Home Buying in Katy : Questions & Answers

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Pkblim, Home Buyer in Katy, TX
Pkblim answered:
How much will be the property taxes for $250,000 house?
Does that mean if 3.4% of 250,000 = 8500 per annum payable as tax? This means 708.33 per month. Wow, that's high.
0 votes Share Flag Sun May 24, 2015 Home Buying in Katy
Janie-dale, Home Buyer in Katy, TX
Janie-dale answered:
In doing my research it appears that property taxes are high in Katy. What would I expect to pay on a home built in 2001 that is listed at 225000.?
Property Taxes are very high here in Katy!
Realtors for obvious reasons forget to share what residents concerns are so here you go see for yourself:
Angry Residents Protest Higher & H ... more
0 votes Share Flag Fri May 22, 2015 Home Buying in Katy
J P Finley, Real Estate Pro in 61761
J P Finley answered:
We are renting, but our lease is up in a few months. I am unsure about buying bc of all the layoffs.
Whome, this is a great dilemma to have and is a common question. Honestly, its like the stock market, you don't know what its going to do month after month. However, all indicators nati ... more
0 votes Share Flag Fri Apr 17, 2015 Home Buying in Katy
Persis Behra…, Real Estate Pro in Houston, TX
Persis Behramsha answered:
When will this home be up for auction?
Michael, the foreclosure and auction process takes a long time. If it is slated to go into Auction, the bank that owns it may be able to give you an idea of the approximate date.

Pe ... more
0 votes Share Flag Thu Apr 9, 2015 Home Buying in Whispering Lakes
krushnanirad…, Home Buyer in Katy, TX
krushnaniradha answered:
Do Pride Builders in Houston, TX use cheap material? Is it strange to sale a home with a little over 3000sqft for only $120,000?
we bought a house that is a double story and a little over 3000 sq ft. it's been about 5 yrs and now the entire brick slab from above our front door entrance is coming apart....even the ... more
0 votes Share Flag Tue Apr 7, 2015 Home Buying in Katy
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
How can I buy a home in Katy, TX (Harris county) with no money down and help with closing cost?
Hi Lailah,

You're in luck! Most of Katy is eligible for the no money down USDA mortgage!

One of the best things about the USDA program is the monthly mortgage insurance is cheaper ... more
0 votes Share Flag Fri Apr 3, 2015 Home Buying in Katy
Ronnie Hardm…, Real Estate Pro in Katy, TX
Ronnie Hardman answered:
Is it too much to ask that out houses be placed where construction is taking place? I currently have a house under construction and found that master
Hopefully you have an Agent representing you on this purchase. If not....Talk directly with your construction Superintendent/Supervisor. Sales persons sell. The Superintendent supervise ... more
0 votes Share Flag Fri Apr 3, 2015 Home Buying in Katy
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Pls Trulia try and improve on your site. One does not know if a house is pending or active, Remove houses that have been sold , Also put dimensions.
This is not the MLS. First many listings are ads placed by listing agents, the listing agent has no incentive or penalty if they dont update their listings. On the other note, you have ... more
0 votes Share Flag Tue Mar 31, 2015 Home Buying in 77449
Jerry Thomas, Real Estate Pro in Farmington Hills, MI
Jerry Thomas answered:
can an FHA loan be used for a new construction property being built by D.R. Horton?
Maybe. You need to make sure that the draw process (how the builder gets paid) is acceptable to D.R. Horton. Check out my site to find out more. www.bestfhaconstructionloan.com.
0 votes Share Flag Thu Mar 12, 2015 Home Buying in Katy
Aleshia Sand…, Real Estate Pro in Katy, TX
Aleshia Sandel answered:
Ok, here is a hard one but I do have high hopes. Getting a Mortgage approved with high down payment, 635 score but NO TAXES or WAY TO PROVE INCOME.
I too agree with USMortgage Ranger, you have a large downpayment - almost 50% after calculation for around $5k in closing costs making DP $55k.

And keep in mind that FHA has its re ... more
0 votes Share Flag Tue Feb 24, 2015 Home Buying in 77449
Aleshia Sand…, Real Estate Pro in Katy, TX
Aleshia Sandel answered:
my score is 445 and his is 520. we want to see if its possible to rent to own a house? or will we even qualify? we just moved here.
Unfortunately you would not qualify for a home loan at this time. There are many ways to improve your credit scores over time but for the short-term I suggest renting an apartment simp ... more
0 votes Share Flag Mon Feb 9, 2015 Home Buying in Katy
HelpUBuy Ame…, Real Estate Pro in 75019
HelpUBuy America answered:
If i want to buy a new house that is being built do i still need a realtor? do i need to have the $ for the down payment when i start the application?
The builder will require a deposit when you sign your contract, and you usually pay 1/2 upfront for your upgrades.


Don't Let Them Make a Monkey Out of You! Follow the link below.
... more
0 votes Share Flag Thu Feb 5, 2015 Home Buying in 77494
Marcus Melet…, Real Estate Pro in Katy, TX
Marcus Meleton answered:
Shall we make an offer for this home and will it be difficult to resale this property given the negatives?
Corner homes generally generate a larger price because the lot size is larger than internal lots and corner lots have one less neighbor bordering the home. Personally, I have a corner l ... more
0 votes Share Flag Sun Jan 11, 2015 Home Buying in Katy
Diana Hellman, Real Estate Pro in 10538
Diana Hellman answered:
What does MLS mean?
MLS means multiple listing Service. It is very convenient for agents and purchasers because any active property will be listed on the mls and therefore one agent will be able to assist ... more
0 votes Share Flag Tue Oct 7, 2014 Home Buying in 77449
Angela Villa…, Real Estate Pro in Katy, TX
Angela Villafranco answered:
Anyone know a company that could help with a mortgage for a first time buyer?
Hello Brandon, I have few lenders I can recommend you can email me at angela.vilafranco@garygreene.com if you havent had any luck.
0 votes Share Flag Mon Oct 6, 2014 Home Buying in 77449
Sally Grenier, Real Estate Pro in Erie, CO
Sally Grenier answered:
How likely will we be to get approved for a mortgage? (Looking to try for a 120k-150k range house).
Sounds like a pretty high debt to income ratio to me (not good), but what do I know? I'm just a Realtor. Talk to a local lender. Only they can tell you for sure. Student loans can pose ... more
0 votes Share Flag Thu Oct 2, 2014 Home Buying in Katy
Brad Evans, Real Estate Pro in 77406
Brad Evans answered:
I have been working here in the Houston area for 4 years now on a work visa. We want to start the process of buying a house, near Katy. Need Help.
Offering a wide price and size range of properties, Katy is a wonderful area with great amenities. I am located very close to Katy and also have an amazing mortgage lender in Katy that ... more
0 votes Share Flag Fri Sep 26, 2014 Home Buying in Katy
Dustin Moore, Real Estate Pro in Katy, TX
Dustin Moore answered:
What are the requirements for newcomers to the US to purchase a home?
I am currently working with a buyer coming from Toronto in a few weeks. He was here two weeks ago, I showed him homes and he found one he liked. I have contacts with lenders who special ... more
0 votes Share Flag Sun Sep 21, 2014 Home Buying in Katy
Stacy Burgin, Real Estate Pro in 77494
Stacy Burgin answered:
I currently live in NY but I am looking to purchase a small home in Alabama for 25K. I don't have good credit but i am trying to work on it.
I would advise to get with a lender to guide you in the right direction and find a local realtor to help you with the process
0 votes Share Flag Sat Sep 20, 2014 Home Buying in 77449
Mark Mcnitt,…, Real Estate Pro in Cypress, TX
Mark Mcnitt, ABR answered:
Can someone please tell me how much the taxes would be in Katy TX for a 350-400K house?
Maria,

3.5% of the homes accessed value might be a good number for the property taxes. I mentioned the accessed value, because the taxes are not set on the home's market value, only ... more
0 votes Share Flag Fri Sep 5, 2014 Home Buying in Katy
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