Hi..unless you have a pre-payment penalty in your refinanced mortgage, I am unaware of any waiting period for selling your home. You may not recoup what you spent in closing costs if done recently but with limited inventory on the market right now you may make it up in selling price. Good luck.... more
Depending upon the complex the issue could be financing the condo. Lenders are very specific and the lender will have a condo questionnaire to be completed in order to determine whether they will fund the loan on the condo. What we have run into lately is that the FHA has made certain requirements of the condo association to collect a certain percentage of their condo fees to be held in "reserves" so although they condo complex may be solvent the % of budget collected for reserves may not be sufficient to meet their standards, if any are in a pre-foreclosure or sometimes "short sale" situation then the condo monthly fees may also be in arrears and that is something that the lender will see as a negative as they ask if any condos are in arrears. Another big item for lenders is whether the condo complex has more owner occupants than investors or non owner occupants - another double edged sword - as the prices dropped and the lack of the lenders willing to lend in some condo complexes - investors purchased with cash and thus the ratios on owner occupancy were not meeting the criteria. Condo financing has been a big issue but we are seeing a good improvement in lenders agreeing to finance, some local banks who control their own funds are more inclined to make the funds available in the past. Most importantly in the larger complexes is the agreement of the condo association and property management company to provide the necessary paperwork whether the documentation needed to be FHA approved or completion of the condo questionnaires - If I may be of future assistance in discussion of condo purchasing or if you need a good lender I could recommend for the condo purchase in the area please give me a call 781-826-9300 or my email is MaryBeth@TradeWindsRealtyGroup.com . Wishing you well in your new home!... more
Hi The new Marshfield High School is up and running and is so state of the arts! You can learn more about the High School here http://www.edline.net/pages/Marshfield_High_School/About_MHS and if you would like to learn more about Marshfield and Duxbury real estate I would be most happy to assist you.
My office is 781-826-9300 and our website is http://www.TradeWindsRealtyGroup.com, please reach out with any questions or concerns, I am here to help. MaryBeth... more
Good evening I see you had been interested in land in Marshfield - highlighting the Macker Terrace land offering in Marshfield. I did not see any new tax records since April of 2014 and the original listing is no longer an active listing in the area. If you are interested in purchasing land in the area, please give me a call and I would be happy to take you through the process. Land prices are increasing - if you are seriously considering doing a build now is the time to investigate your options as inventory is extremely limited but financing is loosening up for new construction. My office is 781-826-9300 and website in honor of our New England Patriots http://www.GoPats2015.com. Look forward to hearing from you.... more
If you have a Roth, you probably have a planner or accountant that can more personally and professionally answer according to the details of your personal financial situation - one that you can rely on.
(Please note: when you choose an answer as a Best Answer, or at least give a thumbs up, it helps those who answer questions here.)... more
Just tell the agent what is wrong and require her to fix it. She is representing you. Maybe she is not aware she has something in the listing incorrect. I'm sure she will be glad to change things. As agents we really do work hard to get things right but we are not without our flaws. I'm sure she will correct your problem. I wish you the best. Sandee... more
This is an appraiser item only. There is no building codes that I am aware of that requires a closet for a room to be designated as a bedroom (sleeping area). I have even researched and found that this is a dubious requirement from appraisal community and it is not from FHA/HUD from what I can see.
As a home inspector/building inspector as long as the room meets the requirements for a sleeping room in the codes it can be a bedroom. There is no requirement for closets. If in the building plans the room is designated as a bedroom it is one with or without closet.
I think the appraisal community needs to realign with the codes to stop this confusion.... more