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trippvanderb…, Other/Just Looking in 10027
trippvanderbilt1873 answered:
Poor inspection....mold and leaking roof protection for new home buyers?
They have to have a certain license in order to tell you that you have mold. Had you never noticed the leaking roof before? We had a few leaks but noticed them right away. It is unfort ... more
0 votes Share Flag Yesterday at 8:11pm Home Buying in 32909
Judi Monday,…, Real Estate Pro in Green Valley, AZ
Judi Monday, CRS answered:
My sister is interested in selling her home, the house needs repairs,can she still sell it
Definitely--as long as the house is priced taking the repairs into account.
0 votes Share Flag Sun Oct 26, 2014 Home Selling in 32907
Jinger Knox, Real Estate Pro in 32940
Jinger Knox answered:
What is the expected insurance yearly for half acre, 3 br 2 ba 1800 sq ft home costing 145k?
A lot of things will go into this answer. How close is it to the beach or other water source? Is it in a flood zone? Will you have a mortgage on the home? When was it built? Does i ... more
0 votes Share Flag Thu Oct 16, 2014 Home Insurance in Melbourne
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
how do I prequalify to see what I can afford to buy?
Be aware that a mortgage preapproval letter is necessary to determine your price range and for any offers to be taken seriously, therefore begin by visiting with any licensed loan offic ... more
0 votes Share Flag Wed Oct 15, 2014 Home Buying in Melbourne
Jinger Knox, Real Estate Pro in 32940
Jinger Knox answered:
Is it wise to convert a bath/shower in a master bath to a tiled walkin shower?
I have seen many buyers in our areas who prefer to have a walk in shower over a shower/bath combo, especially when they are elderly buyers. While it is necessary to have at least one ba ... more
0 votes Share Flag Thu Oct 9, 2014 Remodel & Renovate in Melbourne
Jinger Knox, Real Estate Pro in 32940
Jinger Knox answered:
is there any gov programs out there to help with repairs or energy imporvments on your home?
There is a program available for low income Brevard residents through the LIHEAP program. You can get the information by contacting Brevard Housing and Human Services. This is a feder ... more
0 votes Share Flag Sat Oct 4, 2014 Remodel & Renovate in 32904
Steve Burgess, Other/Just Looking in San Juan Capistrano,...
Steve Burgess answered:
What is the "average" price to build a 1 story, 3 bedroom, 2 bath, garage, NON-LUXURY finish on interior and exterior.?
Well pricing may vary basis on the taste you have, but always ensure to get construction loan from known financial company, who doesn't tangle you in any type of hidden terms & conditio ... more
0 votes Share Flag Mon Sep 29, 2014 Home Buying in 32907
John Matteuc…, Real Estate Pro in Melbourne, FL
John Matteucci answered:
Who's a good mortgage broker to use for a smooth purchase of a home in Melbourne?
My name is John Matteucci and I am a local mortgage broker in Melbourne. Eagle Bay Mortgage. Website is www.eaglebaymortgage.com and my phone number is 321-806-1013. I would be happ ... more
1 vote Share Flag Tue Sep 16, 2014 Home Buying in Melbourne
Andy Wood, Real Estate Pro in Florida
Andy Wood answered:
Underwriter deeply concerned about a 9 yr old bankruptcy and sallie mae reporting lates. Sallie mae paid off 3 yrs ago. It also shows that on CR. why?
Any late payments after a bankruptcy can keep you from buying a home for 10 years. If someone has reported lates after your bankruptcy for things that were included, you need to get an ... more
0 votes Share Flag Fri Aug 8, 2014 Home Buying in Melbourne
Randy Tanner…, Real Estate Pro in Wellington, FL
Randy Tanner & Lindsey Racher answered:
Mortgage officer says dont qualify. My ssi is income and refuse to gross up. Desparite income discrimination. Easily qual at 29% when grossed up
Hello,

I have an excellent mortgage lender that my company uses. He is a private lender and has a big team with him that is very beneficial when getting a loan. Please contact me and ... more
0 votes Share Flag Fri Aug 8, 2014 Home Buying in Melbourne
HelpUBuy Ame…, Real Estate Pro in 75019
HelpUBuy America answered:
Although lived at same address for 4 years why is mortgage company demanding a letter to explain my previous 18 years of addresses
Who is the lender? Your file might have been audited, and the lender might be missing required information.
0 votes Share Flag Sun Aug 3, 2014 Home Buying in Melbourne
Joseph David, Home Buyer in Commercial Circle In...
Joseph David answered:
Loan officer lying to my agent and also discussing my finances and personal info. Ethical?illegal?
You should be giving an agent an amount that is the max you can/will spend. I would say it's highly unethical for a loan officer to give out personal information to an agent but that de ... more
0 votes Share Flag Sat Aug 2, 2014 Home Buying in Melbourne
Laura Forman, Real Estate Pro in 32940
Laura Forman answered:
is 20% down the minimum? We are looking to buy a second home in Palm Bay. Our credit scores are high. Would 10% down be acceptable? Thanks Tom.
I have worked with several clients using conventional financing with 5% down. You should consider the additional cost of Private Mortgage Insurance (PMI) with less than 20% down. I can ... more
0 votes Share Flag Thu Jul 31, 2014 Home Buying in 32907
Dorene Slavi…, Real Estate Pro in Culver City, CA
Dorene Slavitz answered:
If you offer full price --can the seller legally refuse your offer ? ( proof of funds included with offer )
Yes they can,and they do depending upon the market conditions. No seller can be "forced" to sell a property to a particular individual. If the seller has received higher offers then you ... more
0 votes Share Flag Tue Jul 29, 2014 Home Buying in 32907
Jonathan Ril…, Real Estate Pro in 44632
Jonathan Riley answered:
What is a craftsman home?
In the original and truest sense, a Craftsman house is one constructed from house plans published in Gustav Stickley's magazine The Craftsman (published between 1901 and 1916) or sold t ... more
0 votes Share Flag Fri Jul 11, 2014 Home Buying in New Jersey Colony
Amy Lucas, Real Estate Pro in Melbourne, FL
Amy Lucas answered:
This morning I spoke to one of your agents on the phone. When she heard I was looking for something you weren’t offering at the moment, she hung up?
Hi Pearl,

I'm not sure if you spoke with a Trulia representative or a Real Estate Agent, but either way, I'd be happy to help you in whatever you need help with. If it's a rental you ... more
1 vote Share Flag Tue Jul 1, 2014 Rentals in Melbourne
Tammy Hayes, Real Estate Pro in Port Charlotte, FL
Tammy Hayes answered:
Could use assistance finding a rental home to move to.?
Contact a couple of different rental and property management companies to assist you with your rental search. Use the Find An Agent feature on Trulia for Melbourne. There are some Rea ... more
0 votes Share Flag Tue Jul 1, 2014 Rentals in Melbourne
Amy Lucas, Real Estate Pro in Melbourne, FL
Amy Lucas answered:
Does Palm Bay/Brevard County have down payment assistance options?
Yes, there are different programs that offer down payment assistance and I am familiar with those multiple options. I have received bond money myself and so am very familiar with the pr ... more
0 votes Share Flag Tue Jun 24, 2014 Home Buying in 32907
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