Home Buying in Mishawaka : Questions & Answers

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kklinger, Real Estate Pro in Fort Wayne, IN
kklinger answered:
are there any new homes for sale in Mishawaka?
Yes we are building new homes. You can contact me, Kathy Klinger with Granite Ridge Builders @ kklinger@graniteridgebuilders.com or 260-433-9858.
0 votes Share Flag Sun Feb 2, 2014 Home Buying in Mishawaka
Kim Murrell, Real Estate Pro in Granger, IN
Kim Murrell answered:
I want to move to the mishawaka area but hear the property taxes are really high. As a senior citizen, are mortgage exemptions that will help offset
HI Sam, Did you get the answer you needed regarding taxes? I would be happy to help you with your tax questions and help you find the right home for you. Please feel free to call or ema ... more
0 votes Share Flag Fri Jan 31, 2014 Home Buying in Mishawaka
Kim Murrell, Real Estate Pro in Granger, IN
Kim Murrell answered:
WHEN CAN WE TAKE A LPK AT THIS HOUSE?
Hi Thomas, were you able to take a private tour of the home? I would be happy to help. Please feel free to call me 574-276-4275
0 votes Share Flag Fri Jan 31, 2014 Home Buying in Mishawaka
kklinger, Real Estate Pro in Fort Wayne, IN
kklinger answered:
My wifes credit is at 740 but she only makes a little over 800 a month can we get approved for a home loan?
There are programs with the USDA that might work. Please email me at kklinger@graniteridgebuilders.com
0 votes Share Flag Sat Dec 28, 2013 Home Buying in Mishawaka
The McKinnies…, Real Estate Pro in South Bend, IN
The McKinnies Team answered:
on a rent to own home who's responsible for the homeowners insurance? and can i be evicted for not supplying it
Your landlord is pushing the limit on your responsibilities. You should have your own renters insurance for your personal belongings but until you own the home you shouldn't be paying ... more
0 votes Share Flag Thu Nov 14, 2013 Home Buying in 46544
Stephanie We…, Real Estate Pro in Mishawaka, IN
Stephanie Weldy answered:
how hard is it to get the loans?
You can get an FHA 203 loan to fix the house up. Then the cost of the work is included in your loan. Let me know if you would like more information.
0 votes Share Flag Fri May 31, 2013 Home Buying in Mishawaka
Shanna Rogers, Real Estate Pro in Murrieta, CA
Shanna Rogers answered:
can u get a mortgage to buy a hud home or does it have to be cash?
Hi Brenda,

You can use a loan for HUD homes - including FHA. The price listed for the HUD home is the FHA appraised value so if you are using an FHA loan you may not have to pay for ... more
0 votes Share Flag Fri May 10, 2013 Home Buying in Mishawaka
Matt Parker, Real Estate Pro in Granger, IN
Matt Parker answered:
Is there a Realtor in mishawaka who can show me houses not yet on the market or unlisted homes that don't need a lot of work done?
If you are looking for foreclosure listings please feel free to sign up on our website. They will be in your email as soon as they are listed.


http://realtyresultstoday.com/sign-up ... more
0 votes Share Flag Wed May 1, 2013 Home Buying in Mishawaka
Matt Parker, Real Estate Pro in Granger, IN
Matt Parker answered:
dose this house have a rent to own or land contract option?
Here is a company that does rent to own:

http://www.5starhouses.com/home.asp
0 votes Share Flag Wed May 1, 2013 Home Buying in Mishawaka
Pam, Real Estate Pro in Mishawaka, IN
Pam answered:
Is 20% the minimum when buying a home?
No, 3% down with good credit is available at Notre Dame Federal Credit Union.
0 votes Share Flag Thu Feb 28, 2013 Home Buying in Mishawaka
Flora Tibbet…, Real Estate Pro in Plymouth, IN
Flora Tibbetts answered:
Does HUD pay for necessary living necessities?
you can ask for necessary repairs. our local bank will escrow for up to 5000 in repairs if allowed by hud so it all depends on how the offer is written and what your lender allows. If ... more
0 votes Share Flag Wed Feb 13, 2013 Home Buying in Mishawaka
Heather Sand…, Home Buyer in Mishawaka, IN
Heather Sanders asked:
dose this house have a rent to own or land contract option? --
This question was asked from this property: http://www.trulia.com/property/3107334646-56045-Hoosier-Ave-Mishawaka-IN-46545
0 votes Share Flag Wed Jan 30, 2013 Home Buying in Mishawaka
Larry Johnst…, Real Estate Pro in Elkhart County, IN
Larry Johnston answered:
Have a credit score of 785 and need a $50000 mortgage. Lenders decline because of IL 5% limit on lender's charge. Are there any who would do?
The largest Mortgage Company in Chicago is Guaranteed Rate Mortgage. Contact Roger Maxwell at 574-533-1360 or call me

Larry Johnston
Agent/Broker
Elkhart County Subdivisions
574- ... more
0 votes Share Flag Thu May 24, 2012 Home Buying in 46544
Tom Canarecci, Real Estate Pro in Elkhart, IN
Tom Canarecci answered:
this home here is a five bedroom home not a 2 bedroom, please update your records. This is my house that is how I know 117 N Oakland Ave Mishawaka, IN
The listing information comes from the listing agent when the house was sold. If you're home is not currently on the market, you can go to your property address and hit the edit detail ... more
0 votes Share Flag Wed Apr 18, 2012 Home Buying in Mishawaka
Delaney31les…, Home Buyer in Mesquite, TX
Delaney31lessie answered:
I ALWAYS LOOK AT FORCLOSURES, TO SEE IF THERE R GOOD PRICES. BUT THERE R NEVER PICS TO SEE THEM.
I think that to get the <a href="http://goodfinance-blog.com/topics/home-loans">home loans</a> from banks you must have a firm motivation. But, one time I have got ... more
0 votes Share Flag Mon Dec 26, 2011 Home Buying in 46544
Realty Resul…, Real Estate Pro in South Bend, IN
Realty Results answered:
An appraisal by bank of America was done last Friday when will we hear something on the offer we submitted to buy the house will be?
It depends. Probably not what you want to hear but BOA (Bank of America) handles all their short sales through a third party, Equator. I have had them answer in as little as a month an ... more
0 votes Share Flag Tue Nov 15, 2011 Home Buying in 46544
Colleen Cena, Real Estate Pro in Mount Shasta, CA
Colleen Cena answered:
About 4 days ago the seller accepted our offer on a short sale they asked 160k for the home we offered 135k clean offer think it will get accepted?
One thing that a lender makes their decision on is whether there are more loans on the property than just one to negotiate with. If there is a second (or more) those lenders may want t ... more
0 votes Share Flag Thu May 5, 2011 Home Buying in Mishawaka
Jim Metcalf, Real Estate Pro in Arlington, VA
Jim Metcalf answered:
Just heard that a short sale apraisal is going to be done tomorrow on a property we made an offer on back in Feb how long to hear from the bank?
It really depends on the bank and if you have an aggressive agent who is helping push the process along. Unfortunately it could take months depending on the number on offers the bank ha ... more
0 votes Share Flag Thu May 5, 2011 Home Buying in Mishawaka
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