Hi Earl, the way Trulia displays things a little confusing when it comes to foreclosures. I wrote a blog here on Trulia that explains how to find foreclosures and how to read a listing. That should answer all of your questions.... J.R. Thrasher
The first question a bank would want to know is what are the "non-traditional" features of the planned home? If you can provide some further information on that aspect, Iâ€™m sure the community here could help point you in the right direction.
V.P. Branch Manager
(858) 212-7054 Direct
(760) 331-2063 Fax
Do you like fresh air, peace and quiet, four seasons? It's also very different that any other town in San Diego, it takes a special type of person to go from a average temp of 72* like downtown to snow 3-4 times a year.
For the most part, you can get great deals in Julian. I would love to show you sometime!
San Diego Choice Real Estate - Julian
Lindsey, Welcome to the current world of loans. It is really crazy. I must say, the swing in your appraisals from 420 down to 250 seems extreme. It is not unusual for lenders to send our 2nd and 3rd appraisers in today's environment.
In purchases I am seeing lenders checking and rechecking all aspects of the loan- employment varification, appraisals, etc. WEEKS after the loan was scheduled to have already closed.
I am really sorry about your refi. Perhaps someone could question the great diversity in the amounts between the 2 appraisals. That does seem odd.
"Advice You Need, Attention You Deserve"
800-680-9133 or 619-507-2100... more