Home Buying in Ladera Ranch : Questions & Answers

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Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
In as-is purchase, is the seller obligated to fix a mold problem once discovered during inspection?
How does your agent "weigh in" on this? Normally "AS IS" with right to inspect means the seller is not responsible for any repairs but your contract should offer you the opportunity to ... more
0 votes Share Flag Mon Apr 28, 2014 Home Buying in Ladera Ranch
Dave Gubler |…, Real Estate Pro in Foothill Ranch, CA
Dave Gubler | Broker answered:
I read Ladera has a huge % of short-sale and bank-owned, but they just don't move under 5 months. Does 'bank wants a cash offer' mean?
While this may have been true several years ago it is no longer the case. Ladera Ranch has recovered quite nicely from the woeful lows between 2008 and 2011. Of the 149 homes (all typ ... more
0 votes Share Flag Mon Apr 28, 2014 Home Buying in Ladera Ranch
Dave Gubler |…, Real Estate Pro in Foothill Ranch, CA
Dave Gubler | Broker answered:
Which community would be better for a 50ish female looking for a freindly ,social neighborhood ? Coto or Ladera?
Rancho Mission Viejo seems like it might be an ideal match for you. Let me know if you need/want additional information about this new community just Southeast of Ladera Ranch.
0 votes Share Flag Mon Apr 28, 2014 Home Buying in 92694
nktokyo, Home Buyer in New York, NY
nktokyo answered:
So confused on where to live in OC! What are good places for families w/3 kids (15, 12 and 11) that is interesting and has character.?
Thank you for your help. We have a wonderful agent who came to us via recommendation. I'm excited but a little nervous about moving to OC. I'm a Democrat and one who hates the fl ... more
0 votes Share Flag Tue Apr 8, 2014 Home Buying in 92694
Larry Webb,…, Real Estate Pro in 92694
Larry Webb, REALTOR, PhD, MBA answered:
Do you need Earthquake Insurance in California? Read below...
I am a former military officer and I have mine through USAA. A great company by the way :o)
0 votes Share Flag Fri Apr 4, 2014 Home Buying in Ladera Ranch
Patricia M W…, Real Estate Pro in Ladera Ranch, CA
Patricia M Woods answered:
I want to buy a SFR with intentions of keeping my Condo as a rental income. How do I get mortgage approved? Both properties would be in Ladera.
Thanks for your question Hemath! Do you have any investment property besides the condo now? The loan qualifications depend on whether you have a two year history as a landlord reflect ... more
0 votes Share Flag Tue Apr 1, 2014 Home Buying in 92694
Larry Webb,…, Real Estate Pro in 92694
Larry Webb, REALTOR, PhD, MBA answered:
I was told by a Ladera Ranch realtor, that a prospective home buyer cannot use a VA loan to purchase a home in Ladera Ranch. Is this true?
I am a former US Navy officer, Ladera Ranch homeowner, and well versed in VA loans. I know this thread is kinda old an Fritz below livened things up a bit, but if you would sill like to ... more
0 votes Share Flag Thu Feb 13, 2014 Home Buying in Ladera Ranch
Chris Hazlew…, Real Estate Pro in Johns Creek, GA
Chris Hazlewood answered:
How much are typical escrow and title fees for a $450k condo in SoCal? Loan 400K
We are a dedicated lending team to help you with your purchase. Our website http://www.PurchaseApplication.com allows you to get pre-qualified for a home purchase with No SSN or Credit ... more
0 votes Share Flag Tue Jan 28, 2014 Home Buying in 92694
Larry Webb,…, Real Estate Pro in 92694
Larry Webb, REALTOR, PhD, MBA answered:
Do you know a deal when you see one?
The best deal is the one you can walk away from!

Dr. Larry Webb, MBA
Broker Associate - REALTOR
(714) 222-1465
Century 21 Fine Homes and Estates
Ladera Ranch
CalBRE# 01413405
... more
0 votes Share Flag Sun Jan 5, 2014 Home Buying in 92694
lholman, Home Buyer in Ladera Ranch, CA
lholman answered:
Considerintg Ladera..Most important is a boarding facility that is western friendly,social ,has trails nearby and reasonably priced.
Ortega Equestrian Center in San Juan Capistrano is an amazing western facility. There are trails adjacent to the stables and everyone is nice and friendly. The owner knows her stuff a ... more
0 votes Share Flag Fri Jan 3, 2014 Home Buying in Ladera Ranch
Larry Webb,…, Real Estate Pro in 92694
Larry Webb, REALTOR, PhD, MBA answered:
I have heard that Ladera has high Hoa fees and mellow Roos. How much extra does that add on to taxes and P&I payments?
I'd be happy to help. Each property is unique. Let me know the particular property you are interested in and I will run the numbers for you...

Dr. Larry Webb, MBA
Broker Associate/A ... more
0 votes Share Flag Wed Dec 18, 2013 Home Buying in 92694
Larry Webb,…, Real Estate Pro in 92694
Larry Webb, REALTOR, PhD, MBA answered:
Are there horse boarding facilities nearby ladera Ranch?
There are boarding facilities in San Juan Capistrano which is very close (~5 minutes) from Ladera Ranch). The canyon areas (~25-30 minutes out from LR). There are some limited possi ... more
0 votes Share Flag Wed Dec 18, 2013 Home Buying in Ladera Ranch
Larry Webb,…, Real Estate Pro in 92694
Larry Webb, REALTOR, PhD, MBA answered:
Is anyone out there looking to buy in Ladera ranch?
I am here to assist....

Dr. Larry Webb, MBA
Broker Associate/Agent – REALTOR®
(714) 222-1465
Century 21 Award - Fine Homes & Estates
South Orange County, California
E- ... more
0 votes Share Flag Wed Dec 18, 2013 Home Buying in Ladera Ranch
Matt Allsopp, Real Estate Pro in Tustin, CA
Matt Allsopp answered:
90%LTV, $1.2M purchase price in the OC, 3 years since short sale, middle FICO is 730, any solutions?
We can do a High balance first to $625,500 and a Heloc second for an additional $350k up to 89.99% CLTV.

That is as close as you will get because a portfolio Jumbo loan will not be a ... more
0 votes Share Flag Tue Oct 15, 2013 Home Buying in 92694
Mary Lou Ada…, Real Estate Pro in Mission Viejo, CA
Mary Lou Adame-martinez answered:
What city is better for a family Ladera Ranch or Coto De Caza?
Definitely Ladera ranch. Let me know if you are still looking? I have a client who is interested in selling their 3 br town house.
0 votes Share Flag Sun Oct 6, 2013 Home Buying in 92694
Larry Webb,…, Real Estate Pro in 92694
Larry Webb, REALTOR, PhD, MBA answered:
curve appeal vs. bedroom count
Hi Mizuta, I'd suggest you pick one realtor and work with them. We all know the area well. Give one of us a call. Larry Webb, Century 21 Award, Ladera ranch, www.DrLarryWebb.com
0 votes Share Flag Mon Jul 1, 2013 Home Buying in Ladera Ranch
Larry Webb,…, Real Estate Pro in 92694
Larry Webb, REALTOR, PhD, MBA answered:
how much is escrow?
Hi Zandro, Those that have specified exact numbers in their responses may not fully understand the escrow process. There are too many variables to provide you an exact answer. Your best ... more
0 votes Share Flag Mon Jul 1, 2013 Home Buying in 92694
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I wanted to know if I would be qualified for a loan of 250k to buy in home in Ladera Ranch?
I specialize in Under 640 Fico Score Loans and offer credit repair at no cost to raise fico scores to qualify. I offer the CHF Access half percent down payment program with a minimum 58 ... more
0 votes Share Flag Thu Nov 15, 2012 Home Buying in Ladera Ranch
Marco Mayhall, Home Owner in Ladera Ranch, CA
Marco Mayhall answered:
Interested in purchasing house in neighborhood.
You should have gone with Dave Gubler! He and his partner Brian are the best agents I have ever worked with.
1 vote Share Flag Mon Jul 9, 2012 Home Buying in Ladera Ranch
georgedickso…, Home Buyer in Orlando, FL
georgedickson9 answered:
I'm looking to buy a SFR, FHA loan. Loan amt $400K max. I see many condos but not many SFRs Anybody out there familiar with the area that can help me?
This is to Notify you that Mr George Dickson is Currently offering
Loan to the needy at a low rate 0f 4% if you are interested contact
georgedickson9@live.com
FILL THE BORROWER' ... more
0 votes Share Flag Thu Jun 21, 2012 Home Buying in Ladera Ranch
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