If you have a signed agreement with your agent, you cannot seek the services of other agents--do keep in mind that they all have access to the same information--give your agent a chance to show you properties--if for whatever reason you are not satsfied with the services, while the agreement is in place, ask to be released.... more
It depends on the house (age, condition, exact loaction, type of roof, type of windows etc).
I can only advise you to shop around for insurance. The premiums differ immensely - depending on the agency (even with the insurer always being Citizens)!
Another tip to save on house insurance is to split. Get wind from Citizens (they are the only ones that do wind) and then shop around for the best deal for flood, fire and such.
Coldwell Banker Residential RE... more