Financing in Las Vegas : Questions & Answers

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Madhukar.tan…, Home Buyer in Las Vegas, NV
Madhukar.tanna answered:
Canadian citizen currently owns "investment" condo (no mortgage) in Vegas. Looking to buy a house as second home in Vegas, but looking for a mortgage.
I am a non resident Canadian living outside Canada. I wish to buy a one to two bedroom apartment in LV. My target price is 75K. Kindly contact me at madhukar.tanna@gmail.com
I do not r ... more
0 votes Share Flag Tue Nov 5, 2013 Financing in Las Vegas
Robert Adams…, Real Estate Pro in Las Vegas, NV
Robert Adams Broker NV, RI, MA answered:
Canadian looking for financing advice on multi-unit housing in US
f_steve posted this question in Dec 2012. Hopefully they received the answers they needed by now. If now please let me know as I would be happy to point you in the right direction.


... more
0 votes Share Flag Tue Oct 15, 2013 Financing in Las Vegas
Chad Roberts, Real Estate Pro in Las Vegas, NV
Chad Roberts answered:
how long do you have to wait after having short sale to buy another house?
Most lenders will require that you wait 3 years before getting an FHA loan with 3.5% down, or 2 years for conventional financing with 20% down.

Regards,
Chad Roberts
Broker/Salespe ... more
0 votes Share Flag Sun Aug 18, 2013 Financing in Las Vegas
michelle, Real Estate Pro in Henderson, NV
michelle answered:
I am looking to purchase a home through a lease option opportunity, where i pick the home and a lender finance.
If you need a real estate attorney to handle your HOA, HOA auction-quiet title or evictions,Short sale, foreclosure or mediation needs you should call Robert Noggle, Noggle Law PLLC ww ... more
0 votes Share Flag Tue Jul 9, 2013 Financing in Las Vegas
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
Sticky situation.
Hi Cbvgax,

It may not be as sticky as you think.

VA has a 2nd tier or bonus entitlement.

Here's how it works:

You basic entitlement is $36,000 for a home of $144,000 or les ... more
1 vote Share Flag Mon Apr 8, 2013 Financing in Las Vegas
James Battag…, Real Estate Pro in Las Vegas, NV
James Battaglia answered:
Work in one state but want to buy in another?
Everyone has said all things that are true. First is the financing. As a second home or investment property, you will be required to put a minimum of 10% down on a conventional loan. T ... more
1 vote Share Flag Thu Feb 7, 2013 Financing in Las Vegas
Brynn Sorens…, Real Estate Pro in Brookfield, WI
Brynn Sorenson answered:
I have a middle credit score of 636 , out of 9 negatives on my credit only 3 things left .. One is a car repo 5 years ago, a judgement that is paid .
Hello I would need a 640 to help you, I can do mortgages nationwide. If you would like to contact me I can pull your credit and if it is lower than a 640 I can run a rescore program wh ... more
0 votes Share Flag Tue Feb 5, 2013 Financing in Las Vegas
Robert Adams…, Real Estate Pro in Las Vegas, NV
Robert Adams Broker NV, RI, MA answered:
What is an 80/20 mortgage and is it a good idea?
These loan programs are not around anymore to my knowledge.

It basically, means you have 2 loans on your home. This is the same as 100% financing. One loan for 80% of the homes valu ... more
0 votes Share Flag Mon Jan 21, 2013 Financing in Las Vegas
Mark D Fleys…, Real Estate Pro in Las Vegas, NV
Mark D Fleysher, MBA answered:
Is there a simple rule for structuring an exchange where all the taxable gain will be deferred?
Absolutely, that's called a 1031 Exchange.

In a typical transaction, the property owner is taxed on any gain realized from the sale. However, through a Section 1031 Exchange, the tax ... more
0 votes Share Flag Sat Jan 5, 2013 Financing in Las Vegas
Son Olney, Real Estate Pro in Las Vegas, NV
Son Olney answered:
I am a New Zealand investor. I can buy cash, but leverage makes sense. Possible?
Hello there,

If you have the cash then Las Vegas is the place to consider to buy investment properties. In our market Cash is King. With the amount of inventory we currently have, we ... more
0 votes Share Flag Thu Nov 15, 2012 Financing in Las Vegas
Son Olney, Real Estate Pro in Las Vegas, NV
Son Olney answered:
Hard Money who should i use?
Hello there,

If you are looking for a Hard Money Lender then visit this site and you will see the various programs that are offered. Obviously you will be paying higher points but yo ... more
0 votes Share Flag Thu Nov 15, 2012 Financing in Las Vegas
Chris Harris…, Real Estate Pro in Las Vegas, NV
Chris Harrison answered:
anyone know any lenders offering a no appraisal VA streamline refinance?
Contact Jared Penn at First Cal Mortgage. (702) 419-6342

Best regards,

Chris Harrison
Barrett & Co., Inc.
702.592.9510 ph
0 votes Share Flag Wed Nov 14, 2012 Financing in Las Vegas
DAVID COOPER…, Real Estate Pro in Las Vegas, NV
DAVID COOPER 1.888.616.6226 answered:
Are there loans available for condos in Las Vegas?
If you are seriously looking for a realistic assessment of your credit qualifications for getting a condo iand verifying what help you need to make you credit worthy,
... more
0 votes Share Flag Wed Oct 10, 2012 Financing in Las Vegas
Jeff, Real Estate Pro in Las Vegas, NV
Jeff answered:
I want to re-fi my townhouse in Redondo Beach which I have rented out (owe: $294,000; est. value 2012 $540,000). Presently paying 4.75%.
Hello Mark, we can definitely examine both options. Please give me a call at 702 348 7573 and we can discuss your options in more detail. We can definitely do better.
Thank you,

J ... more
0 votes Share Flag Tue Oct 9, 2012 Financing in Las Vegas
Rena (Rina)…, Real Estate Pro in Las Vegas, NV
Rena (Rina) Levy answered:
Hi Folks, looking to do a HARP 2.0 Loan in Henderson, NV @ 150% LTV. Anyone have an experienced and reliable loan agent that they can recommend?
Hi Eric,
You can contact me at 702-612-7099 or email cvegashomes@gmail.com
We have great professional knowledgable lenders that can help you with all your re-finance and new loans nee ... more
0 votes Share Flag Tue Apr 17, 2012 Financing in Las Vegas
Team D'Ercole…, Real Estate Pro in Las Vegas, NV
Team D'Ercole, Matt & Kim answered:
If I have 20k as a down payment for a 45k house and no credit can I get financed?
I can get you financed at reasonable rate. Call me between 8am and 7pm. Matt - 501-0973
0 votes Share Flag Wed Aug 17, 2011 Financing in Las Vegas
DAVID COOPER…, Real Estate Pro in Las Vegas, NV
DAVID COOPER 1.888.616.6226 answered:
I have a mortgage related question.
Buche: qualifying for a loan is getting tougher with new rules coming out everyday. I wouldn't delay closing your deal over the rebate


David Cooper Foreclosure Specialist wi ... more
0 votes Share Flag Sun Aug 14, 2011 Financing in Las Vegas
DAVID COOPER…, Real Estate Pro in Las Vegas, NV
DAVID COOPER 1.888.616.6226 answered:
I am a foreigner (Canadian) and looking to buy a few properties in Las Vegas for investment. Can I get financing?
Since you have a few properties already, you must have established credit with your current lenders. They are the one's who already have a pretty good idea how credit worthy you a ... more
0 votes Share Flag Sun Aug 14, 2011 Financing in Las Vegas
DAVID COOPER…, Real Estate Pro in Las Vegas, NV
DAVID COOPER 1.888.616.6226 answered:
How can I protect myself as a Seller in doing Owner Will Carry? I also want to be fair to the buyer. How can it be fair for both us to deal with?
Owner financing where market value is declining in NOT a good idea.

DAVID COOPER Foreclosure Spercialist with 35 years Investing Experience. For a Free List of Bargain Homes, See w ... more
0 votes Share Flag Sat Jul 23, 2011 Financing in Las Vegas
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