Laurel : Questions & Answers

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Beth Michaels, Home Buyer in Tampa, FL
Beth Michaels answered:
VA Loan minimum credit score
VA mortgage benefits that only come with a VA mortgage:

Easier qualification standards
Less strict credit and income standards
No down payment required
Bad Credit Score VA loans D ... more
0 votes Share Flag Sat Jun 20, 2015 Financing in Laurel
Skutlu00, Home Buyer in Germantown, MD
Skutlu00 asked:
Closing cost assistant I purchased my home with fha loan and got $5000 closing cost assistant after receiving a class. Due to a life changing event i ve to move and rent my place. My mortgage company says i signed…
0 votes Share Flag Mon Jun 1, 2015 Investment Properties in 20708
Terri Shipp, Real Estate Pro in 20708
Terri Shipp answered:
Police & crime in Montpelier area. Few reports found.
Hi Jim,

I have been a member of the Montpelier Community for the past twenty years or so and I will say that I feel very safe here. We also have an ACC committee that works very ... more
0 votes Share Flag Fri Apr 3, 2015 Crime & Safety in 20708
Benetltribble, Home Buyer in Washington, DC
Benetltribble answered:
I Laurel MD, the section in Anne Arundel County and Howard County affordable and safe to live in? Looking for 2 bd/2bath apt, twnhome, condo.
Check out Leishear Village in North Laurel (off of MD-216, between MD-29 and I-95). Great townhouse community with excellent schools and fast access to all points in Maryland.
0 votes Share Flag Thu Feb 26, 2015 Quality of Life in Laurel
Nydia Ocasio, Renter in Hyattsville, MD
Nydia Ocasio answered:
Have there been any crimes committed in the area in the past 5 years? Like any burglary, auto theft, or child sex offenders?
If you use and place the Riverdale and zipcode, this website can notify you of this information. The Eastpine Drive area is very quite.
0 votes Share Flag Sun Feb 22, 2015 Crime & Safety in Laurel
Paul Davidson, Home Buyer in New York, NY
Paul Davidson answered:
Utilized a realtor for renting, found a tenant, and now the broker wants to bind us with paying them 6% commission if I ever sell tot he same tenant
Just in case anyone needs to fill out a Residential Lease or Rental Agreement forms, I found a blank forms in this site PDFfiller. This site also has tons of fillable real estate forms ... more
0 votes Share Flag Thu Feb 5, 2015 Rentals in 20708
dustedangelz, Home Buyer in Washington, DC
dustedangelz answered:
In sales via NACA, home BUYERS supposedly don't have to pay closing costs--so do home SELLERS pay any closing costs?
NACA is horrible. They are slow, demanding, and unapologetic. A task that would take most people hours takes them weeks. And in the home buying process, these kinds of delays can cause ... more
0 votes Share Flag Fri Jan 23, 2015 Home Selling in 20708
Chelene Webs…, Real Estate Pro in 20723
Chelene Webster answered:
Would like information on renting with recent Bankruptcy?
Hi there, where you ever able to find a place with your financial situation? There are plenty of owners/landlords that will work with an array of financial situations. Please feel free ... more
0 votes Share Flag Wed Dec 31, 2014 Rentals in Laurel
Denice Copel…, Real Estate Pro in 33160
Denice Copeland answered:
I want to find a rental home or rent to own with bad credit in glen burnie md I need some advice
The term "rent to own” seems like a great idea, but it's not always clear what it means partially because renting to own can work numerous ways. And it is not a very common practice, ... more
1 vote Share Flag Mon Dec 15, 2014 Rental Basics in Laurel
Enaill318, Home Buyer in Laurel, MD
Enaill318 answered:
FHA's for second time home buying
I am a loan officer in the Baltimore area and I'd be happy to go over the options you have available to you. I can give you my contact information if you would like.

To answer your q ... more
1 vote Share Flag Mon Dec 1, 2014 Financing in Laurel
Michelle Sar…, Real Estate Pro in Del Mar, CA
Michelle Sargent answered:
what is the average electric usage/bill for this area?
It really depends in what area you live in. Camel Valley and Del Mar Heights are about the same ($150 a month) depending on the size of the house and family. Old Del Mar tends to be a b ... more
0 votes Share Flag Tue Oct 14, 2014 In My Neighborhood in Laurel
Audrey Felts, Real Estate Pro in Baltimore, MD
Audrey Felts answered:
Looking for a pet friendly townhouse with at least 2 bedrooms for rent in the N. Laurel or Columbia area for under $1500. Move in date would be Nov 1
I am glad to send you a list of active properties that match you search criteria. Please e-mail me, afelts@homesale and we can get started!
0 votes Share Flag Sat Sep 13, 2014 For Rent in 20707
Akil Walker, Real Estate Pro in Bowie, MD
Akil Walker answered:
Do rent to own programs actually exist?
Hello Jkalema,

Ann Arundel county has a program. There are other opportunities out there as well.
0 votes Share Flag Wed Aug 13, 2014 Rentals in Laurel
Joseph Luht, Real Estate Pro in 21234
Joseph Luht answered:
Has any one had issues with Ryan Homes/NVR mortgage in the Laurel MD area?
I have been around new construction for a couple years. Personally I would choose a small to mid size builder over the big companies. The quality of work is lower for the big companies ... more
0 votes Share Flag Thu Aug 7, 2014 Home Buying in Laurel
Victoria Aho…, Real Estate Pro in Laurel, MD
Victoria Ahoure answered:
i just got a new job two months ago i am making 42k and my wife making 30k can we get fha loan .my credit score is 680 and my wife's 700 ,
I agree with both Felicia and Donald. The length of employment is an important factor. Lenders will be looking for stability and continuity in your employment history. It is always a go ... more
0 votes Share Flag Sat Aug 2, 2014 Home Buying in 20723
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
Would turning a full bathroom that has a standard tub into a walkin custom shower add or decrease value. Note: There is a soaker tub off the master.
As long as there is still a tub (on the bedroom level) for families that need to bathe small children, you should be ok with the renovation......not sure it will increase the value, but ... more
0 votes Share Flag Thu Jul 31, 2014 Remodel & Renovate in 20723
The Roskelly…, Real Estate Pro in Odenton, MD
The Roskelly Team answered:
I'm purchasing an REO. Are appliances required to be in the home in order to get the VA to guaranty our loan?
I believe you must have a stove, the appraiser will set a predication (condition) that this be installed prior to settlement. So once you have loan approval you can buy one and pop it ... more
0 votes Share Flag Wed Jul 9, 2014 Home Buying in Laurel
Ali Haghgoo, Real Estate Pro in Westminster, MD
Ali Haghgoo answered:
Current ly looking to rent a house in laurel or Gaithersburg md and I'm currently on a fixed income for $1000 or less utilities included. HELP
The only thing that meets your criteria in Laurel is a 2 bedroom 1 bathroom unit on Main Street. Call me for more information
0 votes Share Flag Mon Jun 2, 2014 For Rent in 20707
Kevin Richey, Real Estate Pro in Saint George, UT
Kevin Richey answered:
are all utilities included?
This is a great question. You would want to determine who is in control of all of the utilities in your area. Usually water, sewer, garbage removal, electricity, gas, and telephone serv ... more
0 votes Share Flag Wed Apr 30, 2014 Shopping & Local Amenities in Laurel
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