Home Buying in Medina : Questions & Answers

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Mayailaa, Home Buyer in Fremont, CA
Mayailaa answered:
I am getting a mortgage,who does the title search and survey, my lawyer or the bank?
The entire purpose of title insurance is for the title policy to cover damages in the event of the lien-makers position worsening.

Purchasing title insurance will help protect you fr ... more
0 votes Share Flag Thu Jun 11, 2015 Home Buying in 44256
Unspecified, Renter in Strongsville, OH
Unspecified asked:
Help[ i need an Investor I have been renting a home in a newer development in Medina County. I have been here 5 years and was just told that the owners are facing foreclosure. I need someone to help me out by trying…
0 votes Share Flag Wed May 7, 2014 Home Buying in 44256
Kim Casto, Real Estate Pro in Medina, OH
Kim Casto answered:
I have poor credit. Can I have the opportunity to RTO if the owner wishes to offer me this option?
Dear poor credit, Did you ever find a home to RTO? If not, I can give you some pointers on how to boost your credit in less than a year. I actually know someone who raised his credit ... more
0 votes Share Flag Mon Jan 27, 2014 Home Buying in 44256
Vinny Katz, Home Buyer in Strongsville, OH
Vinny Katz answered:
Help us find an investor to buy the home we are renting so we can continue to rent here
i might be interested as i am looking not only for my own house through my agent but some property to rent out and make extra income
0 votes Share Flag Tue Jan 7, 2014 Home Buying in 44256
Joan Haberko…, Real Estate Pro in Medina, OH
Joan Haberkorn answered:
LEG. SEPARATED, I bought her out of the house, refinancing my home, the title company states that the title must list marital status, should I worry?
This is a situation where you really should get some competent legal advice from an attorney licensed in Ohio. Unlike many states, Ohio recognizes a "Dower" interest which is an intere ... more
0 votes Share Flag Sun Dec 1, 2013 Home Buying in 44256
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Me and my fiance are looking to buy our first house but would like to increase our credit scores before going to the bank to apply. Any advice?
What is your current score? Who knows, your score might be able to work. For example, I have been able to give out loans with scores as low as 580 so if you are above that you might hav ... more
0 votes Share Flag Tue Oct 1, 2013 Home Buying in Medina
Cecilia Sher…, Real Estate Pro in Rocky River, OH
Cecilia Sherrard answered:
How much is the HOA fees and what does it include? golf fees?
Hi,

The HOA fee is $170 monthly and includes; Exterior Building, Association Insurance, Landscaping, Property Management, Recreation, Snow Removal, Trash Removal.

There's an annua ... more
0 votes Share Flag Mon Apr 15, 2013 Home Buying in Medina
Tonya Farmer, Real Estate Pro in Medina, OH
Tonya Farmer answered:
Do you have any information on Miller Homes, where they are from, and the type of building they do.?
Hi Nicole,
There are a couple that you can research further. One is Miller Homes in Cleveland. Their website is www.millerhomescleveland.com. Another is Miller Family Homes they are ... more
0 votes Share Flag Mon Apr 8, 2013 Home Buying in Medina
Kimberly Law…, Real Estate Pro in Cincinnati, OH
Kimberly Lawson answered:
Does anyone know the status of 3877 English Turn. It was on the market about a year ago - is it vacant? . We are in love with that house
Hi Jenn!
I thought I might reach out to you seeing the question you posed, sounds like you might be interested in purchasing a home. I am a Loan Officer and I've been in the mortgage ... more
0 votes Share Flag Tue Feb 5, 2013 Home Buying in Medina
Ron Thomas, Real Estate Pro in ,
Ron Thomas answered:
I would like to do a RTO but can't find any homes in this area. Where are they and how do I find them in the Medina, Ohio area???
Lease/Option
You are desperate!
Your Credit or Finances, or both, will not allow you to go the conventional route:
You need the Seller to help you out!

The Seller will know it, ... more
0 votes Share Flag Tue Nov 27, 2012 Home Buying in Medina
Kathy Dunlap, Real Estate Pro in Medina, OH
Kathy Dunlap answered:
can an undocumented person buy a house in the US?
Hi! Maggie, I could take a guess at this question, but this is a question best answered by an attorney. Look for attorneys that deal in real estate law for this answer. Good luck to ... more
0 votes Share Flag Mon Aug 22, 2011 Home Buying in 44256
Jeanne Feeni…, Real Estate Pro in Bernardsville, NJ
Jeanne Feenick answered:
We offered less than asking and were countered. We accepted the sellers counter but heard tonight that it was rejected by the seller. Is this legal?
Here in NJ we have a period called attorney review that kicks off after both parties have signed the offer accepting its terms. As it implies, it is a period in which the contract is r ... more
1 vote Share Flag Sat Jul 30, 2011 Home Buying in 44256
Mike Schmidt,  in Medina, OH
Mike Schmidt answered:
want log cabin with pond at least 5 acres
I represent the nations largest and leading manufacturer of log homes, Real Log Homes and can assisit you with the entire process from finding land to building you dream log home. Pleas ... more
0 votes Share Flag Wed Feb 9, 2011 Home Buying in Medina
John Walin, Real Estate Pro in Libertyville, IL
John Walin answered:
i want to buy our lease option home now but original agreement is higher than current value
I think if you really like the house you have the right to pay for a fee for appraisal of the house and modify or write a new contract at that appraisal value. Any mortgage will only g ... more
0 votes Share Flag Sun Jan 16, 2011 Home Buying in 44256
Oggi Kashi, Real Estate Pro in San Francisco, CA
Oggi Kashi answered:
Can I negotiate a Guaranteed Home Sale fee? Especially since I have a seller lined up who will list with the agent I choose and then sell directly.
Why do you want a fee? If you are the buyer and have already agreed to a transaction with the seller, then just have an attorney complete the transaction for a flat fee. The seller s ... more
1 vote Share Flag Sat Jan 15, 2011 Home Buying in 44256
Ryan Smith, Real Estate Pro in Murrieta, CA
Ryan Smith answered:
What if I already applied for a home loan and was approved, will it hurt if I try another source due to the lower interest rates?
Hi Dennis,

I always advise my clients to shop with at least two lenders in case one does not perform you have a back up. If your applying with both in a short time period it shouldn& ... more
0 votes Share Flag Tue Aug 24, 2010 Home Buying in Medina
tom roberts, Real Estate Pro in powell, OH
tom roberts answered:
Can I get an FHA loan on new construction?
You need to get with a Realtor John,and FHA IS 3.5% good luck w/that
0 votes Share Flag Tue Dec 15, 2009 Home Buying in Medina
Sandra Walker, Real Estate Pro in Oklahoma City, OK
Sandra Walker answered:
What is drive by exterior appraisal?
The appraiser pulls comps and then srives by the property to view the condition of the exterior only. They take a picture of the front of the house and that is it. These are not done of ... more
0 votes Share Flag Sun Nov 1, 2009 Home Buying in 44256
Bill Eckler, Real Estate Pro in Venice, FL
Bill Eckler answered:
My husband & I are UK citizens who currently reside in Dubai. We are looking at buying a house in Florida as an investment/holiday home.
Sarah,

This s very possible and you can pretty much purchase a property in the US in the same manner as a US citizen. Your information is correct about needing a larger deposit of be ... more
0 votes Share Flag Thu Sep 24, 2009 Home Buying in 44256
Susanne Novak, Real Estate Pro in Dubliin, OH
Susanne Novak answered:
After an failed FHA apraisal, If the list repairs are made, can there be a new list after a 2nd appraisal?
It is my understanding that on a short sale, you cannot set up escrow for the repairs needed to bring the property into FHA insurable condition. Only on an already foreclosed home (REO ... more
0 votes Share Flag Tue Aug 18, 2009 Home Buying in Medina
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