Foreclosure in Los Angeles County : Questions & Answers

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Carl Medford, Real Estate Pro in Fremont, CA
Carl Medford answered:
How realistic is it to buy a foreclosure or bank owned home with a VA loan?
VA loans require the seller to pay for the Termite Report AND provide Section 1 & 2 clearances. Additionally, they require the seller to pay for most escrow-related fees. Banks will NOT ... more
0 votes Share Flag Wed Jul 2, 2014 Foreclosure in 90302
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I would like to buy a new home...I have a family of six and its time to OWN...MY Fico is only 650 with an
Hello cb, you may qualify FHA from fico scores between 500-579 with 10% down and minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You ... more
0 votes Share Flag Fri Jun 27, 2014 Foreclosure in 90019
Kawain Payne,…, Real Estate Pro in Long Beach, CA
Kawain Payne, Realtor, Notary answered:
can i buy a house, if i just had a shortsale in another state about 1.5 years ago?
Most lenders will want your short sale to be at least two old.

Best of luck to you!

Kawain Payne, Realtor
0 votes Share Flag Thu Jun 26, 2014 Foreclosure in Monterey Park
Stephanie To…, Real Estate Pro in Orange, CA
Stephanie Tourtellotte answered:
Can this be bought with cash immediately?
Hi, Can you clarify what property you are looking at?
0 votes Share Flag Sat Jun 21, 2014 Foreclosure in West Hollywood
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo-Broker answered:
im in Indiana im renting a house but was told it was in foreclosure how longe do I have before I have to move
You asked this question in the Long Beach Ca. forum. Please ask it in your area in Indiana. Im sure that a Realtor in that area will offer to take a look and help you out.

All the b ... more
0 votes Share Flag Fri Jun 20, 2014 Foreclosure in Plaza
Naomi Selick, Real Estate Pro in Los Angeles, CA
Naomi Selick answered:
Hello, is this a safe family area with aged community? if so, how is the price range for a 3-bed room? even if it needs work
Carthay Square is a lovely neighborhood of mostly Spanish style homes with character where $1M will buy you a fixer if you're lucky and it goes up from there. I have sold several homes ... more
0 votes Share Flag Thu Jun 19, 2014 Foreclosure in Carthay Square
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Hi, I saw 357 S Van Ness Ave in LA listed at over $1mil but recently I saw the same house listed at $70k. Is 70k the price I could buy the house for?
Hello Jack, you and everyone else would pay 70k cash for it but it was probably a scam or NOD? If you figure out what cities/zip codes your considering, minimum number of bedrooms and t ... more
0 votes Share Flag Sun Jun 15, 2014 Foreclosure in Greater Wilshire / Hancock Park
James Malmbe…, Real Estate Pro in Sherman Oaks, CA
James Malmberg answered:
Can a Listing agent buy the Short Sale property when she was, at the same time representing me to buy? She bought it with my offer price for herself.
Sounds to me like your agent violated his/her "duty of agency". I'd file a complaint with the BRE.

Bottom line is that when an agent agrees to represent you, that agent has the duty ... more
0 votes Share Flag Tue Jun 10, 2014 Foreclosure in 93535
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
I've been served w/paper0s due to unpaid HOA's for a condo owed almost 4yrs ago.Condo sold shortly aftr foreclosed. Am I really rpsble for paying now?
Hi Carmen,

You foreclosed on your mortgage, but that does not cover the unpaid debts to the hoa. You will likely need to pay something back to the hoa. I suggest you try to negotiate ... more
0 votes Share Flag Mon Jun 9, 2014 Foreclosure in 90403
Douglas Pere…, Real Estate Pro in Los Angeles, CA
Douglas Perez-(323) 285-8864 answered:
Can the bank foreclose on a house that is in escrow?
Yes, the bank can still foreclose unless the legal owner, the seller, do something to stop it. There are ways to stop it.
0 votes Share Flag Mon Jun 2, 2014 Foreclosure in Los Angeles
Endre Barath…, Real Estate Pro in Beverly Hills, CA
Endre Barath,Jr. answered:
Is there an agent that can help me get a short sale or forclosure in West Hollywood?
Hi Hanna, having had my office in West Hollywood for 10 plus years I am intimately familiar with WH. The suggestions you have received are interesting. My advice is for you to identif ... more
0 votes Share Flag Sun Jun 1, 2014 Foreclosure in West Hollywood
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I would like more information about this property.
Hello champ310, you did not mention an address or attach a link? If you figure out what cities/zip codes your considering, minimum number of bedrooms and the maximum payment/price your ... more
0 votes Share Flag Thu May 29, 2014 Foreclosure in Playa Del Rey
Oscar Gonzal…, Real Estate Pro in Bellflower, CA
Oscar Gonzales - Hablo Espanol answered:
I'm on a loan mod program w/my 1st lender and in default w/my 2nd I recenlty rec'd a ltr from a collection co what happens next?
Hello J.Deharo,

Please reach out to your second lien holder as soon as possible. Let them know that you have worked with the 1st and that you need some help with the 2nd. Almost all ... more
0 votes Share Flag Sun May 25, 2014 Foreclosure in Whittier
Brad Korb, Real Estate Pro in Burbank, CA
Brad Korb answered:
I like to ask is beverly hills an older community where most people are post retirement, in comparison to malibu where all the young people are?
No ,there are many younger people moving in ,it does just not get the same press as Malibu !
0 votes Share Flag Sat May 24, 2014 Foreclosure in Beverly Hills Post Office
Oscar Gonzal…, Real Estate Pro in Bellflower, CA
Oscar Gonzales - Hablo Espanol answered:
does a loan modification affect your credit standing?
Hello,

Nope, will not affect your credit. Has nothing to do with your credit. A loan mod is a re structure of your mortgage which is non credit based.


Oscar Gonzales
WestCo Re ... more
0 votes Share Flag Sat May 24, 2014 Foreclosure in 90650
Sheree Yablon, Real Estate Pro in Calabasas, CA
Sheree Yablon answered:
I have seen two houses one in Kingston ct and the other in villawood cir. Are they $5,000.00/mth?
Hi Chefonperson,
Looks as if no one answered your question from February!
If you still need help with a lease or anything else please contact me.
Would be happy to help you.
Sher ... more
0 votes Share Flag Fri May 23, 2014 Foreclosure in Calabasas
HelpUBuy Ame…, Real Estate Pro in Frisco, TX
HelpUBuy America answered:
Hello, I'm interested in the Thornwood St single-family home. What's the starting process of buying a rent to own place?
Rent to own is a horrible idea for the buyer. Far better to rent unitl you can qualify for a traditional mortgage.

Don't Let Them Make a Monkey Out of You! Follow the link below.

... more
0 votes Share Flag Fri May 23, 2014 Foreclosure in Chevy Chase
Derek_jones, Real Estate Pro in Folsom, CA
Derek_jones answered:
Yes, I'd like to ask a simple question. How can I communicate with RealtyTrac since I don't have a phone? I am hearing impaired.
Hello Betsy,

They do have a general email address for support which is support@realtytrac.com. I would try that first, second they also have FAQ's. I'm not sure if they offer a rel ... more
0 votes Share Flag Tue May 20, 2014 Foreclosure in Calabasas
rons, Real Estate Pro in Concord, CA
rons answered:
I live in Lake County Illinois and my house is in Foreclosure. When can I stop paying the HOA fees? The day the house is sold in the Sheriff's
If it goes to sale, the loan servicer will pay the HOA dues that are due and/or past due.

Prior to sale, and depending on how delinquent you might get, the HOA can foreclose. If you ... more
0 votes Share Flag Mon May 19, 2014 Foreclosure in 91335
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