In California, a bank owned home gives minimal disclosures on the home. The REO advisory that you sign advises you of the minimum that the bank is still responsible for disclosing. HOWEVER, the listing agent is required to give full disclosure on their knowledge of the home, whether it be through conversations with the homeowner when they left, comments by the neighbors, or improvements that they completed at the instructions of the bank. Anything deemed relevant to the decision for you to purchase of the home is required to be disclosed.
I would have my buyer's agent press the listing agent for full disclosure on those items that you are questioning.
But I think I might be missing part of your question with my response. The home needs to be in the same condition, or better than, when you signed your offer and it was accepted. Any planned improvements, unless specified to you and relied on in making your offer, are not required to be completed once you sign an offer. That's why it might make sense to elaborate on those repairs that you are expecting as part of your offer, if some were promised and had not been completed yet.
Again, your buyer's agent should be able to help you with this issue.... more