Joshua : Questions & Answers

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gscottshaw, Other/Just Looking in Joshua, TX
gscottshaw answered:
We would like to buy a house in either Joshua or Godley, Texas. My credit score is 511 and my wife's is 575. We both clear $6000 a month.
have a mobile home in Joshua on 2.1 acres. with an Fha assumable mortgage. payment with property taxes and home owners insurance is $662.00. It needs some work paint, carpet etc. If in ... more
0 votes Share Flag Wed Mar 19, 2014 Home Buying in Joshua
Deborah Morr…, Other/Just Looking in Joshua, TX
Deborah Morris asked:
I'm not a Real Estate Agent but work for the owner of the homes I want to list as a contractor. All I do is show the rentals and advertise them. I do no discussing or selling of any homes. I do property management for the owner. Is it okay if I advertise the homes we have for rent on Trulia without violating the agreement.
0 votes Share Flag Wed Mar 5, 2014 Rentals in Joshua
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
is it possible to buy another home if i already have one but has a mortgage with a cosigner?
Definitely possible, we do it all the time. You have to meet the qualifications and if you can prove that you aren't making the payments on the co-signed loan I can often not count it t ... more
0 votes Share Flag Tue Jan 14, 2014 Home Buying in Joshua
Tom Burris, Real Estate Pro in Dallas, TX
Tom Burris answered:
My husband and I are looking to buy our first home, we have about 12,000 saved, but have credit issues.
Scores are way too low....

But I would be willing to guide you if you want.
DallasLoanGuy dot com is my site... There is a free e-book about credit there.

Call me if you want a ... more
0 votes Share Flag Fri Dec 27, 2013 Home Buying in Joshua
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Is it possible to purchase a home with 5% down and have "new credit"?
There are lenders like myself that are able to give out loans to individuals who do not have much credit history. In the event a borrower does not have sufficient credit on their credit ... more
0 votes Share Flag Thu Oct 24, 2013 Home Buying in Joshua
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
I own a house that i have placed on a lease since last september, is there a way i can get a loan for a mortgage of 30k?
Confer with a lender. However most mortgage companies prefer to lend money if it is your primary residence. You might have to cease your lease listing till you can secure a new mortga ... more
0 votes Share Flag Fri May 3, 2013 Home Buying in Joshua
Jen and Mark…, Real Estate Pro in Holmes Beach, FL
Jen and Mark Bowman answered:
I am a first time buyer ..have 481 credit score could I qualify with a co signer or get someone with great credit to get the house I want for me
Hi Jessica,
You've got to work on getting your credit in order before buying. A co signer cannot help in your situation because you would still be on the loan. Don't be willing to do ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in Joshua
Jen and Mark…, Real Estate Pro in Holmes Beach, FL
Jen and Mark Bowman answered:
how can i qualify for a 25k home with low credit and no cosigner?
Paying cash is the way to go if you don't have good credit. I don't know of any lenders that will lend $25K on the purchase of a house. The amount is too low and the fees for doing th ... more
0 votes Share Flag Tue Apr 16, 2013 Home Buying in Joshua
Dc7871093, Home Buyer in Kerrville, TX
Dc7871093 answered:
If I pre-qualify with 3 different mortgage companies, does it affects my credit score, since my credit has be run many times? Please advise.
You bet it does ! My credit score went from 830 to 790 on two of the companies!! I can only hope its temporary. I am not impressed with these companies...wish I could deal directly w ... more
0 votes Share Flag Fri Apr 12, 2013 Financing in Joshua
Karenshouse, Home Owner in Joshua, TX
Karenshouse answered:
I don't have money for a down and I do not qualify for 0 down. I have a small rental property in IN. In TX, I rent an apartment. Any suggestions?
Look into USDA loans. I live in Joshua and qualified for it. It's 0 down. Most people qualify for it that don't for anything else.
0 votes Share Flag Mon Feb 11, 2013 Home Buying in Joshua
Dave Buske, Real Estate Pro in Burleson, TX
Dave Buske answered:
What can anyone tell me about the area in Joshua Texas? I know it has a lot of open land and Mobile homes on acre lots... How are those areas?
Joshua is a rapidly growing community with about any type and price range of home you would like to find. There are rural areas with many mobile homes and go from there to very expensiv ... more
0 votes Share Flag Wed Nov 7, 2012 General Area in Joshua
Jami Shelton, Real Estate Pro in 76028
Jami Shelton answered:
Buying from builder in subdiv. Do I need a realtor? Why? What will they do that I couldn't? Cost? Who pays?
Wow! Katrina has it right! When you deal with a salesperson for a builder in a subdivision without a Realtor, the salesperson's job is to represent the builder...in other words, to get ... more
0 votes Share Flag Mon Sep 17, 2012 Home Buying in Joshua
Shanda Rose, Home Buyer in Joshua, TX
Shanda Rose answered:
I need help finding a home, details below, please please help, the house i am stuck in is not safe for my dogs and we need to move asap
i am in the southern dfw texas area, the only other state i am considering so far is colorado. plus that house (425 Tarboro street) is up for sale for 16000, why would i pay 20000 for i ... more
0 votes Share Flag Mon Jul 9, 2012 Home Buying in Joshua
Dave Buske, Real Estate Pro in Burleson, TX
Dave Buske answered:
I want to re-list my house at 2000 Glenwood Drive, Joshua, Tx 76058. How do I do this?
Hi Robert,
I would love to speak to you about listing your home. I have sold several homes in your neighborhood and very familiar with your neighborhood. Please let me know if I can be ... more
0 votes Share Flag Sun May 8, 2011 Home Selling in 76058
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Grandfather bought me a foreclosure house from FM. Can I sign the owner occupancy, he signs contract and only his name be on the deed?
What is your agent advising; also consider consulting with an attorney who specializes in real estate, he/she can best advise...
0 votes Share Flag Sun May 1, 2011 Foreclosure in Joshua
Naima Sumner, Real Estate Pro in Dallas, TX
Naima Sumner answered:
Buying a new construction home,not built yet, on a .75 acre lot in Joshua, tx. Whats a fair $ per sq ft?
This is where your Realtor (a buyer's agent) comes into play. They should know the area well, know the builder well, know the trends of the area and give you advice accordingly.

Nai ... more
0 votes Share Flag Sun Jul 5, 2009 Market Conditions in Joshua
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