Home Buying in Kentucky : Questions & Answers

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Brian Taylor…, Real Estate Pro in Louisville, KY
Brian Taylor Clark answered:
Home inspection - first time buyer.
Doug Smith, Shane O'Leary or Bob English are all excellent inspectors in the Louisville market. My clients have all had positive things about each of them.
0 votes Share Flag Tue Jul 28, 2015 Home Buying in Louisville
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
Looking to buy a home in the cloverleaf,beechmont,Shawnee park ,area worked very hard to clear my credit would like to have an agent to guide me throu
As a KHC lender, we recognize that down payments, closing costs, and prepaids are stumbling blocks for many potential home buyers. Here are several loan programs to help. Your KHC-appro ... more
0 votes Share Flag Tue Jul 14, 2015 Home Buying in Louisville
Jane Yu, Home Buyer in San Jose, CA
Jane Yu asked:
Is rhinestone transfers products good for health? hi, i am iris, i have got some rhinestone transfers at http://www.crystaltransfer.com/, but my husband thought it is not good for health, would be happy to know the answer.
0 votes Share Flag Fri Jul 10, 2015 Home Buying in 41001
Jane Yu, Home Buyer in San Jose, CA
Jane Yu asked:
Is rhinestone transfers products good for health? hi, i am iris, i have got some rhinestone transfers at http://www.crystaltransfer.com/, but my husband thought it is not good for health, would be happy to know the answer.
0 votes Share Flag Fri Jul 10, 2015 Home Buying in 41001
Diana Hellman, Real Estate Pro in 10538
Diana Hellman answered:
When is the best time to buy a house?
There may be more choices and the inventory may be greater in the early spring but there will be more competition most likely. Alternatively, in the autumn there may be fewer choices bu ... more
0 votes Share Flag Wed Jun 24, 2015 Home Buying in Bowling Green
Mary Morgan, Home Owner in Bowling Green, KY
Mary Morgan answered:
I am looking to move to bowling green , KY. What are the best neighborhoods to live in. I do not have children.
The southside is great. Pioneer Village is great--very few move from Pioneer Village...29 total homes. One is for sale at 195 Bowie Ave., Bowling Green, KY. It is like country living in ... more
0 votes Share Flag Wed Jun 24, 2015 Home Buying in Bowling Green
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
Could i get a house loan with credit score of 636?
Depends on too many items, call you loan officer and discuss with them directly.
0 votes Share Flag Sun Jun 21, 2015 Home Buying in 41017
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
What lender can give an FHA loan with a 618 TU, 656 EQU, and a blank EXP? I had a BR discharged 2 years ago, hence FHA. I am open to other options.
2 years is the waiting period for FHA after a BK. If you have just 2 scores, then I believe some lenders go with the lowest score which would be 618. Try The Lenders Network, they've he ... more
1 vote Share Flag Wed Jun 17, 2015 Home Buying in Lexington
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
i'm buying a home in Kentucky. I'm paying $48,000 in cash. The seller wants me to do a title search and present a clear title at closing.
Very confused...
It is the Seller who delivers clear title to the Buyer - NOT the other way around!
And NOT the Buyer delivering clear title to himself.
Perhaps this is a riddle.
... more
0 votes Share Flag Wed Jun 17, 2015 Home Buying in Cynthiana
Jay H., Other/Just Looking in 01001
Jay H. answered:
Can my wife and her father sell me a home that they both inherited before we were married?
If one or both of them legally owns it, then yes they can sell that property to you unless there's some special circumstance.
0 votes Share Flag Wed Jun 17, 2015 Home Buying in 42055
Megan Lewis, Real Estate Pro in Lexington, KY
Megan Lewis answered:
When buying a home for the first time; what are some of the benefits I can get (In terms of interest rate and down payment)?
Brandon, the best person to be answering your question is a lender. But your credit score influences not only the interest rate, but so does the term of your loan. As far as a down pa ... more
0 votes Share Flag Sun Jun 14, 2015 Home Buying in 40508
Mfreels56, Home Buyer in Henderson, KY
Mfreels56 answered:
I'm looking for a 1 story condo to buy in the Cove Court area. Any for sale or up for sale soon?
Would you be interested in a 1 story Condo in the area behind Bend Gate? 3 BR, 2 Ba, 1,160 sq. ft.
0 votes Share Flag Sat Jun 13, 2015 Home Buying in Henderson
Christopher…, Real Estate Pro in 23456
Christopher S. Fritts answered:
does a mortgage still have to be paid if it is charged off by the servicer?
When you default on your second mortgage, lenders will usually charge it off. This can take anywhere from 120-180 days after your first missed payment. A "charge off" is an accounting t ... more
0 votes Share Flag Sun Jun 7, 2015 Home Buying in Louisville
Christopher…, Real Estate Pro in 23456
Christopher S. Fritts answered:
does a mortgage loan still have to be paid off if it is charged off?
When you default on your second mortgage, lenders will usually charge it off. This can take anywhere from 120-180 days after your first missed payment. A "charge off" is an accounting t ... more
0 votes Share Flag Sun Jun 7, 2015 Home Buying in Louisville
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