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Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
Can an appraisal use comps which aren't the same as the type of house I own?
There are specific guidelines regarding size of home, age of home, upgrades/condition, etc when selecting comparable properties. Perhaps the ranch home nearby fell outside of those gui ... more
0 votes Share Flag A few hours ago Market Conditions in Miami
Yanoska Diaz, Real Estate Pro in Miami, FL
Yanoska Diaz answered:
If you have financing contengencies in contract can seller cancel and keep escrow if bank cannot close by given date.
If contract is subject to financing and you informed/provided the seller with a "denial letter" prior to the expiration of the commitment date, the seller cannot keep your escrow. If se ... more
0 votes Share Flag Sat May 30, 2015 Home Buying in Miami
Yanoska Diaz, Real Estate Pro in Miami, FL
Yanoska Diaz answered:
5 or 6 Bedroom Miami Area Rental
The reason why you can't find an agent to commit is because most neighborhoods that feature 5 - 6 bedroom homes are way outside your budget. Think more in the line of $2,800 - $3,500 o ... more
0 votes Share Flag Sat May 30, 2015 Rental Basics in Miami
Yanoska Diaz, Real Estate Pro in Miami, FL
Yanoska Diaz answered:
Do agents still pay for rental referrals?
Unless we are talking about 5% on a huge commercial lease I don't see where an agent can "cut" to give another a referral on a rental.

Figure on average: on $1,500/month rental, hal ... more
0 votes Share Flag Sat May 30, 2015 Rental Basics in Miami
Andrew Liebe…, Real Estate Pro in Sunrise, FL
Andrew Liebenhaut PA answered:
How/where to apply for a Florida first time homebuyer assistance program? Can I use it with an FHA loan?
There is a program I just closed with, that provided 10,000 towards down payment and closing costs. Please contact me if interested. I use this program regularly I could show you the HU ... more
0 votes Share Flag Sat May 30, 2015 Home Buying in Miami
Hosst, Other/Just Looking in Miami, FL
Hosst answered:
When renting a unit by owner what is the referral or finder's fee standard you would pay ?
Can referrals work for office space rentals? What is the finder's fee please?
0 votes Share Flag Fri May 29, 2015 Rental Basics in Miami
garypuntman, Other/Just Looking in Los Angeles, CA
garypuntman answered:
HOA/property management help
I agree. It's probably best to just talk to your landlord about it. They will be able to figure things out for you. Communication is definitely key when dealing with these things. ht ... more
0 votes Share Flag Fri May 29, 2015 Home Buying in Miami
Andrew Liebe…, Real Estate Pro in Sunrise, FL
Andrew Liebenhaut PA answered:
Looking for a local (FL miami-dade/broward county) mortgage broker who works with poor credit and possible needed help with down payment/ closing cost
There is a program that I use that provides 10,000 towards your down payment and closing costs. It is a zero interest and zero payment loan that is only due when/if you sell the home. I ... more
0 votes Share Flag Thu May 28, 2015 Home Buying in Miami
Andrew Liebe…, Real Estate Pro in Sunrise, FL
Andrew Liebenhaut PA answered:
I want to buy a condo 140-150K, I only have 10k down payment. Is it possible or should I have 20% down?
There is a program that I use that provides 10,000 towards your down payment and closing costs. It is a zero interest and zero payment loan that is only due when/if you sell the home. I ... more
0 votes Share Flag Thu May 28, 2015 Home Buying in Miami
Ralph, Home Buyer in Callahan, FL
Ralph answered:
Is an FHA-203K a reality or myth ?
Ralph, Home Buyer, Callahan, FL
Yes the FHA 203 K loan is a reality, I am a 203 k loan consultant and compliance inspector serving South Florida. The FHA 203 loan is called the "the al ... more
0 votes Share Flag Wed May 27, 2015 Home Buying in Miami
TruGeorge, Home Buyer in Aurora, CO
TruGeorge answered:
i want to buy a property 70000 to 80000, with 15000 down, is dificult to get a loan, because y have a new credit/
The problem is not your credit, what really counts is job-longevity and loan minimum of $100,000.oo Anything below that will carry a higher interest rate. Go below $50,000 and you' ... more
0 votes Share Flag Tue May 26, 2015 Home Buying in Miami
Randybradfor…, Home Buyer in Dallas, TX
Randybradford6 answered:
Tips for a 20 year old renting first apartment?
Yanelyslay, it seems like it might be good advice to find an apartment that fits into your budget. Being able to plan financially around your monthly rent bill sounds like it might help ... more
0 votes Share Flag Tue May 26, 2015 Rental Basics in Miami
drukpenusaba…, Home Owner in Tampa, FL
drukpenusabara answered:
WHY IS IT SO HARD TO USE A VA LOAN TO BUY A HOUSE? EVEN WITH A DOWN PAYMENT, VA LOANS ARE NOT ACCEPTED
Good day,
Dear Loan Seekers, Greetings from MICHAEL LOAN HERITAGE.
We are certified Loan lender that offers loan to people who are in need of loans. We gives out loans for project, bu ... more
0 votes Share Flag Tue May 26, 2015 Financing in 33144
Sajid Pipara…, Renter in New York, NY
Sajid Piparani answered:
I need to rent an apartment with 2BD, but I don´t have social security number, how can I rent? Can I rent with passport?
I am lave in Boston ma I am searching the apprtment in boston
0 votes Share Flag Sun May 24, 2015 Rental Basics in Miami
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
Why is Trulia not helping with fraud?
Trulia is not helping with much these days when it comes to their web site - the Q&A section is a mess and filled with spam..........they have stopped paying any attention to it!

In ... more
0 votes Share Flag Fri May 22, 2015 Home Buying in Miami
Evagail, Home Buyer in Dallas, TX
Evagail answered:
What is the minimum credit score required to get a mortgage loan?
FHA allows for borrowers with scores as low as 500 to qualify. We have offered programs like these for years. Now there is a difference between having a 500 or a 580 score and that can ... more
1 vote Share Flag Fri May 22, 2015 Financing in Little Haiti
Autraginoloc, Home Buyer in Miami, FL
Autraginoloc answered:
I want to buy a house in Puerto Rico to retire later on in life but I live and work in the state of Florida. Where can I start?
I am selling a magnificent two story new house in Villas de Monte Casino in Toa Alta, Puerto Rico. This is a 4 bedrooms, 2 bathroom, family room, loundry room, 700 mt back yard, min spl ... more
0 votes Share Flag Thu May 21, 2015 Home Buying in Miami
Piperclara, Home Buyer in Fort Worth, TX
Piperclara answered:
If a condo associations FHA approval is expired how do i go about getting it renewed to use a FHA loan?
FHA loan rules for condo mortgages include an approval requirement--any condo eligible for an FHA insured mortgage must be on the official list of FHA-approved condo projects. Some read ... more
1 vote Share Flag Thu May 21, 2015 Home Buying in Miami
Wilimagima, Home Buyer in Fort Worth, TX
Wilimagima answered:
Does Chase do FHA pre approval? Confused about how to go about this loan type as I'm interested in low down payment.
Chase offers FHA loan programs with low down payment requirements.

Down payment requirements as low as 3.5%.
Flexibility if you have ""less than perfect"" credit
Fixed-rate mortga ... more
1 vote Share Flag Thu May 21, 2015 Home Buying in Miami
Sara.eva, Home Buyer in Menifee, CA
Sara.eva answered:
what is the lowest credit score for a VA Loan in Miami FL?
To find out for sure, we both know you would have to start applying, but we also both know doing so, would lower your credit score even if you do not get approved. In my opinion, and w ... more
1 vote Share Flag Wed May 20, 2015 Home Buying in 33190
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