Lapeer : Questions & Answers

change location

cancel or

Q&A

22
Marypeters12…, Home Buyer in Lapeer, MI
Marypeters1240 answered:
Interested in land contract with or without house
looking with or without house with some acreage
0 votes Share Flag Sat Jul 20, 2013 Home Buying in 48446
Doug Ferrell, Real Estate Pro in Lapeer County, MI
Doug Ferrell answered:
Why cant i find any houses that will qualify for RD?
You need to team up with a full time Realtor that knows the area and the RD Loan requirements. Call me , I can help.
Doug Ferrell
www.YouFindAHome.com
810-254-2559
0 votes Share Flag Tue Jul 16, 2013 Home Buying in Lapeer
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
my credit is very low in the 500 area but have been on the job over a year can anyone help would do rent to own also just no down payment
Good afternoon Heather,

Rent To Own is a better deal for the Seller than it would ever be for a potential Buyer.

The basic concept is finding a way to "force" savings towards a d ... more
0 votes Share Flag Mon May 20, 2013 Financing in Lapeer
Caroline D'a…, Real Estate Pro in Lapeer, MI
Caroline D'andrea answered:
i have bad credit and a good job and would like to buy a home r there any places or people that can help me out?
Hello Heather,

What do you consider BAD Credit? I know some lenders that will work with a minimum of a 620 credit score.

Your abililty to get a mortgage will be based off your cr ... more
0 votes Share Flag Thu May 16, 2013 Financing in Lapeer
Caroline D'a…, Real Estate Pro in Lapeer, MI
Caroline D'andrea answered:
I had filed for bankrupcy about 2 yrs ago and wondering if it would be possible to get a loan for a house my husband makes good money
Hello,

I have heard from many lenders that there is a minimum 2 year wait for financing after a bankrupcy. I know each case is unique for each buyer. I would contact a lender and fin ... more
0 votes Share Flag Thu May 16, 2013 Financing in Lapeer
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
we filed bankrupcy a yr ago and i was wondering if its possible to buy a home? my husband makes good money about$$ 1500.00 a week bring home
Good morning dphudson5,

You'd have to wait a minimum of 2 years from the DISCHARGE date of the Bankruptcy AND re-establish credit AND maintain a perfect payment history in order to q ... more
0 votes Share Flag Wed Oct 24, 2012 Home Buying in Lapeer
Haig Istambo…, Real Estate Pro in Michigan
Haig Istamboulian answered:
how much did my home sell for and who bought it?
Hello,

Your house was listed for $139,900.00 on 8-17-2011 and it sold on 10-31-2011 for $155,000.00 on 10-31-2011, almost a year ago.

It was purchased by an individual, and his na ... more
0 votes Share Flag Mon Oct 8, 2012 Home Ownership in 48446
leslie.beck, Home Buyer in Atlanta, GA
leslie.beck answered:
I'm a first time home buyer, what should I look to spend per sqft in Davison/Lapper MI? Should I look for a starter or family home with this?
http://www.zillow.com/homedetails/905-N-Washington-St-Lapeer-MI-48446/77836987_zpid/
Check out this listing - I lived in this house for 4 months in transition to my relocation to Atlan ... more
0 votes Share Flag Tue Sep 25, 2012 Home Buying in Lapeer
Jennifer Dun…, Real Estate Pro in Metamora, MI
Jennifer Duncan answered:
can we have horses in this county?
Each township has different requirements of how much acreage you need to have for horses.
0 votes Share Flag Mon Sep 24, 2012 Home Buying in Lapeer
Maureen Fran…, Real Estate Pro in Birmingham, MI
Maureen Francis, Birmingham MI answered:
I have good credit, but a sucky job. Fiance has great job, sucky credit. He has a charge off for 12,000 on cred. report. What can we do to get a loan?
I love Mack's answer and think he has given you some wise advice as much as I don't think it is what you want to hear.

There are things you can and should do to make sure t ... more
1 vote Share Flag Mon Nov 7, 2011 Financing in 48446
Doug Ferrell, Real Estate Pro in Lapeer County, MI
Doug Ferrell answered:
We want to buy a house in Lapeer County, MI. based on our income/credit, can we even afford a house at this point?
This question will be best answered by the top lender in Lapeer! Christa Simmonds with Cason Home Loans will go over everything with you on the phone. Call her @ 810-664-4330. it is li ... more
0 votes Share Flag Thu Oct 20, 2011 Financing in 48446
Maureen Fran…, Real Estate Pro in Birmingham, MI
Maureen Francis, Birmingham MI answered:
how can i get rid of the annoying reality trac when i am looking on trulia?
You can't. I agree that the Realty Trac listings create confusion on this site. If you are in the market, any local agent will send you MLS listings that will only show the homes ... more
0 votes Share Flag Sat Oct 15, 2011 Foreclosure in Lapeer
Doug Ferrell, Real Estate Pro in Lapeer County, MI
Doug Ferrell answered:
When & if we can apply for a mortgage?
I have had clients get a new home as early as 18 months. but that depends on a lot of variables, and how good your lender is. i recommend that you get in contact with the top lender i ... more
0 votes Share Flag Thu Sep 22, 2011 Home Buying in 48446
Doug Ferrell, Real Estate Pro in Lapeer County, MI
Doug Ferrell answered:
How long does it take the bank to approve your offer (the 2nd step after the sellers accept) I know noone can really know for sure but is there a?
In my experience 7 out of 10 short sales never end up completing the sale. I have submitted over 200 offers in the last year.... the answer to my clients for offers on foreclosures is ... more
0 votes Share Flag Tue Jul 5, 2011 Foreclosure in Lapeer
Doug Ferrell, Real Estate Pro in Lapeer County, MI
Doug Ferrell answered:
How can I get a CMA & mortgage history on an FSBO?
I would be more than happy to provide you a CMA and look up a mortgage history. I can also help you with any other questions you might have. If you choose to use me as your Realtor th ... more
0 votes Share Flag Tue Jul 5, 2011 Home Buying in Lapeer
Doug Ferrell, Real Estate Pro in Lapeer County, MI
Doug Ferrell answered:
Does a Sheriff's Deed eliminate lien interests on the property before the Sheriff's Deed? If so, by what Michigan Statute?
Sheriff's Deed could be on a first, second or even third mortgages. The Deed usually is not operable untill the redemption period is over. Redemption period in the state of Michig ... more
0 votes Share Flag Tue Jul 5, 2011 Home Buying in Lapeer
Doug Ferrell, Real Estate Pro in Lapeer County, MI
Doug Ferrell answered:
still need to know what a Sheriff's Deed does, how it works?
Sheriff's Deed could be on a first, second or even third mortgages. The Deed usually is not operable untill the redemption period is over. Redemption period in the state of Michig ... more
0 votes Share Flag Tue Jul 5, 2011 Home Buying in Lapeer
Doug Ferrell, Real Estate Pro in Lapeer County, MI
Doug Ferrell answered:
why is it that everytime we make an offer on a bankowned home all of the sudden a bunch of other bidders come along ? seems kind of scandalous to me
Ray is absolutely right. Many people want a "Good Deal". I have never got a call when the buyer says they don't want a good deal! Multiple offers are happening on 80%- ... more
1 vote Share Flag Tue Jul 5, 2011 Home Buying in Lapeer
Judy Walrath, Real Estate Pro in 48446
Judy Walrath answered:
I can get a home loan in October this year. Can I rent a short sale home with contract to purchase that home in October of this year? Is there a?
What your proposing is a lease option and sellers require up front nonrefundable money for that option 99% of the time. If for some reson you coldn't get a morgage in October you w ... more
0 votes Share Flag Thu Jun 3, 2010 Rentals in Lapeer
Robin Kay Co…, Real Estate Pro in Plymouth, MI
Robin Kay Cooke answered:
how long does it take to hear from the bank after submitting an offer on an reo(bank owned) in michigan?
It really depends on the bank. Some banks are quicker than others. Unfortunately, as Maureen stated you won't hear anything over the weekend and this allows for other buyers to submit ... more
0 votes Share Flag Sat Jan 24, 2009 Foreclosure in Lapeer
1 2
Search Advice

Followers

166
Email me when…

Learn more

Meet the Trulia VIPs
Eric Stamm Remax, Agent in Flushing, MI
Eric Stamm Remax
Agent
Flushing, MI
Ryan Eashoo, Agent in Davison
Ryan Eashoo
Agent
Davison
Home > Q&A > Michigan > Lapeer County > Lapeer
Copyright © 2014 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer