Home Buying in Lower Pacific Heights : Questions & Answers

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Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
I have $23,000 in student loans but make $19,000/yr, payments are $0. Unless I make tons more $ they will stay that way. What does that do to my dti?
If you want this question answerd, you need to speak with or meet with a loan officer directly. This is a public website. The answer involves many thanks, you income, assets, debts, cre ... more
0 votes Share Flag Thu Jun 18, 2015 Home Buying in Lower Pacific Heights
Tim Johnson, Home Buyer in Provo, UT
Tim Johnson answered:
What is typically better? A Home Equity Loan with a credit union, bank, mortgage broker?
Well out of those three options, I'd say a bank would be your best bet. A lot of the time some banks are almost exclusively meant for home equity loans. It would be worth checking out ... more
0 votes Share Flag Wed Jul 30, 2014 Home Buying in Lower Pacific Heights
Lucytinaa, Home Buyer in Dallas, TX
Lucytinaa answered:
What is the debt-to-income ratio for FHA loans?
For the most part, conventional mortgages require a qualifying ratio of 28/36. An FHA loan will usually allow for a higher debt load, reflected in a higher (29/41) ratio.

In these ra ... more
0 votes Share Flag Mon Mar 11, 2013 Home Buying in Lower Pacific Heights
Voices Member,  in Benton County, OR
Voices Member answered:
How can I purchase a home in foreclosure? Thank you.
Sannie, If you mean like a Tax sale then you might want to check here .
http://www.sco.ca.gov/ardtax_public_auction.html
http://www.bid4assets.com/help/index.cfm?fuseAction=TaxSale

... more
0 votes Share Flag Wed May 13, 2009 Home Buying in Lower Pacific Heights
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