Financing in Miami : Questions & Answers

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Sally May, Home Buyer in Tampa, FL
Sally May answered:
WHY IS IT SO HARD TO USE A VA LOAN TO BUY A HOUSE? EVEN WITH A DOWN PAYMENT, VA LOANS ARE NOT ACCEPTED
VA mortgage benefits that only come with a VA mortgage:

Easier qualification standards
Less strict credit and income standards
No down payment required
Bad Credit Score VA loans D ... more
0 votes Share Flag Earlier today Financing in 33144
Amy Paula, Real Estate Pro in Miami, FL
Amy Paula answered:
Looking for an FHA lender/broker in Miami/South
http://www.florida-mortgage-lenders.com/fha-mortgage.html
FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

Down payment only 3.5% of the purchase price.
Gift ... more
0 votes Share Flag Fri Apr 24, 2015 Financing in Miami
Anthony Lucas, Home Buyer in Tempe, AZ
Anthony Lucas answered:
Need clarification re how the 203K loan amount is based and cash out refi
Good day Loan Seekers here comes a Solution for your financial problems, We are a fully registered and certified loan firm, that offers secured and unsecured loans to individuals and co ... more
0 votes Share Flag Wed Apr 22, 2015 Financing in 33137
drukpenusaba…, Home Owner in Tampa, FL
drukpenusabara answered:
IS IT TRUE BANKS ARE NOT LENDING ON CONDOS? I WANT TO BUY ONE ON MIAMI BEACH, I AM APPROVED FOR CONVENTIONAL, I HAVE THE DOWN PAYMENT...
Dear loan seekers, we are legit company that can offer personal and individual loans contact via: michaelloanheritage@outlook.com
0 votes Share Flag Tue Apr 14, 2015 Financing in 33144
Jeri Patrick, Real Estate Pro in Savannah, GA
Jeri Patrick answered:
What is the minimum credit score required to get a mortgage loan?
I would contact a local lender to help you with loan options.
0 votes Share Flag Thu Apr 2, 2015 Financing in Little Haiti
Lucio Gomez, Real Estate Pro in Miami, FL
Lucio Gomez answered:
Advice on the most advantageous types of loans to purchase owner-occupied multi-family?
Hello,

Better to get up to four unit. Loan is residential which will be better terms. Also more lenders to choose from.I can help with lenders and finding a property.


Best of lu ... more
0 votes Share Flag Mon Mar 23, 2015 Financing in Miami
Lucio Gomez, Real Estate Pro in Miami, FL
Lucio Gomez answered:
Financing pre-approval options
Hello,

I am also an only chid and understand the situation with money accounts with parents. You can transfer money now (seasoning period with money exchange companies) or have dad ... more
0 votes Share Flag Mon Mar 23, 2015 Financing in Miami
Oliver von G…, Real Estate Pro in Coral Gables, FL
Oliver von Gundlach answered:
My credit is very bad but I'm desperate to buy a home. The short version is I ended up being a single Mom with ruined credit.
Horserider,
I would evaluate why your score is where it is. You are making good money and have reserves, so you should be able to increase your score.
Talk to multiple experienced mor ... more
0 votes Share Flag Wed Mar 4, 2015 Financing in Southwest Coconut Grove
Andres Rangel, Real Estate Pro in 33177
Andres Rangel answered:
i really need a quaified mortgage broker that can help me with quilifying to buy a house will like some serious qualified mortgage broker
Wendy,

Send me an email, Andres@CaneroGroup.com. I work with many lenders that each specialize in different markets. Depending on your situation and plans, I will recommend the lende ... more
0 votes Share Flag Sun Feb 22, 2015 Financing in 33177
Clay Renoit, Both Buyer and Seller in Miami, FL
Clay Renoit answered:
Has anyone worked with HUD FHA 223 (f) to finance multi-family apartment buildings that need some rehab?
not good just to hard to be paid
0 votes Share Flag Fri Jan 16, 2015 Financing in Miami
Irina Karan, Real Estate Pro in 33160
Irina Karan answered:
What is the best mortgage for single family new construction loan?
New construction loans vary. If you are buying land, then building a structure on it - it's phases based loan (work done paid by the owner, then reimbursed by bank upon successful inspe ... more
0 votes Share Flag Thu Jan 8, 2015 Financing in 33176
Irina Karan, Real Estate Pro in 33160
Irina Karan answered:
What are recent values of popular ARM indexes?
Pretty good site for this info: http://www.armindexes.com/

The way buyers deal with the rates is less "margin + index = rate 5 years from now", and more money spent per month. Majori ... more
0 votes Share Flag Thu Jan 8, 2015 Financing in Miami
Mark Fisher-…, Real Estate Pro in New York, NY
Mark Fisher-Mortg Lender answered:
I want to buy a house, it is $275,000 plus $25,000 in renovation. Single Family. I would like to do a hard money loan but with amortization.
If I may ask why do you want to do a hard money loan?
You can do a conventional or FHA loan and finance the cost of repairs into the mortgage in most cases.
0 votes Share Flag Wed Oct 29, 2014 Financing in Miami
Mangquell Ha…, Real Estate Pro in Miami, FL
Mangquell Hayes answered:
mortgage pre-approval question (co-signers and other options)
Call Alisha Hayes at The Mortgage Experts 305-652-9393. Tell her your credit score is above 580 and your income is a little over 20k. She will know what to do. Happy house hunting.
--- ... more
0 votes Share Flag Wed Oct 29, 2014 Financing in Miami
Jesse B. Luc…, Both Buyer and Seller in Las Vegas, NV
Jesse B. Lucero answered:
Looking for mortgage brokers or hard money lenders who deal with people who has high debt ratio.
Hi My name is Jesse, it looks like I can help you go ahead and contact me. Just to tell you a bit about what we do here is some great information.

GreenBox Loans, Inc. is a leader i ... more
0 votes Share Flag Sat Oct 25, 2014 Financing in Miami
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
We are Canadians and would like to buy a property in Florida for investment. Can we get mortgage financing? What are the rules/laws for foreigners?
The "grass isn't always greener on the other side of the fence." We always advise our Canadian buyers to explore loan sources from both Canadian and US opportunities. Once given all of ... more
0 votes Share Flag Sun Sep 7, 2014 Financing in 33131
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
I am an Australian looking for Foreign National financing in Florida for myself and my clients. stephenm@loansaustralia.com.au
This post is over 4 years old........
0 votes Share Flag Mon Aug 18, 2014 Financing in Miami
Yanoska Diaz, Real Estate Pro in Miami, FL
Yanoska Diaz answered:
i am a UK national, looking to buy a property to buy and rent out. is it possible to obtain a US mortgage?
Great answers by Stephanie & Ann!

Personally I have worked with foreign buyers (one UK by the way) they have purchased all cash and then have secured a cash out refinance through HSB ... more
0 votes Share Flag Wed Jun 25, 2014 Financing in Miami
Andrew Liebe…, Real Estate Pro in Sunrise, FL
Andrew Liebenhaut answered:
ARE THERE ANY DOWN PAYMENT ASSISTANCE PROGRAMS OUT THERE?
There is a program that I use, that gives fha buyers (who meet the requirements) a 10k interest and payment free loan to take care of the down payment and closing costs on the home. Yo ... more
0 votes Share Flag Wed Apr 23, 2014 Financing in Miami
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