Conforming home mortgage rates in Massachusetts are the most popular type of mortgages rates you can find advertised for home buyers in Massachusetts. Conforming mortgages, also known as conventional mortgages, are mortgages that meet certain criteria set out by Federal Housing Finance Agency (FHFA). There is a loan limit set for each county in the United States. Higher mortgage loan limits are set for high housing cost areas. Massachusetts mortgages that 'conform' to the standards set out by the Federal Housing Finance Agency can be purchased by government sponsored entities (GSE) like Freddie Mac and Fannie Mae.
Unfortunately your request does not meet the guidelines for FHA (loan limit $625,000 for single family home) or Conventional loan where 5% down payment can get you qualified. Above that limit your loan would be qualified as a Jumbo loan and would require 10% minimum down payment. I would be delighted to provide you with some mortgage options, (this does not require us pulling your credit) that will allow you to make the best decision for your family. I can be contacted via my profile information for a no obligation consultation. My Office hours are 08:00 AM-08:00 PM Mon-Fri and Fri and Sat 08:00 AM-06:00 PM CST.
Capital One Bank
Phone (469) 315-1709... more
This is a great area to raise your children in a safe environment. They have a solid school system with great teachers. All of the ammenities you need are here. Grocery store, shopping mall, hospital, restaurants, medical facilities, and so much more.... more
For a VA loan does Townhome = Condo?We're approved for a VA loan and are trying to purchase a tow home. From my understanding townhomes (attached, in a complex) fall under the same requirements as condos, in that, they have
I am a Realtor and an attorney and I would love to help you find a home and assist you in getting a mortgage that works for your situation. I can say that I was able to recently buy a home through Navy Federal Credit Union, that was not VA or USDA, with no money down and no PMI. The trade off, my interest rate was a little higher than what i wanted, but i can refinance into a lower interest rate when the time comes. My specific lender is geared toward working with active duty military as well as veterans, so their terms are slightly more favorable for their customers, but we can investigate some options that would work for you to get you into a home when you are ready to move forward.
Please feel free to contact me firstname.lastname@example.org or (508)317-1209... more
You should start working with a Realtor who is knowledgeable and can help you through the process, including helping you with getting pre-approved and then showing you homes that fit within your budget. I am a Realtor in the Plymouth County and surrounding areas. I am also an attorney with years of contracting and negotiating experience that I use to effectively help clients find the home that best fits their needs at a price that fits their budget. I would love to get you started and help you find your home if you are not already working with someone. Please feel free to give me a call (508)317-1209 or send me an email email@example.com and we can start this process for you as soon as you are ready.... more
This really depends on the contract that you have signed and the wording in the contract. If you contact the builder and ask them about changing lots and they give you any pushback then it is best to contact an attorney and have them review the contract to see if you have room in the terms of the agreement to make that switch. I am a Realtor but am also an attorney and may be able to assist you if needed. My email is firstname.lastname@example.org and my phone is (508)317-1209... more
You're probably looking at about an hour commute with the traffic, possibly longer, depending on what time you start work. With no traffic, the drive from Hingham to Waltham is about a 45 minute drive. I am a realtor in Plymouth County, if you are still looking and not currently working with anyone I would love to help you find your home. Just send me an email email@example.com or you can give me a call (508)317-1209.... more