time home buyers, need to buy a 4 bedroom house at a good price, low taxes, good school district. We found one that meets our needs in Napervill.
Ley,
Discuss this with your agent. It sounds like this home meets all of your criteria. Make sure you discuss any issues you may have with the home being in an unincorporated area. You ... more
0 votes Share Flag Tue Feb 10, 2015 Home Buying in Naperville
Michael B De…, Other/Just Looking in 21111
Michael B Decman 630-427-4668 answered:
I am looking to purchase my first home, hopefully, using one of the IHDA programs in conjunction with an FHA Loan. What time frame am I looking at?
Use my application link and I would expect to have you in a new home in 45-60 days or less

Mike Decman
Cherry Creek Mortgage Company
6440 Main Street, Suite 320
Woodridge, IL 6051 ... more
0 votes Share Flag Fri Dec 26, 2014 Home Buying in Naperville
Michael B De…, Other/Just Looking in 21111
Michael B Decman 630-427-4668 answered:
Mortgage contingency and appraisal........
Simply put if you are unable to secure financing should cover you due to the fact the finance approval is based off appraised value. If your property does not appraise for the contract ... more
0 votes Share Flag Mon Nov 24, 2014 Home Buying in Naperville
Tamara Schus…, Real Estate Pro in Naperville, IL
Tamara Schuster Broker, Agent answered:
My family are looking to rent in the naperville area. We would like to know the best schools for a child with autism. my child is 6 yrs old.
This is a good question to ask however it is important to research on your own and visit the schools administration in person and they will share all the programs for your special needs ... more
0 votes Share Flag Sat Nov 22, 2014 Home Buying in Naperville
Dimka_dancer…, Home Buyer in New York, NY
Dimka_danceramic answered:
Can anyone recommend a Russian speaking Lender and/or Attorney?
I am looking for the realt manajer in Palatine il.
Marina may you help me ?
0 votes Share Flag Sun Oct 19, 2014 Home Buying in 60564
Patty Harris…, Real Estate Pro in Naperville, IL
Patty Harrison 630-854-3459 answered:
Got caught in the economy, looking at options.
Hello:

We may be able to help you with financing as long as your credit scores are good and you can get a gift for downpayment. Please email or call me so we can discuss.

I look ... more
0 votes Share Flag Thu Jun 5, 2014 Home Buying in Naperville
Bev West, Real Estate Pro in 80634
Bev West answered:
Does writing a note to the seller really help the situation if you really like a home? Would it have any effect on their decision?
Depends on the seller. Some sellers could get turned off by a note. Some already have their mind on what they need out of the sale. Knowing it is a business transaction, letters may ... more
0 votes Share Flag Fri May 16, 2014 Home Buying in Naperville
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
When considering a FHA loan, if there has been a prior foreclosure, what date is considered as the date of foreclosure?
Hi Steve,

Ken's answer is correct. If your time frame is less than that, you may want to consider a program that I and a few others are offering called the "Back to Work" program whi ... more
0 votes Share Flag Wed Apr 9, 2014 Home Buying in Naperville
Elizabeth Bo…, Real Estate Pro in Cambridge, MA
Elizabeth Bolton answered:
what is Section 8 housing? How do you qualify and how much can you receive?
It's a federal program, administered locally, that provides rent subsidies for low income tenants. There should be a housing authority in your town or city where you can apply. I belie ... more
0 votes Share Flag Tue Mar 25, 2014 Home Buying in Naperville
Kenneth Gerr…, Real Estate Pro in Naperville, IL
Kenneth Gerrans answered:
I have a house in zip code 60443. The market is very bad there. I am planning to move to Naperville. I am not sure if banks exchange properties??
Hi,

This is an unusual request...and one that, if it were even possible, certainly wouldn't benefit you.

You will have more options if you have a strong equity position in you cur ... more
0 votes Share Flag Fri Jan 24, 2014 Home Buying in 60540
William Chu, Real Estate Pro in Downers Grove, IL
William Chu answered:
Looking for investor to buy a certain home for me in oswego and work out details. Will need to 2 years before i can secure a mortgage.?
Follow this link, http://www.hyperionhomes.com/. I have seen Hyperion Homes LLC helped "not quite ready" Home Buyers.
0 votes Share Flag Wed Jan 15, 2014 Home Buying in Naperville
Bob Hoyer, Real Estate Pro in Naperville, IL
Bob Hoyer answered:
My home @ 158 E Bailey, A is not on the market, therefore the pictures should be removed here...not sure why you have pictures available of my home?
The only unit listed for sale by a realtor at 158 E. Bailey ( Olive Trees ) is unit E. Truilia shows it as unit L which is also incorrect. I advised the listing agent.
0 votes Share Flag Tue Jan 14, 2014 Home Buying in Naperville
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