Home Buying in Miami : Questions & Answers

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Jacqueline N…, Real Estate Pro in Miami, FL
Jacqueline Nurse answered:
What is the lowest amount of down payment usually required if you have a 900 credit score?
Hi Robert. Wow! Impressive! This is an excellent and rare credit score. I believe you can get.a conventional loan for 5% down. The requirement is usually 20%. Therefore you can go to an ... more
0 votes Share Flag Yesterday at 9:00pm Home Buying in 33186
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence 727.420.4041 answered:
First of all, I have the loan and I have a contract.... Seller bank has been delaying for months now and contract is about to expire. What 2 do?
When you choose to participate in the segment of the real estate market you were advised there exists only an illusion of rules. You also were advised, and you signed documents declarin ... more
0 votes Share Flag Sun Oct 19, 2014 Home Buying in 33186
J Byron Hebe…, Real Estate Pro in Ormond Beach, FL
J Byron Hebert answered:
I would like to know what to focus on of the state exam..Florida sale associate real estate pre license
Study the book you got in class, and understand the materials. There is no short cut. If you paid attention and read the book your should be fine.
0 votes Share Flag Sat Oct 18, 2014 Home Buying in Miami
J Byron Hebe…, Real Estate Pro in Ormond Beach, FL
J Byron Hebert answered:
FLIPPING HOUSES, ANY ONE INTERESTED IN TAKING A LOOK AT MY WEEKLY PROPERTY LISTING? IM CONSTANLY SEARCHING FOR NEW CASH BUYERS AND INVESTORS.
List them with a Realtor and lost of people will be looking each week.
0 votes Share Flag Sat Oct 18, 2014 Home Buying in Miami
Yanoska Diaz, Real Estate Pro in Miami, FL
Yanoska Diaz answered:
Hello everyone, my wife and I found a townhouse in Ives Estates (ZIP CODE 33179) that we really liked. However, not sure about the area. Any advice?
Not sure what kind of information are you looking for when you say not sure about the area. If searching for safety/crime statistics it is best you contact our local police department.
0 votes Share Flag Sat Oct 18, 2014 Home Buying in Miami
Victoria Kha…, Real Estate Pro in Fort Lauderdale, FL
Victoria Khamperova answered:
Please let me know if you have any Russian speaking realtors and respond with the name and phone number.
Victoria Khamperova/???????? ?????????
I am russian speaking real estate agent in Miami ( all South Florida)
Russian, Armenian, English
phone: (954)778-2040
email: unoelle@gmail.co ... more
0 votes Share Flag Fri Oct 17, 2014 Home Buying in Miami
Tom Bawany, Real Estate Pro in Orlando, FL
Tom Bawany answered:
How to get a good Loan after Bankruptcy.?
Hello Albert

FHA has low Down Payment , 3.5% , and a 2 yr wait period after Chapter 7 Bankruptcy . Chapter 13 is less time (1 yr) but with other critera

Conventional Loan is 4 yrs ... more
0 votes Share Flag Fri Oct 17, 2014 Home Buying in Miami
Randy & Vicki…, Real Estate Pro in Punta Gorda, FL
Randy & Vicki Biehl answered:
do i have to pay a separate water and trash disposal bill or is this are included with fpl?
Raul,

FPL stands for Florida Power and Light. (Electric). Not water, trash, gas or cable.
0 votes Share Flag Wed Oct 8, 2014 Home Buying in 33186
Pamela Mendo…, Real Estate Pro in 33126
Pamela Mendoza answered:
I am retired and my combined income is under $50,000. My house is fully paid and it is worth now less than $200,000. My friends tel lme I will not
Hi Rose,

Also, If you are selling your current home then the existing loan will be paid off at closing and you will receive the net proceeds of that sale. You may not have a mortgage ... more
0 votes Share Flag Tue Sep 30, 2014 Home Buying in 33173
Orelusviviane, Home Buyer in Fort Lauderdale, FL
Orelusviviane answered:
How/where to apply for a Florida first time homebuyer assistance program? Can I use it with an FHA loan?
Where can i find a firstt time home buyer program in Jacksonville fl to purchase a home
0 votes Share Flag Sun Sep 21, 2014 Home Buying in Miami
The Condo Sh…, Real Estate Pro in Miami, FL
The Condo Shop - Miami, FL answered:
i want to buy a house in miami im out the country what kind of documents do i need to buy a house its going to be my vacation house
Hi! Thanks for your inquiry. The documents needed can either be minimal or somewhat extensive depending on whether you're purchasing cash or needing finance. Below I've included as a ... more
0 votes Share Flag Fri Sep 19, 2014 Home Buying in Miami
pramosrealtor, Real Estate Pro in Pinecrest, FL
pramosrealtor answered:
Mother bought a house in Boynton Beach. Settlement date was the 5th, it was delayed and no new settlement date has been given.
Ask your Title company for updates, was the closing extended to a new closing date?
0 votes Share Flag Thu Sep 18, 2014 Home Buying in Miami
Javier Olmedo, Real Estate Pro in Miami, FL
Javier Olmedo answered:
what happens if you purchase a home with existing building violations?
This depends on the types of violations and how apparent they are.
0 votes Share Flag Thu Sep 11, 2014 Home Buying in Miami
Michael Sala…, Real Estate Pro in Miami, FL
Michael Salazar answered:
Im Interested in buying a house in Miami FL for around 500k ! what are the good/bad areas ?
Give me a call I will do my best to help you and show you what is available at your budget.

Michael Salazar
Elite Sales Group
2665 South Bayshore Drive
Miami, FL 33133
Cell: 772- ... more
0 votes Share Flag Sat Sep 6, 2014 Home Buying in Miami
Michael Sala…, Real Estate Pro in Miami, FL
Michael Salazar answered:
investor seeking recommendations
Give me a call I will do my best to help you and show you what is available at your budget.

Michael Salazar
Elite Sales Group
2665 South Bayshore Drive
Miami, FL 33133
Cell: 772- ... more
0 votes Share Flag Sat Sep 6, 2014 Home Buying in Miami
Michael Sala…, Real Estate Pro in Miami, FL
Michael Salazar answered:
What is the safest place to live in Fort Lauderdale or around Fort Lauderdale?
Give me a call I will do my best to help you and show you what is available at your budget.

Michael Salazar
Elite Sales Group
2665 South Bayshore Drive
Miami, FL 33133
Cell: 772- ... more
0 votes Share Flag Sat Sep 6, 2014 Home Buying in Model City
zenithtrustl…, Home Buyer in Miami, FL
zenithtrustloanfirm answered:
I am looking to buy in Florida, 25%-50% loan possibilities?
Welcome to Mr smith of the zenith trust loan Investment company (A Personalized Service for All Your Financial Needs) We, Liberal Investment Company Providers offers loan at a very low ... more
0 votes Share Flag Sun Aug 31, 2014 Home Buying in Miami
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
How do I find cash buyers fast for a great wholesale property I have?
Find a listing agent that specializes in these types of properties. they usually have a hand full of cash buyers already and bring them all through at the same time and get the bets off ... more
0 votes Share Flag Fri Aug 29, 2014 Home Buying in Miami
Benjamin Mac…, Real Estate Pro in Tampa, FL
Benjamin Macht answered:
banks helping with closing costs?
the short answer is yes. I am a branch manager and would be glad to help you structure a mortgage loan that will fit your needs now rather than 6 months from now. Feel free to give me ... more
0 votes Share Flag Thu Aug 28, 2014 Home Buying in Miami
Javier Olmedo, Real Estate Pro in Miami, FL
Javier Olmedo answered:
The seller accepted my offer after the acceptance date specified in the contract. Can I be sued for my deposit?
My non-lawyer opinion, is simple. Even though seller accepted your offer after the due date the contract continued to move forward. The understanding was all along that you were movi ... more
0 votes Share Flag Tue Aug 26, 2014 Home Buying in Miami
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