Financing in Little Rock : Questions & Answers

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Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
My family and I have had a night mare when it comes to housing. we now currently quiafiy for public housing. " WHAT" , My rent is still $733.00 a mo/.
What ended up coming of this? Where you able to find a home?
0 votes Share Flag Fri Nov 7, 2014 Financing in 72227
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
I don't have a down payment. Is buying out of the question or do loans, such as an 80/20, still exist?
It can be extremely difficult to get a home loan without a down payment unless you are a veteran or seeking a USDA/rural approved property. If this applies to you then I suggest looking ... more
0 votes Share Flag Fri Apr 4, 2014 Financing in 72227
Barbara J. S…, Real Estate Pro in Little Rock, AR
Barbara J. Sallen answered:
Less than perfect credit
Hi Chris,
If your credit is less than 'perfect', it probably took a bit of time and missteps to get it that way & it will take some time and work to get it into shape. If you are will ... more
0 votes Share Flag Tue Jun 18, 2013 Financing in Little Rock
David W. Bol…, Real Estate Pro in Little Rock, AR
David W. Bolick answered:
Moving. Want to buy new home. Payments on new/old home no problem till sold. Options to come up with downpayment 4 new? Creative financing?
You do realize that question was asked almost a year & a half ago, right?
1 vote Share Flag Thu Mar 28, 2013 Financing in Little Rock
Scott Deaton,…, Real Estate Pro in 72113
Scott Deaton, PMP, MBA, REM answered:
What major lender will allow the homeowner to perform their own minor work with a 203k loan?
As John references below, the guidelines are determined by FHA, not the specific lender that you choose. The lender is dictated to follow the FHA guidelines. The primary questions are ... more
0 votes Share Flag Wed Dec 5, 2012 Financing in 72204
Kelso, Real Estate Pro in Little Rock, AR
Kelso asked:
looking for lenders for SRO
0 votes Share Flag Fri Apr 27, 2012 Financing in Little Rock
Blake Roussel, Real Estate Pro in Conway, AR
Blake Roussel answered:
I have 15 Months left in my Ch 13 plan (divorce). I kept my home and have a solid pay history. I'd like to sell, downsize. Can I start looking?
David, I am sorry you had to go through that experience. I too have unfortunately had to do something similar. As for selling your home... I would definately wait until your plan is alm ... more
0 votes Share Flag Fri Sep 9, 2011 Financing in Little Rock
Linda Holman, Real Estate Pro in Fresno, CA
Linda Holman answered:
if my husband has a good credit score of oer 700 adn my credit score is 573, can we get a good loan. or will he need to get the loan in his name?
If your state is a community property state you may also have some issues, I suggest talk to a local mortgage broker. Your real estate agent probably know a few good lenders.
0 votes Share Flag Thu Jun 9, 2011 Financing in 72204
Andrew & Ele…, Real Estate Pro in Naples, FL
Andrew & Elena Ollick answered:
What is best way to buy fanniemae repo mountain vacation home needing redo with minimum down. *))PLUS credit all scores.
Hope Path offers 97% LTV loans, however the rates for having such a high ltv are horrible.
Your best option would be FHA or USDA with 3.5% or 0% down if the area qualifies.

Elena Ol ... more
0 votes Share Flag Tue Aug 31, 2010 Financing in Little Rock
Steve, Real Estate Pro in 95624
Steve answered:
Is anyone in Little Rock financing at 95%? What FICO score does it take to qualify?
FHA is a great way to go for low down payment loans that are owner occupied.
0 votes Share Flag Fri Jul 24, 2009 Financing in Little Rock
David W. Bol…, Real Estate Pro in Little Rock, AR
David W. Bolick answered:
I qualify for 180K loan, house found is 145K. Can I pocket the 35K differnce for repairs and upgrades to home?
Botttom line is the loan you get is based on the house and not you, so you can't pull money out.
0 votes Share Flag Thu Apr 2, 2009 Financing in Little Rock
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