Home Buying in Menifee : Questions & Answers

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Sherry Kotvis, Real Estate Pro in Temecula, CA
Sherry Kotvis answered:
I also made a offer on a home, but it has to do a shortsell, how long does that take, should I try and wait for the house, it s the only house I like
I concur with all of these comments but will add just one important ingredient to the mix. Make sure the listing agent that is representing the seller is experienced in short sales and ... more
0 votes Share Flag Tue Jun 30, 2015 Home Buying in Menifee
Jeff Hensel, Real Estate Pro in San Diego, CA
Jeff Hensel answered:
I foreclosed on a home last year and I am renting a home now.I was wondering if it is possible for me to buy a home with a down payment?
If you have a down payment of 25%+ you can still get a hard money loan even with a recent foreclosure. It is more difficult to get an owner occupied hard money loan but there are lender ... more
0 votes Share Flag Thu Jun 25, 2015 Home Buying in Menifee
Christine Ka…, Real Estate Pro in 92592
Christine Kankowski answered:
We are looking to buy a home but wondering if I can get approved for a loan if we rent out our current one.
I have done this personally many times. The lenders look that the rental amount more than covers the rent. Also, they only give you 75% of the value of the rent towards income (In that ... more
0 votes Share Flag Mon May 18, 2015 Home Buying in Menifee
Soniajanki, Home Buyer in San Jose, CA
Soniajanki answered:
What is the best bank to go through for a VA or FHA Home Loan with a middle score of 588? Spouse has 650 middle score. Buying in Menifee, CA.
VA HOME LOAN PROVIDER - EXPERIENCED & RESPONSIBLE
As a top VA home loan provider, NASB offers great rates on safe and affordable loan products, including FHA and VA home loans. We wan ... more
1 vote Share Flag Fri May 15, 2015 Home Buying in Menifee
Sara.eva, Home Buyer in Menifee, CA
Sara.eva answered:
Does anyone know of any FHA 203K Streamline Lenders?? I've read about this loan but cant find any 203k lenders. Thanks!
Why Is 203K Lender Selection Important? What Should Potential FHA 203K Clients Look For?
203k.tv When I started specializing in 203K Renovation Loans there were very few people that of ... more
0 votes Share Flag Tue May 12, 2015 Home Buying in Menifee
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Can I get an FHA loan with child support in my credit? I am current, and pay monthly and have for years, but have a back pay balance.
Yes, Pamela, That is fine.

It is hard to tell which area you are interested in. On one line it says you are looking in New York but the zip code is Menifee.

If it is Menifee the ... more
0 votes Share Flag Thu Apr 30, 2015 Home Buying in 92584
Alex Greer, Real Estate Pro in California
Alex Greer answered:
I like a floorplan from Standard Pacific. Can i buy the floorplan from him and build it on my own land?
From him? Who is him? Standard Pacific? Then yes you can.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loa ... more
0 votes Share Flag Tue Apr 14, 2015 Home Buying in Menifee
Charlotte Tu…, Real Estate Pro in Williamsburg, VA
Charlotte Turner ABR ePro answered:
Can a builder make you pay for upgrades in the price of the home and not upfront?
Hi Sandra,
I am a little unclear on your question. Can your builder increase the cost of your home instead of you paying up front? That depends on your builder and the terms you have ... more
0 votes Share Flag Mon Apr 13, 2015 Home Buying in Menifee
Kevin McLaug…, Real Estate Pro in Murrieta, CA
Kevin McLaughlin answered:
Is deduct listed in box 21-27 on the 1040 A ( Itemized Ded) form that doesn't meet the requir to file a formal 2106 a 2106 ex?
As Realtors, we are not (typically) able to offer tax advice. Please contact a local tax professional for the most accurate info.
0 votes Share Flag Wed Jan 14, 2015 Home Buying in Menifee
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
Unreimbursed Business Expenses and FHA Home Loans- UBE subtracted from Income
Many times they will not let you amend your returns after going into underwriting.
0 votes Share Flag Wed Nov 12, 2014 Home Buying in Menifee
Thierry Abel, Real Estate Pro in California
Thierry Abel answered:
I have a short sale 18 months ago when can I buy a home my credit is 730 I have money for 40 percent down tank you for your help
Ruben,

We have a program for Borrowers one year out from a major derogatory such as Foreclosure, Short Sale, and Bankruptcy which was caused by loss of income due to the economic rec ... more
0 votes Share Flag Wed Jul 16, 2014 Home Buying in Menifee
Peter Alvino, Real Estate Pro in Murrieta, CA
Peter Alvino answered:
I would like to find a home in Menifee, Murrieta, Wildomar without mello roos
I have yet listed a property that will soon go on the market in Menifee. However, its a senior citizen community and the buyer must be at least 55 years old. Its a 3/2 around 12-1300 ... more
0 votes Share Flag Thu Jun 5, 2014 Home Buying in Menifee
Thierry Abel, Real Estate Pro in California
Thierry Abel answered:
I want to rent out my current house and purchase another. Do any lenders take rental income into consideration?
Rtibay,

When Departing Residence is Retained For Rental – We can offset departing residence’s Housing expenses (PITI) with 75% of future lease!

We use 75% of rental survey on ... more
0 votes Share Flag Mon Feb 24, 2014 Home Buying in Menifee
Cynthia Neme…, Real Estate Pro in Menifee, CA
Cynthia Nemelka answered:
Relocating to California. Would like more info about Menifee.?
I LOVE MENIFEE! And don't listen to what anyone says about the heat... My family, my sister's family and my parents all moved out here from Orange County in 2005. My mother was worri ... more
0 votes Share Flag Wed Jan 29, 2014 Home Buying in Menifee
Cynthia Neme…, Real Estate Pro in Menifee, CA
Cynthia Nemelka answered:
Menifee, Sun City, Quail Valley, and Romoland
Unfortunately TJ, the areas incorporated into our lovely City of Menifee in 2008 continue to be confusing, mainly because of the Zip Codes. (I called the Post Office a few years ago lo ... more
0 votes Share Flag Wed Jan 29, 2014 Home Buying in Menifee
Cynthia Neme…, Real Estate Pro in Menifee, CA
Cynthia Nemelka answered:
Are there any safe, descent neighborhoods left in Menifee? Looking to rent a single story with at least 3brd for Apr 1, so researching areas now.
I LOVE Menifee and i would feel safe walking through all the neighborhoods we have here. Your price range falls into only a few communities, mostly in the older neighborhoods that do n ... more
0 votes Share Flag Wed Jan 29, 2014 Home Buying in Menifee
Cynthia Neme…, Real Estate Pro in Menifee, CA
Cynthia Nemelka answered:
Have a property in escrow at Holland/Menifee. It is 3,215 sf in excellent move in condition 5 bd 3 ba. What should I rent it for starting Jan 2014?
I would try to stay under the $2000 price point, depending on upgrades. Although this size of house could garner higher rents in Murrieta and Temecula, Menifee caps out at the 2000 pr ... more
0 votes Share Flag Wed Jan 29, 2014 Home Buying in 92584
Kevin McLaug…, Real Estate Pro in Murrieta, CA
Kevin McLaughlin answered:
About gángster or crime is too high ?
I agree with Alex - first step is to visit with a reputable mortgage lender to determine your qualification amounts. Good luck!
0 votes Share Flag Thu Oct 3, 2013 Home Buying in Menifee
Kevin McLaug…, Real Estate Pro in Murrieta, CA
Kevin McLaughlin answered:
Will we own the land too ?
Anthony - please let us know which property you are asking about - thanks!
0 votes Share Flag Mon Sep 16, 2013 Home Buying in Menifee
Donna Guzman, Other/Just Looking in Menifee, CA
Donna Guzman asked:
Looking for mobile home. If property taxes are shown does this mean you own the land? Add some detail about your question
0 votes Share Flag Sun Sep 15, 2013 Home Buying in Menifee
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