Melbourne : Questions & Answers

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John Matteuc…, Real Estate Pro in Melbourne, FL
John Matteucci answered:
Who's a good mortgage broker to use for a smooth purchase of a home in Melbourne?
My name is John Matteucci and I am a local mortgage broker in Melbourne. Eagle Bay Mortgage. Website is and my phone number is 321-806-1013. I would be happ ... more
0 votes Share Flag Earlier today Home Buying in Melbourne
fosterkicks99, Other/Just Looking in 78052
fosterkicks99 answered:
Poor inspection....mold and leaking roof protection for new home buyers?
That is very poor of the inspection company to miss something like that. I don't believe there is much that can be done for getting money from wither party to fix this. Getting it fixed ... more
0 votes Share Flag Wed Aug 27, 2014 Home Buying in 32909
Andy Wood, Real Estate Pro in Florida
Andy Wood answered:
Underwriter deeply concerned about a 9 yr old bankruptcy and sallie mae reporting lates. Sallie mae paid off 3 yrs ago. It also shows that on CR. why?
Any late payments after a bankruptcy can keep you from buying a home for 10 years. If someone has reported lates after your bankruptcy for things that were included, you need to get an ... more
0 votes Share Flag Fri Aug 8, 2014 Home Buying in Melbourne
Randy Tanner…, Real Estate Pro in Wellington, FL
Randy Tanner & Lindsey Racher answered:
Mortgage officer says dont qualify. My ssi is income and refuse to gross up. Desparite income discrimination. Easily qual at 29% when grossed up

I have an excellent mortgage lender that my company uses. He is a private lender and has a big team with him that is very beneficial when getting a loan. Please contact me and ... more
0 votes Share Flag Fri Aug 8, 2014 Home Buying in Melbourne
HelpUBuy Ame…, Real Estate Pro in Coppell, TX
HelpUBuy America answered:
Although lived at same address for 4 years why is mortgage company demanding a letter to explain my previous 18 years of addresses
Who is the lender? Your file might have been audited, and the lender might be missing required information.
0 votes Share Flag Sun Aug 3, 2014 Home Buying in Melbourne
Joseph David, Home Buyer in Commercial Circle In...
Joseph David answered:
Loan officer lying to my agent and also discussing my finances and personal info. Ethical?illegal?
You should be giving an agent an amount that is the max you can/will spend. I would say it's highly unethical for a loan officer to give out personal information to an agent but that de ... more
0 votes Share Flag Sat Aug 2, 2014 Home Buying in Melbourne
Laura Forman, Real Estate Pro in 32940
Laura Forman answered:
is 20% down the minimum? We are looking to buy a second home in Palm Bay. Our credit scores are high. Would 10% down be acceptable? Thanks Tom.
I have worked with several clients using conventional financing with 5% down. You should consider the additional cost of Private Mortgage Insurance (PMI) with less than 20% down. I can ... more
0 votes Share Flag Thu Jul 31, 2014 Home Buying in 32907
Dorene Slavi…, Real Estate Pro in Culver City, CA
Dorene Slavitz (213) 814-5238 answered:
If you offer full price --can the seller legally refuse your offer ? ( proof of funds included with offer )
Yes they can,and they do depending upon the market conditions. No seller can be "forced" to sell a property to a particular individual. If the seller has received higher offers then you ... more
0 votes Share Flag Tue Jul 29, 2014 Home Buying in 32907
Jonathan Ril…, Real Estate Pro in 44632
Jonathan Riley answered:
What is a craftsman home?
In the original and truest sense, a Craftsman house is one constructed from house plans published in Gustav Stickley's magazine The Craftsman (published between 1901 and 1916) or sold t ... more
0 votes Share Flag Fri Jul 11, 2014 Home Buying in New Jersey Colony
Amy Lucas, Real Estate Pro in Melbourne, FL
Amy Lucas answered:
This morning I spoke to one of your agents on the phone. When she heard I was looking for something you weren’t offering at the moment, she hung up?
Hi Pearl,

I'm not sure if you spoke with a Trulia representative or a Real Estate Agent, but either way, I'd be happy to help you in whatever you need help with. If it's a rental you ... more
1 vote Share Flag Tue Jul 1, 2014 Rentals in Melbourne
Tammy Hayes, Real Estate Pro in Port Charlotte, FL
Tammy Hayes answered:
Could use assistance finding a rental home to move to.?
Contact a couple of different rental and property management companies to assist you with your rental search. Use the Find An Agent feature on Trulia for Melbourne. There are some Rea ... more
0 votes Share Flag Tue Jul 1, 2014 Rentals in Melbourne
Amy Lucas, Real Estate Pro in Melbourne, FL
Amy Lucas answered:
Does Palm Bay/Brevard County have down payment assistance options?
Yes, there are different programs that offer down payment assistance and I am familiar with those multiple options. I have received bond money myself and so am very familiar with the pr ... more
0 votes Share Flag Tue Jun 24, 2014 Home Buying in 32907
Theresa A. B…, Real Estate Pro in 32907
Theresa A. Bassing answered:
Canadians interested in a second property in Melbourne or Palm bay Is any way to get a property with 5%down Can we apply for Fannie Mae program?
There are many options for mortgages. I have some recommendations for mortgage brokers you can speak with who would be happy to help you and provide information and advice on what you ... more
0 votes Share Flag Sun Jun 15, 2014 Home Buying in Bowe Gardens
Jason Rios, Real Estate Pro in Cape Coral, FL
Jason Rios answered:
My pre-qual is on the 4th or 5th week with a underwritter?
Unfortunately, it sounds like you are getting the run-around. SecurityNational typically turns around our Pre-Quals in an hour or two. Pre-approval within 24 hours, once we receive your ... more
0 votes Share Flag Fri Jun 13, 2014 Home Buying in Melbourne
Amy Lucas, Real Estate Pro in Melbourne, FL
Amy Lucas answered:
Could you please tell me what the monthly HOA fee is in Suntree? Does it include lawnmowing? Thanks!
Suntree is a planned community with many different HOA communities, so it depends which HOA community you're talking about living in. Please call me. I'd love to further help you! (321) ... more
0 votes Share Flag Fri Jun 13, 2014 Home Buying in Melbourne
Harold Lear, Real Estate Pro in San Diego, CA
Harold Lear answered:
How long do you have to wait after a bankruptcy to buy a house. I have good credit and $40,000 to put down.
There are lenders that will give you a loan after bankruptcy but you could end up with a higher rate or you may have to bring in a larger down payment...Here is another option... How ab ... more
0 votes Share Flag Thu Jun 12, 2014 Home Buying in Melbourne
Sharon, Home Buyer in Florida
Sharon answered:
how much the above house should be rented for minimum?
It just sold for $115,000.
0 votes Share Flag Wed Jun 4, 2014 Rentals in 32907
Scivid, Home Buyer in New York, NY
Scivid asked:
Why is my service animal being discriminative on? She is a German Shepard, but she is legally under ADA! Iraq disabled veteran, wondering if any home owner will except us. Our rights should be protected,. Willing to get insured at property
0 votes Share Flag Sat May 24, 2014 Rentals in Melbourne
Mark Despain, Home Buyer in Naples, FL
Mark Despain asked:
crime in this area? This question was asked from
0 votes Share Flag Wed May 21, 2014 Market Conditions in Melbourne
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