Financing in Lees Summit : Questions & Answers

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Melvin List, Real Estate Pro in Florida
Melvin List answered:
Is Fannie Mae "HomePath" a good deal? I have located a foreclosed home with the homepath option.
If you can go with the Hompath financing I would use this option. The rate might be a little higher but with out PMI or MIP the APR is usually better than your other options.

PS. I ... more
0 votes Share Flag Wed Aug 26, 2009 Financing in 64082
Marlene Alley, Real Estate Pro in Lees Summit, MO
Marlene Alley answered:
does it cost anything to lock in an interest rate on a house?
Yes, you don't have to pay anything to lock in a rate - if you would like, I can refer you to a couple of mortgage lenders who I work with on a regular basis (and, no, I do not get ... more
0 votes Share Flag Sat Aug 22, 2009 Financing in Lees Summit
Cathy Counti, Real Estate Pro in 64081
Cathy Counti answered:
locking in an interest rate
Anytime! You need to visit with your lender... he will have a rate for a 30 day lock or a 45 day lock. You just need to call the lender. Easy!
0 votes Share Flag Fri Aug 14, 2009 Financing in Lees Summit
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
how does pulling credit affect credit report?
Although the scores you get when you pull your own credit are not the same that a lender will get, and good loan officer should be able to use it as a guide for qualifying you for a pur ... more
0 votes Share Flag Fri Jul 24, 2009 Financing in Lees Summit
Linz_s02, Home Buyer in Lees Summit, MO
Linz_s02 answered:
pre-qualifying for a house, how does it affect your credit score/report?
I was told by a realtor that as long as you pull your report only once every 6 months that it won't hurt your report. Is it maybe that you can pull it, it will drop your score, but aft ... more
0 votes Share Flag Fri Jul 24, 2009 Financing in Lees Summit
Gina, Real Estate Pro in Turnersville, NJ
Gina answered:
FSBO vs realtor
Hi,

The seller usually pays the commission and their side of the closing costs. The buyer just pays their side of the closing costs. With a FSBO you need to discuss that with the h ... more
0 votes Share Flag Tue Jul 21, 2009 Financing in Lees Summit
Michelle Rot…, Real Estate Pro in 52722
Michelle Rottach answered:
Should this be my next step?
I would recommend that you talk with a lender now. You mentioned that you are saving and paying down debt and getting ready for the purchase. A good lender will sit down with you and gi ... more
0 votes Share Flag Tue Jul 21, 2009 Financing in Lees Summit
TRISHA LEE, Real Estate Pro in Columbia, MO
TRISHA LEE answered:
how long does a pre-approval last?
Linz -
I agree with Joe's answer and especially about researching townhomes and rowhomes to see what covenants and restrictions are involved. There are so many variables to a home pur ... more
0 votes Share Flag Tue Jul 21, 2009 Financing in Lees Summit
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