Generally rent to own agreements favor the landlord side, and it will for certain limit your choice of properties to buy, almost certainly forcing you to settle.
IMHO it would be better to work on improving your income/savings/employment record, or whatever it is that is keeping you from buying right now. If it's just savings, there are a number of state down payment assistance programs.... more
Yes you will. So long as your yearly salary is decent and you have a down payment.
Easiest method to find out of you qualify is to go to your bank and ask them to pre-approve you. You do not have to use your bank for your loan, you can use any bank... but it is free if you go to your bank. You may want to try and pay off those 2 collections though.... more
Hello Colleen, if you're still looking craigslist would be a good starting place its often even disclosed per each ad whether they accept dogs. Should you not have any luck feel free to conact me and I will see if I can find anything through the nwmls.... more