Credit Score in Missouri : Questions & Answers

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rons, Real Estate Pro in Concord, CA
rons answered:
Why is it that when I pull my credit scores I'm seeing a 638 and a 652 for transunion and experian but my mortgage lender pulls a 660 and a 583?
Because you are pulling a consumer report and your lender is pulling what is referred to as an RMCR (Residential Mortgage Credit Report). The reports us consumers get from myfico.com an ... more
0 votes Share Flag Wed Apr 9, 2014 Credit Score in Joplin
Darren Sessom, Real Estate Pro in McKinney, TX
Darren Sessom answered:
Found a couple of JHAP homes we love but are worried we may never get approved for a mortgage. Does anyone have any helpful thoughts on our situation?
We can help! We assist home buyers daily to help improve credit scores to the qualifying levels or above.

I also have relationships with Loan Officers and Realtors across the country ... more
0 votes Share Flag Fri Mar 28, 2014 Credit Score in Joplin
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
Is 651 a good credit score in Kansas?
It is not considered good but acceptable for most lenders.
2 votes Share Flag Sat Dec 14, 2013 Credit Score in Kansas City
jeff12345, Home Buyer in 90210
jeff12345 answered:
Looking for lender to get me a home loan with bad credit
Randy Roberts stop spamming Trulia. The Lendersnetwork is a scam buyers beware. They hire people to creat fake profiles and spam Truila.

Look at Randy Roberts profile he has 100s o ... more
0 votes Share Flag Thu Oct 31, 2013 Credit Score in Missouri
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Can we get a home loan with a 607 credit score.. We pay 675 a month now
Good afternoon Ksmomma07,

We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the ... more
0 votes Share Flag Wed Jul 17, 2013 Credit Score in Springfield
Christina So…, Real Estate Pro in Morristown, TN
Christina Solorzano answered:
What is considered a good credit score in the current market?
Anything above a 620.

Have a great day;

Christina Solorzano;
CEO & SR Credit & Mortgage Consultant of
Everlasting Credit Repair
Making home ownership more than a dream...
Ret ... more
0 votes Share Flag Wed May 22, 2013 Credit Score in Kansas City
Christina So…, Real Estate Pro in Morristown, TN
Christina Solorzano answered:
Will refinancing my mortgages lower my credit score?
No your scores will not drop merely because of a refinance. Try to use a broker vs one bank as a broker will pull one tri-merged credit report and shop you around with various lenders, ... more
0 votes Share Flag Wed May 22, 2013 Credit Score in Kansas City
Christina So…, Real Estate Pro in Morristown, TN
Christina Solorzano answered:
what are the important thing that need to be showed as paid on my credit report that realtors look at? I owe cable, cell phone companies, banks, dr's.
Hello,

Realtors aka Agents don't look at your credit report. Lenders, and bankers do. I am going to assume you want to buy a home. Have you pulled your own credit reports? Do you kn ... more
0 votes Share Flag Wed May 22, 2013 Credit Score in Kansas City
Liz Lockhart, Real Estate Pro in 63701
Liz Lockhart answered:
I am looking to sell my home in Jackson (Fruitland Mo) is it a good time to sell a home right now?? If not what are the pro's and cons of lease to own
Yes, now is a good time to sell. http://activerain.com/blogsview/3678874/a-tale-of-four-houses
0 votes Share Flag Sun Mar 31, 2013 Credit Score in 63755
Vernae Burre…, Real Estate Pro in Saint Louis, MO
Vernae Burrell answered:
I just found a HUD townhouse in St. Louis, MO for $65,000. How can I get a FHA loan with a credit score of 608?
Yes there are several lenders in St Louis that can give credit with a low credit score of 600. There is also a non-profit organization called NACA that does counseling and doesn't use ... more
0 votes Share Flag Thu Sep 27, 2012 Credit Score in Saint Louis
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
I have an old cell phone debt on my credit report. Would it be okay to settle it for less, or should I pay it off in full?
Good morning Carmen,

Best course of action: Meet with a Local Mortgage Banker. The Mortgage Banker will review all facets of your loan request to answer your questions with regards ... more
0 votes Share Flag Thu Sep 27, 2012 Credit Score in Saint Louis
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
my credit score is 510 i need to raise it fast i dont know who i owe money to or how to pay them or how long it will take to get my score to 700
First, settle any outstanding debt. If you owe money on collection accounts, charge-offs and/or judgments, make payment arrangements and get these accounts paid promptly.

Next, begin ... more
0 votes Share Flag Tue May 15, 2012 Credit Score in Hannibal
Harry Newell, Real Estate Pro in Sterling Acres, Kansas...
Harry Newell answered:
I have a adjustable rate loan, never late. Got a loan remodify for 18 months. Found a bargain foreclosure, cant get approval due to lower credit score
Your fiancee should speak with a mortgage professional to determine what he may qualify for in his own name. feel free to have him call Harry Newell at 1-888-VA-SPECIALIST.
0 votes Share Flag Tue Apr 20, 2010 Credit Score in Saint Louis County
Diana L. Fra…, Real Estate Pro in Lees Summit, MO
Diana L. Frank answered:
Conventional loan with 5% down payment for high income with weak credit score?
Getting a loan is certainly a little more difficult these days, however, there are still some lenders out there that have the experience and creativity in getting this done. Are you awa ... more
0 votes Share Flag Mon Dec 28, 2009 Credit Score in Lees Summit
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