Memphis : Questions & Answers

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Megan Miller, Home Buyer in Fresno, CA
Megan Miller answered:
I have a Fico score of 610 make $100K per year and have total debt of $14K . I can put down 10 to 15%. Can I get a mortgage now?
You can get an FHA loan with a 610 credit score, have you tried The Lenders Network? They referred us to a lender that was able to approve us with a 600, even when we were declined by m ... more
0 votes Share Flag Wed Jun 17, 2015 Home Buying in Memphis
Steve Perez, Real Estate Pro in Miami, FL
Steve Perez answered:
want Excellent property managers
You may want to google 'property management houston' and see what crops up! Most big brokerages (REmax and others) also have management divisions. Do interviews with potential property ... more
0 votes Share Flag Tue Jun 9, 2015 Investment Properties in Memphis
Eric Crutcher, Real Estate Pro in Memphis, TN
Eric Crutcher answered:
How is the crime rate? Is it low?
You should consult with local, state and federal law enforcement agencies for info or stats regarding crime near a property. I’m providing some websites that offer local crime data. ... more
0 votes Share Flag Sun Jun 7, 2015 Crime & Safety in Frayser - Raleigh PD
Eric Crutcher, Real Estate Pro in Memphis, TN
Eric Crutcher answered:
An investment property has tenant in place. Lease agreement without end date. What do to if i want to sell it?
This property can be sold like any other property. You must comply with local/state Landlord-Tenant laws. For more help visit me at www.EricCrutcher.com
0 votes Share Flag Sun Jun 7, 2015 Investment Properties in Memphis
Eric Crutcher, Real Estate Pro in Memphis, TN
Eric Crutcher answered:
Has anyone heard of MLS My Nest?
Sam, I've heard of the site but never used them. The site is an à la carte online real estate service that refers homeowners to partnered agents for a flat listing rate. Many realtors ... more
0 votes Share Flag Sun Jun 7, 2015 Home Selling in Memphis
Steve Perez, Real Estate Pro in Miami, FL
Steve Perez answered:
westminster academy
Are you wanting to know if the property is close to westminster?
0 votes Share Flag Wed Jun 3, 2015 Market Conditions in Memphis
Arwooten7, Home Buyer in New York, NY
Arwooten7 asked:
Im looking for a manufactured home lender that does business in tennessee. Can anyone point me in the right direction? We own the land wr want to put it on. And i have a creit score of 624
0 votes Share Flag Thu May 28, 2015 Home Buying in Memphis
Melissa Jayn…, Real Estate Pro in Memphis, TN
Melissa Jaynes answered:
I have excellent credit & pre-approval letter from bank. How do I find which lender has lowest interest rates? Which lender would be best?
Hello Beverly!
Your best bet is to shop around! Contact different banks and see what they can do for you. I work for Evolve Bank & Trust at Poplar and Shady Grove. I would be more than ... more
0 votes Share Flag Mon May 18, 2015 Financing in Memphis
Tom Hinz, Real Estate Pro in New Jersey
Tom Hinz answered:
Is there a contact phone # for Deutsche Bank Natl Trust?
Sure - here is the contact info to help...
Tom Hinz www.shortsaletosell.com

Deutsche Bank
60 Wall Street
New York, NY, USA

Telephone: +1(212)250-2500
0 votes Share Flag Wed May 13, 2015 General Area in Memphis
Janet Didome…, Renter in 19505
Janet Didomenico answered:
Am I eligible to rent with an open bankruptcy?
Sure, if the prospective landlord accepts you. Many do not even do a credit check; if there is a place you really really want, fill out the application and if the bankruptcy is recent, ... more
0 votes Share Flag Tue May 12, 2015 Rental Basics in Memphis
Tom Hinz, Real Estate Pro in New Jersey
Tom Hinz answered:
Where can i find Hard Money Brokers in Memphis,tn?
If you type in google "hard money lenders Memphis" you will get a ton of links to check out.
Many will have different terms for interest rate & security, be careful going to someone ju ... more
0 votes Share Flag Tue May 12, 2015 Financing in Memphis
Tom Hinz, Real Estate Pro in New Jersey
Tom Hinz answered:
Client was completing Short Sale. Had buyer, had extended to close on Sep 30. Suddenly on Friday she received a notice Lender stating it had been sold
Problem with this question is - does the seller mean the house was sold in a foreclosure sale or that thee loan was sold off to a new lender/investor so the original lender could clear ... more
0 votes Share Flag Thu May 7, 2015 Home Buying in Memphis
Tom Hinz, Real Estate Pro in New Jersey
Tom Hinz answered:
can i move into a foreclosed home with not so perfect credit?
Let's put it this way, sure - if you're paying cash for the property. If you need to qualify for a loan, that will depend on more information about your credit and employment...Tom Hin ... more
0 votes Share Flag Thu May 7, 2015 Foreclosure in Memphis
Tom Hinz, Real Estate Pro in New Jersey
Tom Hinz answered:
Is a realtor allow to receive commission if they are the purchaser of a short sale.?
I've had lenders approve, not approve, and require a lower commission amount if one of the agents was involved in the purchase. I've also seen the buyer agent as purchaser use another ... more
0 votes Share Flag Thu May 7, 2015 Home Buying in Memphis
Tom Hinz, Real Estate Pro in New Jersey
Tom Hinz answered:
If we do a deed in lieu of foreclosure on a vacant lot (that were going to build on) do we pay taxes on the whole amount?
You may qualify for an exemption on paying some or all of the taxes, but need to have a CPA evaluate your situation and finances to determine if you qualify. The form to submit to the ... more
0 votes Share Flag Thu May 7, 2015 Foreclosure in Memphis
Jeri Patrick, Real Estate Pro in Savannah, GA
Jeri Patrick answered:
Mortgage broker for double wide mobule home on permanent foundation
I would try a local lender first if not I would contact your bank to see what the loan options are. Best of luck.
0 votes Share Flag Mon May 4, 2015 Home Buying in Memphis
Jess0212guti, Home Buyer in Ridgeland, MS
Jess0212guti asked:
Lease to purchase Im looking to buy a house under lease to purchase option. But its so hard to find a house with 4 bedrroms can some one help
0 votes Share Flag Mon Apr 20, 2015 Home Buying in Memphis
Jackson Will…, Home Buyer in Provo, UT
Jackson Willis answered:
What are you looking for when purchasing NEW construction?
I would suggest being careful with any purchase. You want to trust people, but you don't want to be naive and allow people to take advantage of you. Talking to professionals and getting ... more
0 votes Share Flag Wed Apr 8, 2015 Home Buying in Memphis
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