If there was a 1099 S provided by the title company or there is a gain this will be reported on a form 8949. If the home was sold at a loss and there was no 1099-S issued then it does not need to be reported.... more
SEMA? That sounds like a bad case of a disease posted by the CDC. I'm a 3rd generation native and if SEMA is what people decide to rename what has been called Media Gulch for YEARS I might just have to throw my hands up and leave this town.... more
Fannie Mae has a program called HomePath - which sets less restrictive, "buyer-friendly" guidelines by which lenders must follow when lending money on a Fannie Mae-owned property. Your choice in homes would be limited to Fannie Mae-owned foreclosed properties, however the benefits to using this type of financing are great in my opinion:
HomePath financing offers:
1. Down payments as low as 3%
2. No mortgage insurance
3. No lender requested appraisal
4. Less competition - HomePath offers a 15 day "first look" period when the property is first listed, where investors are not allowed to bid.
5. Often the homes are lightly "rehabbed" to move in ready, with new carpeting, doors, paint, etc.
The caveat is - you'll likely pay a slightly higher interest rate with this financing, however mortgage interest is tax deductible currently, while mortgage insurance is not.
Check out www.Homepath.com for a full list of details and benefits.... more
The landlord is responsible for "normal wear and tear." (The tenant is responsible for damage.)
However, defining it is not easy. It's often comparatively easy to define damage: a broken soap dish, a deep gouge in the floor (just two of the items I ran into with a rental property). But: slight scuffs on the walls, carpet that looks a bit worn after a few years--that's really normal wear and tear.
Many landlords figure they'll have to repaint and recarpet after a number of years--maybe 3-5. But if a tenant moves out after only a year and the place is so dinged up that it needs some repairs and repainting, that's not "normal" wear and tear. And, honestly, a family with 3 active children is going to cause more wear and tear than an elderly couple with no children.
A lot of it is a judgment call.... more
I don't actually live in the Mission, but I will tell you why I love hanging in the Mission.
There, I said it! In the Mission, you can find all kinds of authentic options ranging in prices. I would highly recommend reading up on "The Best of..." lists, you'll find that the majority of great SF eats are in the Mission. http://www.7x7.com/eat-drink
Hope this helps, enjoy!
Ali, Community Manager
PS My fave restaurant in SF is called Flour + Water in the Mission...mmmm....... more
This is a Below Market Rate unit with specific requirements. The Mayor's office of Housing has all the requirements needed and in what ways the Mayor's office can help you with the downpayment. Please go to www.sfgov.org and look under Mayor's office of housing. It is best to go to that site because BMR units have different requirements for loans.
You need to talk to lenders. The down payment you can make varies with the type of loan you get. I would talk to Ephraim Schwartz, partner at O'dette Mortgage Group, 415-297-8514 or email@example.com. Or go to my website www.sallyrosenman.com and go to Resources and look under Mortgage Brokers for many other excellent contacts.
I think that just about all of us that have enjoyed a warm/sunny day in Dolores Park can attest, there is plenty of drinking going on in the park. Will there be an end to it altogether? This seems extremely doubtful but you never know.
According to the article you posted there have been people bringing in kegs. I have never personally seen that but I'm sure it happens. I, for one, am completely okay with people drinking in the park if they handle themselves and don't become a nuisance to others. I do not condone under-age drinking or the reports of heroin use, etc but think that responsible drinking is okay.
Thanks for bringing this to our attention.
I'd say anywhere west of Valencia is pretty safe. This is close to the Mission/Noe Valley border. I'll often walk along Valencia late at night when coming home and feel pretty safe. You can also check out the crime map here and get a general idea of what areas might be safer than others: http://www.trulia.com/crime/#!san-francisco-ca/13/37.77096,-122.42529/San_Francisco,CA/.... more
San Jose; Lapidge; Linda; Harrison; Precita; Peralta; Banks... But see here, poster, you'll get a thousand opinions of what is "nice". For instance, I once called on a couple of families who may have been more comfortable living in Noe Valley, but they "loved" the sunny disposition of the Bay View. So, what turns you on? You do realize that any "pockets" in the Mission will still be either 1/2 or 1 block away from what might not appeal to you. But, you'll be the best judge of that. I listed a few streets familiar to me, however, I can also say that in most cases, these streets are a bear to park!!! (What area in the Mission isn't?). What are you looking for in a "good" neighborhood?... more
The parking situation in that part of mission is actually not too bad. I've lived near 14th and mission for 5 years now and had a car for about 2 of those years. You'll find the most spaces east of mission street, between mission and folsom. I would normally find a space within 5 to 10 minutes on most nights in between 14th and 16th, and mission and folsom. The one thing i would caution you against is leaving anything at all visible in your car. Make sure everything is in your trunk, glove box or you just take it with you, because a lot of windows get smashed in this neighborhood. Also be mindful of the street you're parking on after hours coming home from a night out. Keep to the main streets as much as possible because unfortunately there is some crime in the way of muggings to be aware of in this neighborhood as well. So you don't necessarily need a garage spot if you want to save money, however there are a few in the area for somewhere between $250 and $300 if you want to go that way.... more
The mission has a gang and drug problem the gangs are seperated buy street and color.You have red and blue red from 22nd towards ceaser chavez and blue back going towards duboce.Then you have the 21st gang that divides the to colors.Some say they were red but not from what ive seen.Their is alot of drug activity and alot of drinking that goes on their on 21st and Bryant.I havent had any problems their and i have lived their for atleast 5 years.In the past few years their seems to be a little prostitution starting to build up you see women standing around every now and then jumping in and out of cars.Word has it that the young kids run the show but ive heard rumors that a guy named d-loc is the one that controls everything.He is a older guy in his late 30s i have seen him around but never meet him.From what i heard from a friend of mine he is a recording artist but i dont know what his recording name is.Neighbors that now him or say they do say he is a real melow guy but looks can be well you know.And the times i have seen him he always has different women with him and alot of times more than a few.When i go to the corner store i never have any problems and they always say hello to the neighbors and the people who walk by.Other than that its pretty calm in that part of the Mission besides the few things i mentioned.... more
Depending on where you live around this intersection, it can be very loud, particularly on the weekends when the bars are closing. There is very little parking, and cars without garages must be moved for street cleaning and are at risk of break-ins. There is a large homeless population and the streets tend to be rather dirty.... more
This area looks worse than it is. This intersection of the Mission borders SoMa (South of Market), and has a lot of foot/car traffic. While it is grungy, it is a relatively safe neighborhood. Rents are average for SF (read: not cheap), but are cheaper than much of the city. It is sunny, and the main boulevards (S. Van Ness, Mission, Valencia) are well lit. It is also very close to the 16th and Mission BART station and the 14, 22, 33 and 49 MUNI bus lines.... more