I'm confused by your question. Your debt ratio is your total debt divided by your gross income. For example you owe $1000 per month in car payments & credit cards. Your inc ... more
I use FHA 203k LOANS for my clients that realize they get more home with more equity when they rehab themselves!!!!!
I use Hamilton Group Funding
Reasons to use FHA ... more
Assuming your buying from a reputable builder you have a few layers of security. One is their reputation in the industry.
Another is the local code enforcement officials ... more